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"Estate rentcharge" is it definite No go?
Hello We are in a process of buying a house. It's new estate about 3 years old and only phase 1 houses are finished ( out of 3 ). During conveyancing process our solicitor pointed out that house is subject to estate rentcharges. At first we had no idea what they are but after a bit of research we learned about all…
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selling taking a long time
hi we accepted an offer 5 weeks ago but havent heard anything from soliciter yet. The estate agent has said that the buyer thought he would get a 5 percent mortgage but didnt and has now been approved for a 10 percent one instead, can anyone tell me what the next steps will be and a potential time frame?
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Waiting on Management pack
Hello, currently in the process of buying a freehold house but weve been waiting 5 weeks for a management pack all this time, weve been chasing solicitors constantly for updates but still no luck as yet. I'm just wondering what sort of time frame we should be expecting to hear back and if anyone else is currently going…
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How to value paddock land attached to property we want to buy?
Hi, We'd like to buy a property, which has an optional attached paddock available for purchase at an additional price. We'd like to buy it, to secure our privacy. We've just spent ages online trying to find out firstly what type of land it is (agricultural, paddock, etc), so that we can then look into how to figure out the…
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Avoiding Estate Agent Fees
Hello, I'm toying with the idea of selling my property. Wanting to save as much of the sale proceeds as possible, does anyone have any experience or knowledge of selling a property without an estate agent , i. e selling privately ? thanks,
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Roof issues
We are in the process of purchasing a property and have had a survey carried out which has picked up on the fact that the roof has had some flitch beams inserted into the chimney flues in the party wall, which we understand is not permitted. We have ascertained that the roof should have had consent but no paperwork is…
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House with 36" water main running under the garden
Hi all, Still searching for a house I like. Been a while, not much fitting my criteria comes up. A house came up last week that I really do like in terms of layout, however it has a major downside. The house has a 36" high pressure water main running through the back garden at its closest around 5m from the corner of the…
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Selling/Buying with Equity - how does it work
Hi everyone, My family are in a position now where we’ve outgrown the home we’re in ( we were first time buyers) and are looking to move somewhere with more room to make our long term home. We don’t have much in way of deposit sat in the bank but have about 40k equity in our current house. To use that equity would we have…
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Using equity for house purchase abroad
I own my UK home outright and want to buy a second home in France. Please can someone advise how I can use equity in my UK home as a deposit for the French property? Will I have 2 mortgages - 1 for the equity I’ve borrowed and 1 on the new property? Are there any other sensible options?
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Gazundering
Anyone any experience of this ?
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Thoughts on Flats vs Houses
Is it purely down to price and location OR which do you prefer? Curious to the reasons not to buy an apartment even though majority of the time they seem much more expensive....
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Capital Gains Tax on Sale of Inherited Property - Help Please.
My wife inherted her mother's house back in 1999 and it was valued at £100,000. She rented it out until March 2019 and eventually sold it in August 2019 for £262,500 with sale expenses of £4,500. Apart from about £400 in interest she had no other income for 2019-2020. The income tax form doesn't ask when the house was…
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Shared Ownership as first place
Hi All, So I've tried to look through previous posts but can't quite see any answers for me. I'd say I'm potentially in a god spot to look at property (save2buy, isa, career etc. just looking for a location), it seems that with ths market there's more and more shared ownership for houses and flats that range from 40-70%.…
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Wrong flooring installed on a new build a week before completion
Hi All, Just got back from visiting my new build and as the title suggests they installed the wrong flooring, we are set to complete on Friday. Any ideas on the best method to get this resolved?The developer has suggested they may offer me compensation for the error but can provide any details until Monday. I actually want…
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Wrong flooring installed on a new build a week before completion
Hi All, Just got back from visiting my new build and as the title suggests they installed the wrong flooring, we are set to complete on Friday. Any ideas on the best method to get this resolved?The developer has suggested they may offer me compensation for the error but can provide any details until Monday. I actually want…
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Buying a flat with two yappy dogs
Hi guys, I just wondered as I am about to (hopefully) move to the Essex coast from east London and we have two very yappy dogs! I am looking at garden flats with the share of the freehold but I was wondering if it is hard to buy a flat with pets? Does it matter more about pets if it is a leasehold flat? We are living in a…
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First Home Scheme
Hello all. Does anyone have any further information of the new 'First Home Scheme' the govement are looking to implement? https://www.gov.uk/government/consultations/first-homes From what I'm reading, it sound too good to be true! And apart from the above link I can't find and further concrete information. For example: Is…
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How does it work in terms of finances when going to a cheaper property
For example. Selling 250k, buying property 200k. Current mortgage 150k. I want to keep 20k in my bank. What is the process via lender/solicitor OR if I choose to use a new lender. Thanks,
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Ex-husband won't sell house jointly owned without mortgage
I'm hoping someone can help me please. As you can see I have chosen the username mug because that is what I am. I left my husband after 25 years of marriage with a house fully paid for taking only my personal possessions. We got a divorce in 2013, which I instigated without any solicitors involved as my ex would not pay…
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How many viewings in third week?
We put our house on the market a fortnight ago today. We had 5 viewings in the first week (2 cancelled) and then 3 or 4 last week. One resulted in an offer that was too low and another is a lady who desperately wants to buy our house but rejected two offers on hers and so is awaiting a third before she offers on our house.…
