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Buying a New Build with Feb Completion with Early Exchange (Stamp Duty)
Looking to buy a new build property which is due for completion in Feb 2021 (and I believe just had it's foundations laid). Builder has said they would expect to exchange after we have gone STC on our property which we need to sell to allow new build purchase -would be approx 5 months before scheduled completion. Our…
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Build Over Agreement - Fear
In 2018 we performed a large renovation of a house (We could not live at the house and had to rent) and extended to the rear. We appointed a project manager who sadly died a few months after the project ended. We have now come to sell the property and it appears he never responded to the local water companies enquiries…
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Loan to help children onto ladder
Hello all, I am new to MSE but would very much like some advice if anyone can help My partner and I are now mortgage free, the house is in his name and I have never had a mortgage of my own. We have been together many years and this is not an issue in terms of my rights etc Our children are now at an age where they would…
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First time purchase
Hi all, I’m a first time buyer and have stumbled across an issue with reserving a plot on a new development. I just wondered whether anybody here has had a similar experience or could share any advice. I’m currently on the waiting list for a property. Due to Covid, the building schedule has been set back and the plots that…
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mobile phone mast close to property
Hey all, I am curious how people feel about this. Searches came back and there is a mobile phone mast 233 meters away from the property. There is another discussion about this, from 2006, but not very clear. Is this likely to affect the sale time / value of the property? Anything I should be worried about?
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Home Insurance
I am moving into a property (Scotland) in 2 weeks. I am trying to set up home insurance but am being asked questions that I don't know the answers to about burglar alarms/types of door locks etc. Can I just wait until the move in day to start the policy so that I can actually answer these questions accurately?
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Solicitor Advice
Hi all, I'm hoping someone could help with a house buying issue.We've been quite unlucky in our search for a first house and it appears that this is no exception! I will try and make it as simple as possible:Lady sold her house to a developer for a part ex on a new house. House has been on the market since Oct last…
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Extending lease Father has died during process.
Hi my Father was extending his City of London lease on his one bedroom flat He had signed the section 42 NOTICE. Unfortunately he passed away. Probate has been granted. The Will left the property to my Sister and I . She is happy for me to be the sole name on the new lease. The property is for sale. The City of London…
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House valuation for product transfer or remortgage
Hi, I am coming to the end of current fix so looking at whether to stay with lender or remortgage elsewhere, and also whether additional borrowing for home improvements would be an option. I will need house valued as current lender’s estimate is lower than I would expect. Does anyone know which, if any, of the online…
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Santander mortgage
Hi, at the start of July we were accepted for a mortgage in principle with Santander through our Mortgage broker. Last week we found a property that went to closing and our offer was accepted Out AIP is up to 120k offer accepted £105.600 15% deposit £15.760 obviously no one can say for certain we will be approved for full…
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Buying house with conservatory with no Building Regulations (removed internal doors)
I am in process of buying a house that has a new conservatory (2 years old). We had a survey done and it is noted that Building regulations should have inspected it due to the internal doors and windows removed between house and conservatory, making it almost an extension. The sellers dont have Building Regs. The surveyor…
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About to offer on this one - any thoughts/help appreciated ?
https://www.rightmove.co.uk/property-for-sale/property-72531879.html Was previously on the market with other agents, has had a make over now back on again
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Online Real Estate Agent vs a traditional one
We are in Australia. Sadly mum-in-law back home in the UK passed on recently and as executor my wife will be arranging the sale of her house on behalf of the estate. Need to find a decent real-estate agent in her home town (Crewe) and while I was googling online agents seem to have got popular in the 10 years since we last…
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Cash by completion time
Hai have a doubt I’m buying a property in cash by and not doing survey valuation and search because move ASAP that the main reason not going mortgage otherwise I can buy a buy to let as well on same time get some extra income now around one month the convincing solicitor email I got today it be taking more time than normal…
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Mortgage decline- please help
Hi all, Looking for a bit of advice following my recent mortgage decline as I’m praying there’s still hope! I am looking to buy a 25% share of a shared ownership property. Total property value is £145,000 and my share would be £36,250. I have a £5,500 gifted deposit meaning I’m looking for a mortgage of £30,750. My salary…
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How long for seller to accept offer?
So ive seen a property, which went on the market on 4th of Aug for OIEO £170K. The house is perfect all bar a garage roof repair, im not a roofer but an area appears to have been fixed but i noticed a reasonable sized wet patch on the inside of the ceiling. Anyway i put my first offer in on Wednesday gone for £171k. A…
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Tennant rights
I need help. I am a council Tennant of 23 years and my bathroom has has a leaking shower for the last 2+years causing damage to the whole of the bathroom flooring, under the bath. Leaking through to the new kitchen underneath causing damage to cabinets. It's now been deemed dangerous. Shower has been capped off, bath has a…
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stamp duty rules
Hi can any body help , I am in the process of buying a new house with my partner. she is selling her house which she owns outright . i am selling mine which I also own with very little mortgage . I have owned my house for 22 years but 15 years Ago I broke up with ex missus who is the mum of my 2 children . Even though I…
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Restrictive Covenant Advice
In 1910 a restrictive covenant was put on the title of the Victorian end terrace property I want to buy. It says that no external alterations can be made to the property without the previous consent in writing of the Vendors (who are named) their heirs and assigns. I want to extend the kitchen, is there anyway I can do it…
