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Old house with damp and weird pipes
Hello, I am interested in buying an old 1910 property, however during a view the house smelled very badly of damp. There was black damp all along the front and side wall in the living room and in the bedroom above the living room. There were also no radiators in several rooms and the pipes in all rooms ran along the…
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Moving In With Partner
Not sure if this is the right board for this so apologies if not. After a long time together but living in separate houses, with the plan to live together all the time at some stage in the future my partner and I are now looking at actually doing it. Due to ages of children first stage will probably be that I will move…
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Help To Buy ISA Bonus
Do you need to have put in your application to get the bonus prior to exchange or can it be done between exchange and completion? Getting rushed to exchange by the chain but my solicitor is saying we need to claim the bonus prior to exchange.
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LEASEHOLD - JUST PUT ALL THE FEES ON RIGHTMOVE!!!
Why do agents just waste time in emailing back and forth. Sellers also need to be clear too. Listing Lease Length, Service Charge and Ground Rent should be the norm, why bother inviting people round etc etc and then say it costs £5k extra a year to live here. Or worse still, pretend that you don't what the fees are. I…
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Shared Owenship Mortgage accepted - Am I eligble for Universal Credit ?
Dear all, We received a mortgage offer for a 2 bed Shared ownership property recently. Hoping to complete the rest of the process and move in soon. I am in full time employment and also work one day in another job. Wife is looking after the 2 kids. She is not planning to work at least for another couple of years. Here is…
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Stamp Duty Calculation Query
Hello, I sold my shared ownership apartment 18 months ago but have concerns that I may have paid too much stamp duty when I was staircasing. I have tried working out the amount I should have paid but haven’t had much luck confirming if what was paid was indeed correct or too much. Can someone help me with this? I’m…
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Dilemma - new vs old, expensive vs cheaper!
I'm faced with a choice and I've got no one to talk it over with, so would appreciate any advice/words of wisdom etc! There is an extensive newbuild development in the small town I want to buy in, with a house that is pretty much exactly what I want in terms of layout (garage, kitchen/diner, closed off lounge that will…
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Leasehold bomb shell, now what.
So I've been in the process of buying a one bed leasehold flat, and I'm feeling as if I've been somewhat stitched up. Firstly, I was told by the agent that the annual service charge was £300 paid in part monthly. Now my solicitor has come back and told me that this isn't the case at all and is actually £1700 annually. I…
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Two FTB's starting the journey to a Mortgage - what can you advise us?
This is going to be a fairly personalised post, sorry. Just about who we are - me and my partner are first time buyers (22F, 25M), we both have HTB ISA's and we're looking to buy a house late this year, around the £245,000 mark, with a 5% deposit including the HTB bonus. We have spoken to a mortgage advisor from Lloyds who…
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Slightly odd title plan
Hi, I am looking to purchase a property (semi detached, 1950's build, ex-council) and the plan has shown an odd bit to the plan (see attached). A part of the boundary goes over to the neighbours side and vice versa. We will need to demolish the outhouses as there's an asbestos roof on them. As I would need to demolish and…
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Haven’t received initial draft contract from sellers solicitors- how long is normal?
Hi :) we’re first time buyers and had an offer accepted 4 weeks ago. We instructed our solicitors straight away however they’ve said they haven’t started searches yet because they haven’t received an initial draft contract from the seller’s solicitors yet. Is that normal at this stage? We’re not in any huge rush and said…
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My Tenant Wants To Take In A Ukrainian refugee: advice needed
I have a buy to let property with a mortgage. My tenant has asked if they can take in a Ukrainian refugee. I am willing to consider this, but need to fully understand the legal implications and risks. I don't want to fall foul of my BTL mortgage provider (Barclays) or any insurance cover on the property. All my savings are…
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Charging Order redemption - Bankruptcy
We are at the final stages of property purchase. Due to exchange but apparently are waiting on a charging order "redemption" statement for the sellers side before we can do this. It seems to be taking a long time and is now delaying the exchange. Can anyone advise how long these normally take to come back once requested?
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Selling at auction
Hi, I'm looking at options to sell my house. It's in great condition and it's only 12 years old. Is the auction route worth considering and what would be the fees involved? Thanks for any help.
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Tall drainpipe structure next to wall
Hello. My neighbour has built a, just under 7-foot wood support frame to attach his drainpipe to, which then feeds down into his pond. The piping is unsightly from my side of the property, right next to my door with glass window. I live in a row of cottages where the left boundary is considered mine. There is a wall…
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Buying ex's share of the house
Can anyone please give me a really simple guide to buying my ex's share the house? My ex has started the process of buying a new house, I have started the process of getting a mortgage. This morning he told me he was getting a solicitor to draw up an agreement for me to sign stating that I would pay him his money on the…
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Selling house with a slight damp issue
I'm doing the legal documents for selling my house. On the TA6, there doesn't really seem to be any sections that ask about damp, but I know I have a wall that does have some damp issues (not 100% sure what the cause is). Just wondering if I should put this in any specific section? Or just assume they will get a survey…
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Purchased house with subsidence
Good evening, Pretty much as the title says.. sorry for the essay. Last year I found myself separated and going through a house sale and purchasing a new one quite suddenly. With prices realistically out of my league in all of my county, in desperation I purchased a small terraced house (the only one I could afford). The…
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Developers and access
Hello - I'll try to keep a long story short. Our home is a detached house on the edge of an imminent development - a new garden suburb. This has been going on for 7 years - the development trust has been made up of the landowner and two building firms, and recently the landowner has sold the project to the builders. We had…
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What to do with my parents property.
My parents own another property in addition to their main property which they rent out for £500 per month. I have an idea that they could transfer the house to myself and my brother and sister so that we could use this to start a property business. My plan would be to still pay my parents the £500 so they don’t lose out,…
