Current debt-free wannabe stats:
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
When will the solicitor require the mortgage offer?
Heres_the_deal
Posts: 194 Forumite
The solicitor was instructed three weeks ago. On the same day, all the
documents requested were emailed across along with £450 on account. They
didn't ask for the mortgage offer or acknowledge they received the
documents. I sent one chase-up email two weeks ago enquiring if the offer was required
but not had any reply. Is this normal, and if so, I'll sit back and let
them get on with it. Regardless, at what stage will they require the
mortgage details?
0
Comments
-
I think the mortgage company send the offer direct to the conveyancerMortgage started August 2020 £69,700
Mortgage ends Aug 2050 MFW: Aug 2027
Current Balance: £58,678
MFW2020 #156 £723.13
MFW2021 #26 £1184.71
MFW2022 #11 £197.87
MFW2023 £785
MFW 2024 £528.15Determined to make it!0 -
They would normally be sent the mortgage details directly by the lender - has the full offer actually been issued? Does the lender have the solicitors' details?1
-
davidmcn said:They would normally be sent the mortgage details directly by the lender - has the full offer actually been issued? Does the lender have the solicitors' details?
How would the lender have the solicitor's details? I am applying through I broker so I guess the broker must've told them who they are on application, is that how it works?Credit card: £8,524.31 | Loan: £3,224.80 | Student Loan (Plan 1): £5,768.55 | Total: £17,517.66Debt-free target: 21-Mar-2027
Debt-free diary0 -
I applied directly for my mortgage on Wednesday and I was asked for my solicitor's details.0
-
Yes, the full offer was made before we instructed our solicitor. So there were no details to add when the mortgage was applied for. Hence the reason I asked the solicitor if they required the information.davidmcn said:They would normally be sent the mortgage details directly by the lender - has the full offer actually been issued? Does the lender have the solicitors' details?0 -
My broker asked for my solicitor details and the lender sent the mortgage offer directly to my solicitor. They also sent a copy to me.0
-
Heres_the_deal said:
Yes, the full offer was made before we instructed our solicitor. So there were no details to add when the mortgage was applied for. Hence the reason I asked the solicitor if they required the information.davidmcn said:They would normally be sent the mortgage details directly by the lender - has the full offer actually been issued? Does the lender have the solicitors' details?
Speak to the broker, they might just send on the details to the lender.0 -
The offer sent to you and the offer sent to the solicitor are not the same. The solicitors copy has instructions specifically for them to deal with, so they will need their own copy direct from the lender.0
-
3 weeks on and no response from your solicitor sounds like they are no good. i would give them a call and ask them for an update on progress with regard to searches etc.0
-
I spoke with our lender and they're arranging the solicitors copy this week.DCFC79 said:Heres_the_deal said:
Yes, the full offer was made before we instructed our solicitor. So there were no details to add when the mortgage was applied for. Hence the reason I asked the solicitor if they required the information.davidmcn said:They would normally be sent the mortgage details directly by the lender - has the full offer actually been issued? Does the lender have the solicitors' details?
Speak to the broker, they might just send on the details to the lender.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards