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Buying a house and the boundary is wrong!
We are currently in the process of buying a house and when we received the land registry map that outlined the boundary, it was a lot smaller than the fences surrounding the gardens property. The seller has confirmed that the boundary has been this way for the past 40 years, and her solicitor is going to sort it out. My…
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Buying a probate property with multiple recipients
Hey guys, We're considering buying a probate property, which we're told has multiple recipients involved, we're also told that probate is 'about a week away'... With a transaction like this, what's the likelihood of it all completing before the end of the year? (I suspect it's not the critical path, but we'd be cash…
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Valley House Charlton - Council Flat Delays
Hello All, I am Alisa. I new here but have been reading this forum for years. Me and my husband have recently been offered a 3 bed Housing Association Flat – the development is Valley House, in Charlton London. We have been waiting 6 years for this. I have 3 kids living in a one bedroom HA flat and we are delighted that we…
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FTB - General Confusion
Hi all, I have lurked on this board since starting my house hunting journey months ago and finally decided to sign up and make a post! We put in an offer on a property 26th July and was accepted the next day. We are currently in the process of signing the draft contract (tomorrow with a witness) and I'm just generally…
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Freehold house, resident management company
Hi, We are currently in the process of purchasing a 4 year old house, on a new build estate. The last apartment hasn't been sold, so the management company still run it- it will be turned over to the residents once that apartment is sold. This is a freehold house, should we have any concerns that we will be paying 150-200…
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Foam in roof - thoughts?
Hi all. I'm buying a freehold house and just received these certificates from my conveyancer. I did a quick Google on the company warmroof and it states that they are "permanently closed". Should I be worried and what would you do?
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Road unfinished
Hi I purchased a house shared ownership back in March 2020 the builder has gone bust - having problems getting snagging done but the main issue I have is that the roads are unfinished. The Housing Association are now saying that the roads are unfinished because they are negotiating with the seller of the land to put an…
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Exchange & Complete on sale and purchase
This might be a daft question, but would appreciate any insight from seasoned home movers! Is it possible to exchange contracts on my sale and purchase at the same time, with different completion dates for each transaction? e.g. Exchange on sale with a completion date of 29th Sept and the same day exchange on purchase with…
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Eviction Timescales for Anti-Social Behaviour
Hi,I'm aware that there's a big backlog of eviction cases and a long wait for things to go through, but I wondered if that applies to all types of eviction or if they prioritise anti-social behaviour cases? We're having terrible problems with a neighbour and I know the housing association are gathering evidence to have…
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Estate agent photos
Hello, we are preparing to list our house for sale but are concerned on right move sometimes photos don’t always look that great and it may be that we can take better photos depending on lighting throughout the day (whereas an estate agent will just take photos during a short window). However, what device would we need to…
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Remortgage advice help
Hoping the kind mse folks can help here. I live in Scotland with my wife and young child. Now, we have a house worth 93k but only 30k left to pay but we also have debts. I have around 12k on a loan at 8% and my wife has 9k, 6k of which is on a loan at 8% and 3k on a 0% CC. It is probably worth noting the house is solely in…
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Moving flats during possible lockdown?
I'm half expecting there to be another lockdown this autumn, and I am due to be moving flats in about 6 weeks. Is it likely that this would still be possible during a lockdown? I forget what the situation was like during the other lockdowns as I didn't need to move flats, so wasn't taking much notice. Im worried that I may…
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Solicitors are no good to anyone.
Hi all, get a cup of tea and brace yourselves. In December 2019 we sold our house within a week and in Jan 2020 sols were recommended from the estate agents, property we went in on was a disaster, in July 2020 when our mortgage offer of 5% deposit expired they wanted us to renew at 15% which we couldn't afford. The…
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Building regs certificate without electrical installation certificate
Hi all 👋🏻 many thanks in advance for any advice. We are (all being well) first time buyers a few weeks away from completion and today I got a call from our seller’s estate agent to ask if I am happy with an indemnity insurance policy… first I’ve heard of it, directed them to our solicitors. It has come to light that the…
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Issue Ending Tenancy
Good Evening, I am attempting to keep a really long winded story short here, to save you a long read. However I would like to know views on what is likely to happen with our tenancy. We rented a property meant to be on a long term basis through a 12 month AST with no break clause from last December. In June, agency served…
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Rent with an IVA and self employed
Newbie here! Myself and my husband have rented for the past 12 years, 8 years in one property and in one since then. Our landlord has decided to sell. During lockdown, my husband set up an IVA and went self employed. We put down a holding fee on a new rental and have been informed that it will returned due to the IVA. As…
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Issues with Solicitor - Unsure if I am expecting too much
Hi I’m in the process of moving house - I’ve sold my house and waiting to complete on my purchase. I needed to break the chain so have had to move in with family and I’m now having issues with my solicitor. The main issue for me is communication and feeling frustrated that I don’t know where we are with the purchase. I…
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Leasehold 1930s semi - 985yrs remaining
Hello, I am after some advice… (Translation: HELP!) We were close to getting a completion date on a 1930s semi, offer accepted June. Our solicitors then advised last week that the property is actually leasehold (unregistered). The owner had passed away and it is his relatives selling (via probate) - so they and the estate…
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Does a Building Regulations Certificate of Compliance cover an EICR for tenancy?
This relates to another discussion that I created here. I have recently moved into a flat where the landlord has not registered the 2 flats as separate properties (they used to be 1 office bungalow) to avoid council tax. One user on the other discussion thought my electrical documentation in the contract might not be…
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The property I am interested in is not available until April 2022. What problems could i face?
I have previously posted regarding my current rented tenancy & how this would be affected if my offer for a property was accepted that isn't available to move into until April 2022. I am posting again for some more advice with regards to any potential problems I could face if I was to put an offer in on the property with…
