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Private buying/no agent/no mortgage query
Hi all Not been on here for a while, but got a question about house-buying and knew this would be the best place to ask for advice 🙂 My grandma sadly passed away in December. My parents are going to move into her house and sell theirs. I lived in their house most of my life and would like to buy it from them. I will…
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Buying a House in Lockdown
This may be of interest to those in a similar position. We will be ready to exchange/complete on a purchase soon. My interpretation of the guidelines was that we should not proceed at the moment as we are currently not contractually bound to do so. My solicitor was willing to go ahead, which surprised me. They then said we…
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Phone line - whose responsibility?
We are renting privately. Our LL previously lived in the property before us - we are the first tenants here. We've had a lot of internet problems the last few weeks - initially just thought it was increased demand due to more home working in the area etc but it got so bad we could barely use it at all. TalkTalk have…
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Difference between inventory and check in
Hello, I am going to rent out my house and just finished some repairs and had a cleaner and gardener round to get the house ready for the tenants. (and got all the certificates done) I have arranged for an inventory clerk to create an inventory before the tenancy starts. It costs £200. But now my estate agent is asking me…
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Buying part of neighbours garden
I know this topic has been covered before but not recently as far as I can see. We approached our neighbours at the end of last year in the hope of buying a piece of their garden that is next to ours. They said yes at the time but neither of us have done anything about it until now. Both properties are mortgaged. Please…
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Building/planning Issue re: our future neighbour's extension between exchange and completion
Since we exchanged contracts on our new property exactly a week ago, the current vendor has encountered an issue with the building work on the neighbour's new extension encroaching on our future property. The neighbour's architect made a 'mistake' and was 40cm out on the height of the extension, so they have built the…
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Help needed - Due to exchange and baby on the way
Hi Everyone, My wife and I are looking for a bit of advice/ideas/guidance: - We have been renting a few years and saved up a deposit for a house. - Late last year we found our dream (new build) house and made a reservation before they started building, - We moved in with my wifes parents in January to save a few extra quid…
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Did renovation/ total redecoration help you in getting more profit from house selling in the end?
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Does renovation help in getting more profit out of house selling
Hey MoneySavingExpert Community, could you give some tips (some relavant articles will be much appreciated) on how to increase the price of the house for sale by means of redecoration/ rennovation.Naturally I don't want to spend a fortune for that. Thank you in advance
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End of tenancy and Coronavirus - can't move out belongings
My daughter currently rents a room in a shared house but is currently self-isolating with us in a different part of the country. Her Assured Shorthold Tenancy Agreement ends this month and she does not want to renew it. She has informed the landlord of her intention not to renew but that because of the Covid19 lockdown she…
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FTB Issues with the house
Hello all, I’m at a bit of a loss to be honest as I think the only way to solve it is to suck it up and get it sorted as and when. Me and my wife and 3 kids have finally bought our first house, it was a case of walking through the door and going “wow” we fell in love instantly and that’s still the case we love it, but! Now…
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COUNCIL TAX BAND NEW BUILD
Not sure if right place to post. As we are currently in the process I’m using this forum a lot for great advise as first time buyers. anyways in regards to council tax we are buying a new build list price was 310k and showing as band E. we however had the property valued lower and builder has now accepted at valuation…
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Estate Agent Fees
Hi All, After reading the reviews about Purple Bricks & Yopa, I'm edging more towards finding a more local estate agent to assist with putting my house on the market. Connells is a popular agent within my area and tends to have houses sold within a quick turn around. Has anybody used them before and could give me an idea…
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Rent- end of tenancy
My tenant gave notice and moved out a few days before date of paid up rent - coincidentally ? day lockdown started but left some of his belongings to move later. He is self isolating and police in the area ( Lake District) have said friend cannot help as non-essential travel. Letting agent refuses to go in and check over…
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How is your mortgage balance calculated?
Can someone please explain how your total mortgage balance is calculated? For example if you have a fixed rate for an initial term of 5 years which reverts to a variable rate for the remainder of the term - how can you calculate the total amount owed without a consistent interest rate? Thanks
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Extension - would it add value to the house if selling in the future?
We are thinking if we add extension - this would make our lifestyle perhaps more comfortable, but would cost around £35,000-40,000, would this add value when selling the house? we live in London.
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Complaints after settle (Scotland)
Hi, our sale and purchase was finalised seven days ago and moved on the day (thankfully). I've received an email today from my solicitor with some complaints that the new owner has. I'm happy to address some of these in a response to my solicitor as they can be misunderstandings on the purchasers part, but there are…
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Help with conveyencing fees... keep adding on??
ok so if anyone could shed any light if this is normal... I approached several solicitors to death with our HTB. we were given similar itemised quotes including Cost of purchase ID verification help to buy Bank charges admin land transaction return lawyer checker bank charges bankruptcy search local search OSI search land…
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Holiday cancellation
Our holiday to Antigua was cancelled by Destination2 on 17th March 2020. We have received a credit note for total cost of holiday. How can we convert credit note into cash and into our bank account
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Shared access
Hi I rent a terraced house and neighbours have shared access through the garden, but for some reason from years ago most of the neighbors leave there bins in my garden in a row 8 in total, so my n my immediate neighbors bins have to go under our kitchen windows I think this is wrong I have spoke to council and they said…
