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Viewing a house… probate
Hi, The house we was going to sign for today has fell through. We are back to looking and only have 5 week mortgage offer left. Anyway we have booked a viewing for Wednesday on a property that’s in probate and the probate has already been agreed. Could anyone tell me if this could be a quick sale due to no chain either…
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Renting problems: What should I do now?
In July I paid a deposit and signed a tenancy agreement to rent a room (HMO) for a short duration. After signing this agreement I received none of the required "prescribed information", only an automated email from the scheme saying I had been added to a tenancy and to login. A few days ago I attempted to login to the…
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Does my mortgage provider offend estate agents?
Hi all due to some adverse credit i have had to get a mortgage with bluestone motgages who were able to offer me in my eyes a great deal in comparison to nothing at all from any of the high street lenders, We have been on the hunt for a house for the last few months and literally everything we go for there seems to be some…
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Rent to Buy/Own
Having trouble finding much specific info on this - even on this website - anyone any clues?
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Tenants left belongings in property - what next?
My friend's tenants recently gave notice and handed back the keys to the letting agent. When she went to check on the property she found that they have left some pieces of broken furniture, a sofa, mattress and bags of clothes, as well as a few other personal and household items. Speaking with the LA it seems they…
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Water search returned public sewage in the boundaries of property we are buying
Seeking advice as our lawyers sent us this message from our water searches. Sewage pipes within the property boundary The maps provided with the search indicate that there is a public sewer or drain or water main within the
boundaries of the property, as shown on the plan attached to the search. The presence of these…
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Buying A House - Is Offering More Money To Move Into Rental/With Family A Thing?
Hi all So I’m looking for a little advice or thoughts on my current
situation of buying a house. Firstly, I’ll attempt to explain the start of the
process and the current progress. I’m a first time buyer/chain free and also a cash buyer. I
live in Cornwall and admittedly don’t have a massive budget – about £190k. In March,…
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Capital Gains tax
Hi everyone, I was wondering if you could help me. My wife and I bought a residential property in 2014 and sold it in 2020. It was our main residence throughout this 6 years. I am assuming we will still need to complete a capital gains return? If so, how do we compute the buying/selling/cost figures when it is jointly…
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Tenants won't leave property we're buying..
Just after some general advice about our
situation. We've had an offer accepted on a house, mortgage
sorted and all checks, etc carried out. We're good to go. Only thing is the
tenants, who were given six months’ notice to leave, have not left and they have less
than a week to go on their lease. According to the estate…
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Soakaway on neighbours land
Hi We bought our house 9 years ago from a friend, it has a
septic tank and soakaway. The house was parcelled off from a smallholding and
this meant that though the septic tank is on the land we now own the soakaway
is on our neighbours land. The system was installed circa 1981 and has been in
continuous use by those…
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Transfer of Equity Problems
Morning I recently left my property that my ex partner is taking ownership of with a transfer of equity in exchange for an agreed sum of money. I was advised this was happening on Thursday, this didn't happen, I was then told Friday and again hasn't happened. I haven't received my payout and the mortgage I am still named…
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House survey
Hi everyone, I’m a first time buyer and I am buying a share of a shared ownership property, currently waiting on searches coming back. My question is do I need to arrange a house survey? I asked my solicitors and they said it’s at my discretion if I arrange one or not. Thanks
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AST not as it seemed
I need advice please. I am 28 years old and renting in South East London from someone I met in undergrad university, who has now become my landlord (he is in his late 60s). I signed the AST which had a statement that read along the lines of "the landlord will retain one bedroom for his own use. This will be mainly for use…
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Protecting a share of a property
Hi folks We are currently in the process of moving our parents into a flat in a sheltered complex. The flat will belong to them once everything has gone through and they pay a service charge and ground rent. All fine. However, in order to get them in there we have had to donate/give/lend money to secure it so this means…
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Stuck in a chain - HELP….
We put an offer in on a property in April and are still waiting for the people at the top of the chain to find? We are desperate to move as I now work in the area and am having to go an 1.5 commute every day, costing loads in petrol and rent. What can I do?
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Same Day Exchange and Completion - picking up keys
Hi - FTB here, we are exchanging and completing on a no chain property on Tuesday. Most things I've read and videos I've seen have mentioned That usually you're able to pick up keys approx 1pm - is this the same if exchanging and completing on the same day? What are your experiences and what should we expect?
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Question on estate agent fees etc
My house STC and due to Covid the buyer has been more than patient and when I say more than patient I mean more than patient. I went to the solicitor to sign the paperwork in preparation for the exchange to happen but as I need to find rental accommodation she told me she couldn't exchange contracts until I had secured a…
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Armageddon for flat owners - PAS 9980 even worse than EWS1 fiasco?!
I read an article in the Sunday Times today about PAS 9980 - this is new regulation that will require instrusive surveys of the walls of ALL flats including conversions. As with EWS1 it is probably going to be mandatory to have a 'pass' before lenders will lend and the article states that nearly all properties will require…
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Ideal house up for guide price £400,000
What do we offer?
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Electoral Roll - Mortgage offer extension
Hi I’m about to complete on my house sale and will be moving into rental accommodation before my new build will be ready in Spring 2022. I’ve updated all my addresses to my rental property but have received a letter from the council that they won’t update my address on the electoral roll until 01 Dec. I need to extend my…
