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Private buying
Has anyone bought a house privately? I.e. without an estate agent? How does this work and is it more beneficial than going through an estate agent?
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Help to buy isa
Hi All, Opened a help to buy isa in October 2019 with Nationwide. I haven't deposited any money (not even a penny) into this account. As it's a new tax year I am thinking of opening a lifetime Isa and would prefer to use this account to build up a deposit for a house instead as it allows for a greater deposit in a single…
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Letting agencies and their reference checks?
Hey. First time renter here. Me and my partner are finally have been able to save up enough to rent our first apartment. We are waiting to see if we get our offer accepted on a place we've applied for. I'm just incredibly concerned about their reference checks. We both have permanent jobs and an income that meets the…
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Is it reasonable for nothing to be done right now
Its been 9-10 weeks since I appointed my solicitor with the mortgage offer already in place. I am a ftb in a right to Acquire purchase so no chain or estate agents involved just me and the Housing Association. There just doesn't seem to be any progress at all, I know we have been in lockdown for the last 3 weeks but the…
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Housing association pushing for exchange..
Firstly I’m sorry if I do not make any sense.. I don’t really understand this so that will be why! So I’m currently selling my house after a breakup and I am buying a shared ownership flat. It’s all in place and agreed that once lockdown is lifted we can exchange and complete. Both me and the buyer were fine with this, my…
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Local authority interested in buying my property
My house is up for sale, went up end of January. We had a few viewings and then of course Covid-19 came along and everything went quiet. So we were just waiting to see what happens. Today the local authority called my estate agent and has said they’re interested in buying my property to add to their council housing…
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Virtual viewing (seller)
Hi, The buyer to our property has pulled out due mortgage issues following the covid19 outbreak. Our seller is still in a position to move forward and so are we. The EA is very enthusiastic about virtual viewing (prerecorded and live) and states they have potential buyers that are interested in viewing the properties…
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Damp/Mold and Deposit Deductions
Hi, I've just moved out of a small 2 bedroom house which I've been in for 4 years, and the letting agents are attempting to make deposit deductions for damp staining below the two windows on front walls. The property is over 200 years old, with single glazed wooden windows, with old loosely fitting frames. The walls are…
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Student Accomadation
Hi, Do you know if there is any help for students who have a final payment to make on private student accomadation? I am a final year student who moved back home early due to the pandemic. My university (UCLan) have informed students living in their halls that they do not have to pay the last installment. However, as I am…
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Deposit paid back to wrong account
GuysI messed up a little but. I recently left a property and was due my depo back. However the agents requested details in a word doc. Being at home i typed it up and sent back. About 2 weeks had passed and i chased the today. It turns out they sent the money, however looking at the forms, I made a mistake in my account…
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Periodic Tenancy and eviction threats from agency/property manager
Hi there, I am on a statutory periodic tenancy (the original fixed term 12 month agreement ended in July 2017). The property agent emailed and wants me to sign a new contract, which I am extremely cautious of in the current climate. The email from the property agent says if I do not they may start marketing the property. I…
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Management and maintenance of common land
I own and live in one of several houses in a development on a cul-de-sac. A factor has managed and maintained the common ground (grass, trees and bushes) since the development was built 20 years ago. There is general discontent with the value provided by the factor, and the households have unanimously agreed that we wish…
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Advice on buying the property I rent
Hello all. I am currently renting a property that I have lived in with my partner for 3 and a half years and we have a 4 year tenancy agreement in place. My landlord approached us back in November to give us a few options going forward as they are planning on relocating to Spain. The options she gave us are as follows: 1.…
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Must each tenant be named individually on a Section 21
In a case where there was no actual written tenancy agreement and there are 3 adult tenants renting a property (It is not an HMO, it is one family) must each of the tenants be named on the Form 6A or is it only necessary to put the name of the tenant from who's bank account the rent is paid.
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Persist and proceed or pull out and preserve
Good morning, I had my offer accepted on 7th January this year. A 3 bedroom flat in my local village in Essex, UK. Things went well at the start of the process, everything ran smoothly. Whilst my solicitor has been amazing, the sellers solicitor has been nothing short of useless. Cut a long story short, my solicitor raised…
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Rent increase from next month!
Initially put on Coronavirus forum but advised to put on here too.Hi all, hoping someone with wisdom can help we got served notice two months ago as our landlady fell out with the management agents and we would have been out of the property on the 18th of this month but due to lockdown this will now not happen! The…
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Mutual exchange - lady wants mine (2 bed) has 3 kids
Hi everyone. The lady who wants my property has 3 children under 5 - mine is big enough to make it a 3 bed but will the council allow our swap?
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Taxes & Strategys: Home Renevations
So i’ve came onto this forum and I have had a read through certain topics and was wanting more clarity on this as i’m looking to get into this full time. So first of all I was looking for tactics on how to get the most out of this. Currently I’m working full time and would love to buy for example 2 properties at 50k each…
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Have £5000 saved, whats my best option?
I'm a single guy, currently working and studying at the same time, so I don't have a set career yet. Currently I'm in a shared house, costs me £300 a month with all bills included. I have £5000 saved. What would be my best option financially, would it be possible to buy with such a small deposit? I'd like to be putting…
