We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buying a house and the boundary is wrong!

We are currently in the process of buying a house and when we received the land registry map that outlined the boundary, it was a lot smaller than the fences surrounding the gardens property. 
The seller has confirmed that the boundary has been this way for the past 40 years, and her solicitor is going to sort it out. 
My question is how long might this take? Are we talking weeks/months? 
We are really desperate to be in the house as our current house has sold and our buyer would like to move in ASAP. 

Comments

  • user1977
    user1977 Posts: 18,432 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Depends how they are proposing to "sort it out".
  • The seller has confirmed that the boundary has been this way for the past 40 years, and her solicitor is going to sort it out. 
    Sorry just to be clear, the seller confirmed that the boundary where the fences are (the larger boundary) has been this way for 40 years. 
  • Slithery
    Slithery Posts: 6,046 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 8 September 2021 at 12:30PM
    That all depends on whether or not the land actually belongs to them. Just because the boundary has been in place for 40 years doesn't mean it's theirs. It could be a simple case of the extra land being on a different title which they do own, in which case they simply transfer the title to you alongside the title for the property. Or it could be that they don't own the land at all meaning they may never be able to sell it to you.
    Have you done a LR map search to see if the additional land is registered to anyone?

  • lookstraightahead
    lookstraightahead Posts: 5,558 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 8 September 2021 at 2:16PM
    When I recently bought my house, half the garden belonged to someone else, the vendors didn't even know.

    Do you know who does own the land? The deeds are probably right and the fences etc are wrong. 

    The solicitor can't just sort it out - the land will belong to 'someone' 
  • Ramouth
    Ramouth Posts: 672 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    This is something you really need to discuss with your solicitor.  If they own the land, or know who does it is relatively straight forward to sort out.  

    If not, you will be looking at an adverse possession claim.  You may be able to carry on with the purchase and do this after completion with a document from the seller stating how long they have been using and enclosing the land.

    After the initial process you wil be given ‘possessory title’ for this section of land.  It can still be disputed by the original owner at this point.  Once you have had possessory title for 12 years you can apply to have it made absolute at which point it is indisputably yours.

    You can get possessory title indemnity insurance in place to protect you should anyone with a better claim to the land turn up in the next 12 years.  You will also need to run it past your mortgage company - we were unable to get a mortgage for the property we were purchasing as the land in question included the front porch.

    Sorry - this is a rather long post but a very short explanation - I would recommend googling adverse possession and having a good read.
  • Ramouth is correct - I would just add personally that not to touch it unless straightforward.
  • wend33
    wend33 Posts: 75 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    There can be a number of reasons why the Land Registry title differs from the situation on the ground. If it results in a claim for adverse possession this would involve an inspection of the land in question and consideration by a senior officer at LR. It may also involve service of notices to other parties and therefore it's impossible to give a timeframe.  That said it might be as simple as a bit of the title is in the ownership of the vendor but hasn't been registered.
    ;)wend
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.