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Buying a property with limited title guarantee
Hi There, Hope you are well and keeping safe. Wanted to get your advise on if we should go ahead and buy a property with limited title guarantee (the owner has passed away and the children are executing the sale). Our solicitor has told us that this is totally normal to get limited title guarantee when the property is…
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Excessive Service Charge Recovery Fees
Hi all, I was hoping to get some advice regarding my service charges for the local mgmt company that look after the estate (my property is freehold). The charges £168 are currently just over 2 months late, they are due semi annually prior to the period commencing in this case the period is 01/07/2021 up to 31/12/2021.…
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Fixed Term Tenancy End
Hi So currently living in a fixed term tenancy which is due to end in December 2021. Got email as usual from the Estate Agent who manage the property to say to let them know asap if I want to a - leave at the end of the term or b - sign a new fixed term. Now I know legally this would turn into rolling tenancy and I dont…
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Additional property Stamp Duty
Hi, Sorry if this has been asked before, I couldn't see it when I searched here before posting. My fiancee and I are looking at buying our first house together. This would be classed as an additional property for me as I am on the deeds for my Mum's house and as such will have to pay the according Stamp Duty. I am…
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Leaving a tenancy early
Hello, I think I know the answer, butI'm desperate enough to ask on the off chance someone has an idea. I've moved into a flat for about a month, and I absolute hate it. I'm not entitled to a parking permit so I have to rent a space in the expensive monthly 'reduced parking'. No one will deliver a bloody washing machine (3…
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RTB remortgage council won’t release deed of postponement
Hi, I’ll keep it short as possible, I hope someone can offer me advice. I’m currently in the process or remortgage on my right to buy property. With being in my 5 year discount period I had to apply to the council for a deed of postponement (dop). I have paid an upfront fee and estimated legal costs to the councils legal…
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Getting hold of house deeds.
We've finally paid off the mortgage on our 1940s house, and I was eagerly awaiting a big deeds documents to land on my doormat at some point. All we've received is a single page mortgage deed, which appears to be a doc we signed when taking out the mortgage, and another single sheet from the HM Land registry headed as…
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Do I need to report pest damage to landlord?
Hi. There are a family of rabbits making a mess of the lawn of my rented property. I really enjoy watching the babies playing in the evening but they are starting to dig up the lawn. I’m not bothered about the lawn but I don’t want to be liable, however I’m mindful that the solution might be to kill them all. I don’t mind…
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Restrictive Covenant?
My son is in the process of buying a house and his solicitor has thrown up a couple of snags. The house is in a small enclave of 3 houses in total, and it seems there is a covenant that restricts all 3 houses from renting out their properties. This isn't his main concern, as for now, and the foreseeable future the house…
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Buying and Selling in Scotland
We have had an offer accepted on a property and the owners are happy to wait for us to sell our current house before setting an entry date. We accepted an offer for our house 4 weeks ago with an entry date to be mutually agreed. Our buyers allegedly are first time buyers with mortgage agreed in principle. We have…
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Waiting for HSBC confirmation to release fund in time then we can exchange?
I’m buying a house on my own so this time I’m so anxious. On 6th Sep, 3 parties in the chain agreed to exchange and complete on 15th Sep. however when solicitor asked me if I want to exchange before my lender HSBC send confirmation for fund to release in time for completion, I don’t know what to answer. Then he decided for…
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Tenants in Common - does it work with a parent .
Looking to buy my first property after a few years living with my 68 year old dad . Saved enough funds to buy a two bedroom house for myself with
a small mortgage , but can’t really leave
my dad where he is as the area is getting worse with robberies and open drug
dealing (plus hes struggling with the
stairs ). She has…
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Capped mine shaft
Hi if anyone could offer any advice it would be great. Me and my partner bought our property 5 years ago ....we were made aware there was a mine shift across the road in the neighbours boundary, a mining report was done and mortgage was given no problem . We have come to sell the property and have been told now cash only…
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First time buyer slightly confused!
Hi all, We are first time buyers and due to compete on 17th September, I’ve booked the movers, time off work and already arranged for home insurance from the exchange date the solicitor told us (should have been 6th of this month) I’m not normally one to pester as I know solicitors are busy with x amount of other clients,…
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LISA + mortgage buying 2 properties
I am potentially going to buy 2 properties that are bordering: - a (semi-detached) property to live in - a much smaller property that is currently an office (but we would convert to a dwelling later, effectively being an annex) Say the former is worth £425k and the latter £100k and I am a first time buyer. Insofar as I can…
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Joint Council Tenancy
My adult children and I have had a Joint Council Tenancy for the past 20 years. Household bills are split 3 ways monthly, all the bills are in my name. I am a pensioner. My son was made redundant during the first lockdown, although he continued to pay his share of household bills to me, but for the past four months he's…
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Developers pull out before exchange of contracts. Is the reservation fee and extras paid refundable
In January 2021, my and my partner reserved a plot on a new build site and instructed solicitors firm - Beaumont Legal on the purchase of the house. As per the developers, the completion date for the house to be ready was originally end of May 2021, subsequently being pushed back to June 2021 and then July 2021. We finally…
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Boundry dispute
Hi all, pretty much read the previous threads on this subject but wondered if any progressed through the courts or taken legal advice After 14 years of living on our property our neighbour ( increasingly acting stranger as the years pass) informed us he wants us to clear a 600mm space on what we assumed was our garden…
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Is this legal
I am helping some find somewhere to live and spotted this ad... Small studio with limited cooking facilities - electric only , microwave, toaster and kettle. Fridge Small TV , en-suite shower room/toilet and sink Double bed and desk Access to shared garden Suitable for a single person The room is let without a tenancy on a…
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Breach of tenancy contract?
Looking for some help, its a long story so settle in... We found a flat we loved and it worked out because the move in date was two weeks before we were due to leave, nice overlap. We paid the holding deposit, passed the references, signed the dated contract and paid the deposit and one month's rent. Me and my partner…
