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Extension vs New Home
HI everyone I will preface this with the fact I am almost 90% sure of what i want to do but need a sounding board due to the quantity of money We own a home in a lovely little town in a nice part of England that holds quite high house prices. WE bought a 2 bedroom semi detached for £167,000 with a mortgage outstanding of…
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Letting agency unauthorised access legal position
Hi would be great if someone could confirm the position on this. I came home from shopping today to find a gas certificate on my worktop and realised someone had come into my house not do this. I wasn't aware I am an doctor and left out my laptops and my own confidential data as I wasn't expecting someone to come into my…
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Additional Stamp Duty Paid - Where Do I Stand Now?
After being unable to sell our home we bought a bungalow and paid the 3% additional stamp duty 6 months ago. Fast forward and my wife is unhappy here, wants to sell the bungalow and go back to our original house. Does anyone know if there is any way to reclaim the 3% extra stamp duty paid?
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Dialogue with buyer when no EA involved
I’m in a chain of 3, we are selling via housing association instead of EA who are useless and don’t help leaving it to me despite taking money to sell... What I’m thinking about is how frequent I should get in touch. Buyer is waiting for mortgage approval 4 weeks on and I don’t want to hound her but also aware there needs…
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Waiting on Land Registry to complete
We are basically in a position to do a simultaneous exchange and complete tomorrow, except we are just waiting on the OS2 priority search to come back... Anyone else been in the same situation? How long do these priority searches usually take? My solicitor is chasing but I am finding it unlikely that the Land Registry will…
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Stamp duty - would 2nd home 3% be due after sale and purchase?
I have my house and a buy to let property. If I sell my main residence and move to a rental property for a period (until we find the perfect house for sale), would I then have to pay the 3% additional home stamp duty when I purchase a new main residence? I know you get three years in which to sell the 2nd home to get the…
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Renegotiating house price after survey
I recently had an offer accepted on a 3 bed Victorian semi-detached house in London. Looked to be in good condition and I was hoping that the only work required would be cosmetic (redecoration and new kitchen). Sale progressing well... mortgage accepted, searches all good. However, we recently had the result of the survey…
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Selling in England and buying in Scotland - any tips?
HiWe were planning on doing this earlier in the year, but then COVID happened so we put a lot of things on pause (as have many others, of course). However, we're now starting up our plans again. Are there any major caveats around selling in England and buying in Scotland? I understand the system is a bit different up…
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Rightmove Plus search access
HiDoes anyone have access to RightMove Plus (not the normal public version) or a friendly estate agent that would be happy to run a search for me, happy to chat offline. thanks
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Using new build developers solicitor and search results for Wind Farm
We do slightly regret using the recommended solicitor, i do think there is a conflict of interest. We have recieved a prompt service from them but I feel like getting some answers has been like getting blood out of a stone and also feel like it's me having to raise the pertinent questions. Quite often the solicitor replies…
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What to do?
We accepted an offer on our property two weeks ago. It was on the market for 7 days. It was listed at £5000 over what it was valued at and we sold it for £6000 less than asking price so very happy. The problem is, we cannot find anything to buy! The market just seems dead in our area. Every single four bed property is a…
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Help on charging order on late fathers house.
Hi.I am asking if anyone can help me. My dad passed away last May. He left me as the executor of his will. The only asset is his house. It was interest only, so the mortgage needs to be paid off upon sale. I had to spend a few thousand pounds to get the house close to being able to be sold. Repairs, locksmiths decorators,…
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single person bills amount help
Hello, this is my first post here and I'm just looking for some help please. I'm in a position to buy my first house however I want to ensure that I can afford everything. I've never lived alone so I have very little idea of how much bills will cost. I've lived at home and we've always had lodgers/students so it's hard to…
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Solicitor matters when buying privately
I'm looking to buy a property from my neighbour. We were thinking it would perhaps be reasonable to use a single solicitor to make a change in the title as we know each other and the property, rather than the traditional approach of two solicitors Any lines of advice on the most effective way to move forward?
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EWS1 Success Stories: Completed EWS1 Forms?
I have only seen one person on this forum get an EWS1 form signed off for their purchase. Is there anyone else out there at all? How long did it take for the signed form to be received from the surveyor? What was the outcome?
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Is a recession a good time to buy?
Hi everyone, I was just looking for some general opinions on buying a house during a recession. Now I know as we keep hearing these are ‘unprecedented times’ so it’s impossible to predict anything. But we’re looking to take advantage of the no stamp duty, and our last opportunity to use the Help To Buy scheme for a second…
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Removing a covenant
Can anyone suggest (a) If this covenant can be removed/revoked and (b) how approx much it would cost is solicitors fees? We have a large plot of land which has our main residence on it. On advise from our Estate Agent we would like to apply for planning permission for a second house on the land before selling the property.…
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Council Property In Poor State of Repair
It's our hope to move home in the next 12 months or so. However, we live next to Council owned flats/shops which are in a very poor state of repair and it's our thinking that this will impact on any sales and/or our house value. Is there any way we can approach the Council to get them bring their property up to spec? Who…
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Indemnity insurance
Long story behind all of this, but we are trying to sell our house and need to get indemnity insurance for a possible breach of a restrictive covenant. The difficulty is that the other party to the covenant has been made aware of the issue, so it's not easy to find one. Has anyone managed to get insurance in this kind of…
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Seller buying a delayed new build and my mortgage offer may expire - HELP!!
Sorry this is a bit long winded but please bear with as any advice would be hugely appreciated! I am a first time buyer and had my offer accepted in November last year for my dream first home! The vendor of the house I’m purchasing is buying a new build property with completion initially planned for April 2020. Due to…
