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Selling price vs Valuation
Hi, I live in Scotland and am trying to sell a flat that I was letting for the last few years. The flat valuation (home report) came as 76,000. Here as you know most properties are put for sale on the basis of 'offer over'. I am not in rush for sale, but of course don't want to wait forever! My intention is to use the…
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Recommended and reputable renovation company for London area
Been a regular reader of the MoneySavingExpert pages for quite a while now but first time I'm using the forums. Love the website and the forum community seems really active. I'm looking to purchase a property in the London area which will need quite a bit of doing up. Can anyone recommend a reputable company that can do…
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Anti fraud restriction when buying?
Hi, in the process of purchasing a property and the solicitor doing the conveyancing has asked if i want to pay for an “anti fraud restriction”? I’m not entirely sure if this is something i need and apparently they can’t advise me. It’s not something i remember when i have bought before, but that was some time ago. Any…
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Selling house as quick as possible
I've had some health problems which means that continuing work is not viable for the short term. I need to take a month off work to change medication, and work will not allow this as I've already taken quite a bit of time off. So I will not be able to continue in the job. Unfortunately I don't have a lot of savings, and…
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No check in or inventory, can they deduct from deposit?
We have just moved out from our previous rented property where we didn't receive an inventory or check in document when we moved in. The agency sent me today a checkout report which compares the property to check in report done back in 2017 (we moved in last August). Now the agency "wants to discuss items before paying…
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3 weeks and still no viewings...
I posted a couple of weeks ago here regarding a house sale and my angst at the Estate Agent. They did in fact return to the house and retake a few of the pictures, said that there was a lot of interest as 1500 people had viewed the property on Rightmove. 1 viewing was booked but then they cancelled 10 minutes later, gave…
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Snagging on a New Build
I plan to get a snagging list done between exchange and completion or as soon as possible after completion. What sort of prices am I looking at for a 4 bed house in East Sussex? Has anyone got any company recommendations? I'm not sure where to start on this one as I've never bought a new build before...
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Property listing removed, not heard from EA after offer
Hi all, We submitted an offer for a property we viewed which was doing a Best and Final offer to be put in by mid march. We just noticed today that the listing has been removed and it says no longer available but we've not heard anything from the EA. Why would that be? Should we get in contact with EA or just wait since…
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House swapping
Hi everyone. We want to purchase our parents home from them via a mortgage and they also want to buy ours. Both selling at market value. Parents will be buying ours cash from the proceeds of the sale of theirs which we are purchasing. Does anyone know of any legal or mortgage problems with this sort of set up?
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General Leasehold Title Deed clauses
Good afternoon all I have been browsing the web about leasehold properties and came across the following three clauses, which looks quite common and wonder if anyone can shed some light in regard when a say buy-to-let mortgage is needed to purchase a lease hold property. i.) "The Lease prohibits or restricts alienation." -…
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Getting an NI when not on the tenancy agreement.
I'm an Irish citizen who has moved to the UK, and I'm having a little trouble sorting out the residential address side of things. Which I'd like to be able to sort ASAP so I can start living here properly and begin working etc. I'm currently living with my girlfriend in her rented flat. We've spoken to the landlords about…
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Renting without tenancy agreements - your rights
Hi. I have been renting property from my ex girlfriend. I started renting it while we were still together. Now I am looking for new place, but even though I've paid for that month by bank transfer, she tells me to move out immediately as I don't have any legal right's to stay there. I don't have any money to move out now,…
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leasehold no pets covenant
We are about to complete on a purchase of flat, got all the forms to sign just the other day, and the solicitors has cut and pasted a paragraph from the lease that we have never been issued with a copy of the lease, and we asked the question about pets to the agents before reserved an apartment said a small pet (re: cat in…
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What's going on with house prices on this street and nearby area?
Hi, I live on this street and will be looking to move in a couple of years so have kept an eye on the housing market but I find it really confusing what is going on with the house prices. Can anyone explain? There are these 3 houses struggling to sell: https://www.rightmove.co.uk/property-for-sale/property-86318840.html…
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Flying freehold
I have a flying freehold on my property, being that one bedroom of my house is over my neighbours living room, i have had my house up for sale and have a buyer in place. My title deed says upon selling the house a new covenant must be in place and my buyers solicitor has twice sent a new 'Deed of covenant' regarding their…
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Joint buying with a regulated tenant
Hi A friend of mine is a regulated tenant. His landlord is putting the house up for sale. Could me and him set up a limited company to purchase the house? Also if this is possible could we then change the agreement so he is renting off the company under a different agreement? Effectively renting of himself? Thanks for any…
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viewing feedback
I recently posted about having our offer on a house accepted even though we had not yet sold our house. Since then a cash buyer came along and the house we originally wanted sold. We have now viewed another house which we like but will not be putting an offer in on until we sell and for this reason i am keen to sell soon.…
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New Budget on 11th March - Stamp Duty question
Hi all, just a random question. I exchange on the 11th March, with completion on the 16th. A new budget is being announced on the 11th March, with a potential change for Stamp Duty. How long would it take for any changes to be rolled out? Would they be considered to be applicable from then, or would it take months for the…
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Transfer of equity
My partner and I are separating. We jointly own a house (joint tennants) with a very smallmortgage (less than £700) that we are considering paying off completely to make things a bit simpler. She wants to buy me out and claims she has the funds to do so without refinancing. The property has been valued at around £130-135k…
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How long can I make a claim based on missives (Scotland)
I bought a house in Scotland a bit under a year ago. As part of the missives, the (private) seller confirmed that there was no asbestos in the house. How long would I have a claim for, if this proves to be incorrect? I think my solicitor said 2 years, but I'm not 100% sure. I'm asking because there are artex ceilings in…
