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Is it considered reasonable to share some vendor auction costs with the buyer?
I'm selling a residential property via a national auction shortly and would like to ask if it's considered reasonable and fair to stipulate that the buyer of the property pay something towards the vendors (Myself) legal costs and/or auctioneers costs? I've not sold a house at auction before but have seen these type of…
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Vendor not responding
Soo frustrated and worried … We’re FTBS, when we went to view the house beginning of September, the vendor said they would either move in the with family or rent when the solicitors were ‘ready’. our solicitor is still waiting for the vendor to fully respond to enquiries, it’s a question about if they intend to move out…
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Pulling out if chain too big
Hi I'm looking for a quick deal on a new property chain free ideally as I've had a seller on a previous property waste my time / energy and money. I've found this new property. I'm overpaying by 15k on the property. Currently two properties in chain and chain not complete. If person at end of chain doesn't want to break…
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Errors on Santander's mortgage valuation report holding off the exchange (FTB,HTB)
Good day to you! I wonder if anyone had a similar situation happen to them and could indicate whether I should be worried. I received valuation report from a lender in the mail (snail mail) around New Year's time. I didn't go through it very thoroughly, just noted that their reported value aligned with my accepted offer on…
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Bridging Loan - Acceptable deposit source?
I am wanting to use a Bridging loan secured against my property I am in currently, to help fund my new purchase. The loan would not be secured against the new mortgaged property but would be on my mortgage free property. Is a bridging loan an acceptable source of deposit for most lenders? The lenders criteria page is vague…
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Auction property purchase query
Hi there, My first time posting. I am looking at buying a very modest property at auction and have a solicitor lined up. Have done a lot of auction watching property research etc (am a first time cash buyer). Obvs the auction houses are terrible money making schemes but Im on top of the crazy fees, fake bidding likelyhood…
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Purchasing a house with allocated parking - can I remove it from the deeds
Hi, I've recently had an offer accepted on a freehold house. The house that I've put an offer for was built in 2006 as well as my neighbours. At the same time (2006), a block of flats behind the property was also constructed. As part of the new build, my new property was allocated a parking slot which you gain access via…
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Redirecting mail - need proof of address
I need to redirect my relative's mail now that I've sold their house. (They've gone into a nursing home and I have power of attorney). The post office redirection form requires me to provide a certified copy of the Power of Attorney - which I have, and a cheque for the fee with my name stated as PoA - which I have, but,…
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How often should I be getting updates from conveyancing solicitors?
England, FTB, had an offer accepted and instructed conveyancing solicitors. How often should I be emailing them to get updates on general progress? As far as I know, they should be starting the first of the searches this week. Is it true you're supposed to contact them several times a week for updates, to ensure they keep…
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Whats up with this flat roof?
I was looking at a property, and noticed half the roof is flat. I've never seen this before on a house, it looks bizarre. Can anyone shed any light on why this might be? Would it cause mortgage problems too?
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Conveyancing issues
I am selling a house that I bought 20 years ago from a farmer which is semi detached to their property. There is a shared septic tank and the farm supplies water to the house, billed annually. I have nevery been charged for the septic tank use, as it has never been emptied. Now I have come to sell the property the farmer…
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Purchasing with wear and tear
Hello all So the flat I am looking to purchase has minor issues that need to be fixed like a small dent in plasterboard wall and one door with damage at bottom. So I offered 6k under asking price. However as it's tenanted and not able to see all of the walls due to furniture, if there end's up being more work needed then…
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Relocating to Cornwall
Me and my husband look to relocate to cornwall this year. We live in the South East.we are mortgage free and have ample savings in the bank. I work in an admin role in yhe NHS and my husband is a driver. Considering St Austell or Truro to be based within commutable distance for work. Any suggestions on the above plan we…
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Boundary issue on house I have sale agreed on
Before Xmas I viewed and have sale agreed on a property When I was there there was the beginnings of a new fence between the two properties which has been previously devided by council concrete posts I assumed it was the owner selling the house doing it. Now two months later the tennants have moved out and when I went to…
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How long was your chain?
I’m a FTB, had an offer accepted last week. Vendor has found somewhere but his vendor’s vendor needs to find somewhere. The estate agent has told me (a few times) that this is all normal. So we currently have 4 people in the chain, could be more. Prices seem to be rising quite steadily around here and the longer the chain…
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Haslemere or Guildford
Hello, The wife and I are considering moving to Haslemere or Guildford from a small village. What are your thoughts on both of these towns for a young family? Budget is in the £2 - 3m mark. Thanks
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Sinking Fund Query
Hi, we are in the process of selling our 2 bedroom flat and hoped you could help us with a question about sinking funds. Our flat is in a purpose-built development of 9 flats (originally 8 with 1 added a few years ago) built in 2009 in South-East London. We purchased in 2018 aware that there was no sinking fund but happy…
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1st time mortgage on right to buy council house
We have the right to buy our council house, we have had it valued and have been offered a discount because we have lived here over 10 years. We are looking at mortgages but have no clue where to start. We have 4 children (3 living with us) 2 (18 &20 years old) of those are autistic and we envisage them living with us for…
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Bungalow converted to house - Building Regs completion certificate
Hi all - another house buyer where the seller has had work done but no building regs info... I am trying to buy a house where the seller has taken a bungalow and put an additional storey on and new roof. Work completed 10 years ago. Planning approved. I have been advised that there is no building control completion…
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Survey or save money?
We've put an offer in on our hopefully new-to-be home. It's a 10 year old mid-terrace eco-home built by a reputable firm, award winning etc. with lots of eco credentials - solar hot water from panels on the flat roof, advanced ventilation and the like. We're cash buyers. The property has been kept immaculate and maintained…