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Right of way
We are considering selling our house. Our home is the third in a terrace of 4 where we have right of way on a path which runs past all four houses. The occupants in the first house allow two dogs to roam free on the path in front of there property. The dogs are contained between two gates. When anyone wants to enter or…
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FTB: damp comes back from survey
Hi all, We’ve just had a survey done on a house we love (on first look it looked ok condition but in need of modernization). The surveyor called us up to inform us that there are extensive damp issues throughout, an unsupported chimney and hole in the roof and essentially lots of things in need of replacement from the…
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Will we be priced out of the market?
We have accepted an offer on our house and its all going through. We haven't yet found a house that we would like to buy, (the house we put our property on the market for sold before us) We are in a fortunate enough position that we are a military family and can move into service accommodation while we continue to look,…
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Money Moral Dilemma: Should I ask my partner to put extra towards mortgage repayments?
This week's MoneySaver who wants advice asks... My partner and I have just bought our first home together and I contributed an extra £5,000 to the deposit so we could get the home we wanted. Should I ask my partner to contribute £5,000 to something else related to our home, such as mortgage repayments, or is that just…
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Problem upstairs tenant, shared entrance & harassment
Hi, I am looking for any advice regarding problems with the upstairs tenant, shared entrance & harassment. My husband and I ( and our 2 year old) live in the ground floor flat of a converted house. We own our flat and garden. The upstairs flat is rented out. We have a shared pathway, shared external front door and small…
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First House undisclosed neighbour dispute advice.
Hi, Me and my boyfriend have just purchased our first property. Everything went fine and we moved in a week ago to find out that the property next door to us through the wall is a children's unit for young adults with challenging behaviour whom have been through the system, or either been young offenders. The house is used…
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Level 2 Survey results
Hello all. I'm buying for the first time so unsure how to interpret the HomeBuyer's Report. The report lists 3 elements that require urgent attention. I read on this forum that these are fairly standard observations for a used property (this is 58 years old) but want to check if I should get further tests done (for i and…
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Land Purchase
I wish to purchase a small strip of land approx 1 x 3 metres adjacent to my drive, from my neighbour. At some time in the past it has been incorporated into the block paved drive of my house, however, technically it falls within my neighbours property line. Its an anomaly caused by the way her house sits back from mine and…
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Express right of support and protection from adjoining properties
Hi I am in the process of purchasing a property and have been advised by my solicitor the following: We would draw your attention to the fact that the property does not appear to benefit from express rights of support and protection from adjoining properties. A right of support is the right of a landowner to have his…
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How long a delay to process if we need to reduce offer?
Currently in the process of buying a property, everyone is hoping for completion by end of this month. Short chain. From the management pack, we have discovered that there's a large expense coming in the next year which will not be fully covered by the existing sinking fund. The vendors did not tell us this during the…
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Landlord not registered flats as separate, creating difficulties regarding council tax & bills
I moved into a 1 bed flat within the last month that used to be part of a larger bungalow with the next door flat. Both flats have their own name but share a flat number (i.e. "House name", 43 South Street). The bungalow was separated into two flats at least 4 years ago and each has its own door outside, there is no shared…
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"Acting for Lender" Fee from Seller's Solicitor
Hi, I am selling my property and my solicitor has asked me for an "Acting for Lender" fee of £120. Since I am selling and there is no lender, is he mistaken? Or am I?
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Selling home - Building Regs
I will keep this short and simple. House was Re roofed in 2019, didn’t know we had to apply for building regulations. Roofer used is a contractor. He didn’t mention it and neither did I do my research. Silly me. I have pictures of the works done, work to me looks good and we’ve had no issues. Tiles were replaced along with…
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Level 3 survey issues
We are in the process of buying a 100 year old period house that ticks a lot of our boxes. We have out mortgage, searches have been ordered and everything kicking into place. We are looking extending in the near future so due to this and the age of the property we went for a full level 3 RICS. The report came up with a…
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Shared ownership with bad credit
Hello we are trying to get a shared ownership mortgage and I have found that I have two debts on my credit rating that I didn't know I had from 5 years agoWe only want 25% of a house which is £48,500 and we have a 5k deposit Do we still have a chance ? We are with the mortgage broker the new builds gave us .. but we have…
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Check Internet quality on house
Hi Purchasing a property but forgot to check internet quality. Is there a reliable website to use to check internet quality for a property? Thanks
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Last minute change from joint tenants to tenants in common?!
Hi all, We have exchanged and due to complete this Friday. My solicitor has forgotten about the deed of trust we wanted (told her numerous times) and never told us we had to be tenants in common for this so we have said we are joint tenants in the transfer deeds stuff. She said she can change us to tenants in common to do…
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Advice about parents’ contribution to second home
Are there any rules about parents contributing to renovation costs on a second home? We are looking at buying a second home in Italy and want our parents to join us for holidays. However my Father has poor mobility and we are finding it difficult to buy a property with a downstairs bedroom and bathroom. My parents are…
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Property information Form (TA6) - neighbour dispute reporting
We’re looking to move. We need more space but one of the main issues is that my neighbour smokes very strong weed and it is driving us up the wall. The smell comes into our house, we can’t have our back doors open. We have children and we don’t want them exposed to this. We’ve had the conversation on multiple occasions but…
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Are my solicitors over charging me?
Hi All, Just hoping someone might be able to help me with this I'm looking to buy a new build property for £304,800 in London, off-plan and on the Help to Buy scheme for first time buyers. I was initially told by the developers that they would cover the solicitor fees of up to £1,500 which is great, however when I asked…
