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House is Unmortgageable - Now What?
Me and my partner bought an ex-council house in 2017 as FTB. Survey noted that house was of “modern timber frame construction” but did not suggest this would be an issue - in fact, it specifies that both walls and roof are of “standard construction”. January 2021 we put the house on the market and since then have had no…
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NOT Japanese Knotweed
About to put my house on market, but Japanese Knotweed has come up on survey on the wreck of a house next door. I know for sure it’s Himalayan Honeysuckle. What’s the best way to prove that?
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I'm still getting chased for ground rent on a property I don't own
So as the title suggests I'm being chased by the land owners for ground rent of a leasehold property I sold over a year ago. I rang them to question why this was happening and they said that they hadn't received notice of the new leaseholders. Based on the conversation I had, they believed that my solicitor had done…
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Property agent
My wife and I rent out 3 properties of which my wife is the 100% owner of 2 of these properties. I tend to be the tenants contact with any queries and as long as my wife agrees i then sort out any tradesmen, etc to sort out any problems Obviously I have done this just to make things easier for her and no monies change…
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Selling items as part of a house sale.
We are in the process of selling our house and the buyers are interested in purchasing the washing machine which we are willing to sell. Is it ok for me to say I agree to the price they have offered for the washing machine to be 'sold as seen' with no guarantees or warrantees? The washing machine is about 5-6 years old and…
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Pulling out of a purchase for another property.
So I am a first time buyer. We got accepted on a house in October 2021. Everything was running smoothly until our solicitors realised that the seller had originally bought it through the Right to Buy scheme less than 10 years ago and hadn't offered it back to the council. This has now put everything on halt as she has had…
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Stamp Duty Refund eligibility
Question about stamp duty refund1. Married couple, lived in a residential London flat for x years. Husband was the only owner. December 2021, we took equity out of London flat to buy house and keep/rent out the London flat. At the same time added wife to both mortgages (residential+BTL). (Wife never owned a property…
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Second home Stamp-Duty every time I move?
Hello, I am about to let my flat and move into a new residence so have paid the second-home stamp duty. Will I have to pay the higher stamp duty every time I move house? If I were to move again in two years, for example, would I have to pay the higher stamp duty again? Thanks
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Converting a Flat to Buy To Let
Hi everyone, I'm currently looking to let out my flat and move to a new property and am a bit stuck on something. I've been doing the sums on letting the property out and the tax implications. Given the property is under my own name it appears I would have to pay 40% on all rental income, which would leave me with less…
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Who can witness on a TR1?
I have a friend who is in the middle of selling a property and needs a witness for the TR1. Can I be the witness if she is currently staying with me?
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Reasonable timeframe- offer accepted to completion
Offer accepted end of November. Buyer still has no mortgage offer and has not instructed their solicitor. Would you relist your property (with a new EA)? Or are such delays expected currently? Thanks
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Valuation of right to buy advice
Can anyone advise me if a valuation on a right to buy property can be done and if you’re not in a position to continue at that time you can try again a year or two after?or if it’s a one time kind of thing? Because it’s hard to know when you have no idea what kind of figure you might be looking at. Thank you
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Conveyancing
I bought my first house in the 1980s and did the conveyancing myself. I used Michael Joseph’s the Conveyancing Fraud but poor Michael is no longer with us. The sellers solicitor did not like it but as we lived next door it turned out ok. When we moved again some years later I used a friends solicitor who made a right pigs…
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Survey on house
After a year of looking I’ve finally had an offer accepted. The property is quite old so I do need a survey. What level would you recommend? Also should I wait for my mortgage offer before spending the money on a survey?
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Buying into partners home
I have a flat which I own outright and will be selling later on this year,MY Partner will be paying off his mortgage in the next couple of months,his property is valued at around 370K, if I were to buy into the property for around 80/100k would I be libel to pay Stamp-duty. I realise We would need to get a valuation. Thank…
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Neighbour applied for planning permission using our details
Our neighbour has recently applied for planning permission but on application form and on all maps, existing plans, proposed plans, etc. he used our address and our Land Registry title number. On application form he has also certified that "on the day 21 days before the date of this application nobody except myself/ the…
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New correct lease plan for the Land Registry
Hi all, I am buying my first flat and, although I studied a lot), I am inexperienced about the regulations in the UK. My solicitor spotted a minimal variation in the lease plan from what shown by the estate agency (maybe 30-40 cm in excess). She advised either that the seller completing the Lease with a new correct lease…
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Buyers Mortgage Advisor lied to EA
My property initially sold to a supposed cash buyer, who later decided to get buy to let mortgage - week before exchange said wanted for £20k less than agreed offer. House put back on market. New buyer offered asking price within a week, since then have had valuation survey and it as all fine, but mortgage offer held up…
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Advice please on ending my tenancy and exchange of contracts
Hello lovely people I am looking for some advice please as my head is spinning a little. I am just at the point of exchange of contracts on my new home (likely to be next week). I am currently renting and have rolling monthly contract (periodic tenancy). I moved in to this property on 16th April 2019 so am I correct in…
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MSE's Green Mortgages guide
Hello everyone, We've written a brand new guide on Green Mortgages. This is the discussion thread for that guide. If you haven't already, join the forum to reply. Thanks, Kit
