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Greater Manchester where to buy
Hi I have posted on this forum in the past looking
for advice and found it very helpful however due to various reasons I didn't
end up moving. I am looking to buy a house. (I was originally looking for an apartment however after living in one and disliking it I've realised that I much prefer living in a house, having a…
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Sale of house by Trustees
My eight cousins and I have a vested interest in a family property, which is part of a Trust. The Trust is now being wound up following the death of the last beneficiary. The original Trustees died, and one of my cousins appointed herself and her husband as the new Trustees. I felt that we should all have had a vote on…
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How much would you offer on a property that needs a fair amount of work
We are going to see this property tomorrow (https://www.rightmove.co.uk/property-for-sale/property-71972631.html ) and from what we’ve found from planning permission checking There is a lot of potential to do work and extend. There is also a house that was done up nicely and extended and sold in 2018 for 770k. I feel this…
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Builder's solicitor
We are getting incentive from our builder towards solicitors fees.? I read somewhere to avoid this but money is tight and hubby want to go with builder's recommendation. What are the red flags to look out for ???
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What do selling Estate Agents need to let you start viewing?
Am about to reenter the house buying market after over 25 years (mortgage paid off) - will hopefully be getting valuations in the next few weeks. I was a first time buyer moving from a council flat back then, now I will be buying AND selling (no mortgage) for the first time, though I do have savings/inheritance to top up…
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Management charges -newbuilt
Hi We are buying this new built house and it is at the corner of the builder's site boundary. I asked my solicitor if I can be exempted by the management charge because any area around our house comes under another builder's management company. But we have been told it is mandatory to pay even though we are not benefiting…
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Issue with Conveyancers and the Land Registry.
Hello, I'm a first time buyers and have had a bit irritation caused by my conveyancing solicitors. It's not a major issue but I wanted to understand other peoples experiences with it and whether anything can be done about Solicitors who don't keep you in the loop. In essence, I have been provided with a bill that is…
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Tenant application - arranged overdraft on bank statements
I need a bit of advice. I'm still on my postgraduate agreed overdraft interest free account. I've currently been in a private rental for over a year now why the private landlord never asked for bank statements. I've paid all my bills on time and have never been late on a payment which shows in my credit rating. I'm…
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3% Stamp duty
Purchased a home Dec 2019 as main residence for me and my family which was purchased in joint names, not moved in yet, but several weeks away. I paid the lower stamp duty as I am selling the current property of residence. I have another property which has been rented for several years, which was my previous home. The…
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Selling house (2 years old) - no electrical or boiler certs provided
Hi all Just in the process of selling our house which is just over 2 years old and was new when we bought it. We've come to provide all warranties and certificates to the solicitor, who has told us that the electrical and boiler compliance certificates are not in our paperwork. We've scoured the house to check if we've…
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Buy a house or rent?
Hello just asking for some advice really, I feel awful asking this in the current climate but it's something I need to get my head around as it's a huge decision. I have been saving up for a house deposit for a very long time and I am hoping in around 6 months time I will have enough for a deposit (recession depending I…
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Survey
Hi. We put out house up for sale in Jan. Had a potential buyer within a week. She had a survey done. Which bought up the roof. And she pulled out because of the expense. Later than day we had another buyer. She had a survey. He bought up single skim build at the back of the house. She got another company out and he bought…
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Buying my parents house
Good afternoon, I am here to ask a few questions about buying my parents house. They are currently working with Aviva to gain equity to spend against the house to pay of debt and to enhance their retirement. I want to buy there house to help them and to stop them with equity. The main problem is working out how? My brother…
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Category 3 on Homebuyer Survey
We’re FTBs and finding useful info from these threads. We’ve just had initial report from our homebuyer survey with the full report to come. As well as a few Category 2 and 1 issues, they have raised three Category 3 issues: * Defective chimney stack (bulging one side) – “Risk to Occupants” and leaking flashings. *…
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Easy explanation of shared ownership
Hi all, New to this forum and this is my first post so forgive me if this has ended up in the wrong place or there is another way of getting the answers. :) Myself and my partner are in our early twenties and we both have help to buy ISA's to save for our deposit, by the end of 2021/early 2022 we should have a reasonable…
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Offer made, now what? +MIP question
I’m sorry, you’re probably all sick of the sight of me! But my partner and I are both FTB, with no one we know personally to run silly questions & worries by, so here I am. Couple of questions about MIP and an offer made. We’re an unmarried couple currently on 1 income, in County Down, NI. After meeting with a mortgage…
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Second Home Stamp Duty
Hi I am buying a house to live in. I own a buy to let flat - when I bought that it was a rental property and we paid second home stamp duty. I then separated from my partner and when dividing assets he got the home we had lived in I got the rental property. That was more than 3 years ago and I have been renting ever since.…
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how soon after mortgage offer can you exchange
Just a quick question. Say everything in your chain is done, enquiries searches etc and the only thing waiting on before exchange is the mortgage offer. Once you get that how quickly can you exchange, does the solicitor have to do much paperwork with the offer? regards
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Help to buy ISA
My partner has a help to buy ISA can he use this to buy into my property? Or can he buy into my property and still use the ISA to buy his own??
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How do you not get stressed / affected by house price?
Ever since I purchased a flat in London four years ago (pre-Brexit referendum) I've constantly been stressed by owning. I've loved having my own place and doing whatever I want to it, but it feels like it's been a never ending stress at the back of my mind about a collapse in house prices and being unable to sell one day.…
