-
Rent the house where I live under help to buy scheme
Is it possible to rent the house where I live under help to buy scheme? So basically renting a room in it. I would need to do it in case things go very bad, you know, job, illness, accident, etc... Online I read only that I can't rent it and then buy a second house, in this case I would still live inside that one.
-
Sell my house to fund a new one or rent it out?
Hello I was hoping to get some guidance as i'm considering selling my home and moving to a new one but as a widowed woman i'm at a loss as to what would be best to do / how the mortgage would work out so i'd appreciate any guidance. I have contacted a mortgage advisor I trust, however she's away for a fortnight so keen to…
-
New builds - negotiating price down
Just wondering if anyone has been able to negotiate down the price of new builds and by how much? I am currently in the process of selling my house and have seen a beautiful house which is £30k more than I'd really like to spend (asking price £330k). Is it more challenging to negotiate down a property price on a new build?…
-
Estate agents costs payable if cancellation within 14 day cooling off period
We have signed a property selling agreement with an estate agent at a distance and are therefore entitled to the 14-day cooling off period. The selling agreement also stated that we would be liable for payment of an 'administration charge of £500 + VAT as a contribution towards costs that will have been incurred". We are…
-
When will the solicitor require the mortgage offer?
The solicitor was instructed three weeks ago. On the same day, all the documents requested were emailed across along with £450 on account. They didn't ask for the mortgage offer or acknowledge they received the documents. I sent one chase-up email two weeks ago enquiring if the offer was required but not had any reply. Is…
-
Surface water flood risk insurance - esure
Hello I have telephoned esure to inform them that a new build property i am moving into has a moderate risk of surface water flooding. The property/land has never flooded. They have said on that basis they would not insure the property for buildings insurance. I was really surprised by this as I thought insurance companies…
-
Buying siblings out of inheritance property
Hi all, looking for advice regarding the best way to go about buying siblings out of inheritance property. Apologies if this isn't the correct category to post in?? We (myself and spouse) are about to inherit a property along with 4 siblings. They have agreed that we can buy them out of the property (I should state we are…
-
Is the Estate Agent and landlord ripping us off?
We've just recently moved out of our rented property, we cleaned and left the place in good condition. There were some small marks on the carpet and walls, however we felt they came under fair wear and tear. Now the estate agent is trying to charge us £597 for professional cleaning included carpet cleaning for the…
-
Buy up now or wait?
I live in the north of England and I own a flat. My thinking is that I want to ultimately sell the flat and buy a house. My affordability for what I'm looking at is okay as my job will be fine under current climate. My question is, is buying up the right thing at this point? With the market forecast one of predicted…
-
transfer of part
help! i am going giddy trying to get this straight in my head today ... i am about to sell my house, but only selling half of the land on the title/deeds along with the house. the other half of teh land has been fenced of and i will keep. therefore i understand that i have to do transfer of part with the land registry. my…
-
How to find reputable / recommended house snagger for West of Scotland?
We’re moving into a new build in the West of Scotland, and thought we’d pay for a good snagging survey and report to be done so any issues can be highlighted to the builders early on in attempts for these to be addressed, etc. A Google of various search terms returned some questionable so-called professional snagging…
-
Landlord wanted to enter the property while I'm on holiday
Hi, I'm on Holidays now but My landlord Estate Agent just emailed saying that they need to enter the property to take some video for marketing the flat, I will be back in 1 week and I left some valuables and work confidential documents un protected. Can I just answer just that? "Sorry, I left some personal valuables and…
-
Additional solicitors fees on leasehold purchase
Hi, I've been quoted an additional £2,250 + VAT for legal fees and disbursements that I must pay, in relation to my purchase of a new build leasehold property. I have already paid £2,175, which I believed should have covered this, so I'm curious if other people have experienced such a large additional expense in a similar…
-
Landlord's perspective 12 month or 6 months + is this reasonable?
Hi there, We are letting out our lovely property and found a tenant to move in. The tenant seems nice and very on top of things - which is a good sign as we don't want hopeless tenants that don't understand their obligations. Her preference is for a 12 month fixed term tenancy with no break clause - but this only came out…
-
Flat gas connection
Hi, I hope you are well. I bought a flat with a gas connection however the gas connection is live but the pipe has been connected wrong so I can't get gas due the gas valve facing the wrong way, would SGN (Scottish Gas Network) charge me for getting this fixed or a new connection even though its their fault?
-
Shared Wall
Hello, Just after some thoughts on some work we are looking at doing in our property. Our back garden is separated in two by a wall and gate that runs across the middle of the garden which we want to remove. The wall is shared with our neighbours and represents the end of their garden/boundary. The wall is extremely old…
-
Property purchase timeline in the UK ridiculously log winded.
Here me out here folks my head is about to explode. Does anyone else just want to scream at the length of time it takes to purchase a property in the UK? Every time i purchase a property i promise myself that i will lobby my MP to radically overhaul the legal process involved which simply seems to be designed to line the…
-
Old lease in charges on freehold title
Have previously asked about this but have now got more information. To recap, we are in the process of purchasing a semi detached freehold property. All was going well until the solicitor found that in the charges section of the title it mentions a 99 year lease set up when the house was built in 1957. The solicitor sent…
-
How to find out who owns a property
Hi. I'd like to ask if there is any way how to find out who owns a property in the UK for free? It could be according to an address or according to a name. Thanks for advice.
-
Tenancy Agreement mention of allocated parking
Hello, I am a long time lurker of the forum. In the process of moving flats, found a new Place advertised with allocated parking space. Now, we've got the tenancy agreement which is a bog standard one. However, it doesn't mention at all the allocated parking. Upon querying this, the EA mentioned that they can't add the…
