-
New build and leaseholds
Hi, We have reserved a plot on a new build house. We were told by the sales adviser, the lease would be owned by the Council. However, upon getting the lease from my solicitors, it says the developers are the landlords. I have the emails stating from the sales adviser it was the council who owns it. The sales adviser also…
-
Transfer of tenancy - Assignment
Hi - I live in a Housing Association, moved in jointly with my husband in 2018. In January 2019 he left the property. I had to apply to the courts to ask for transfer of tenancy, paying £245. The court wanted proof that we had split by means of a Decree Nisi. I applied for divorce, paying £550 and have since received the…
-
Failed environmental search selling house
Hi, I wanted to get some advice or anyone elses experience being in a similar situation. We are in the process of selling our home and have another house lined up. However, our buyers environmental search has failed due to 'potential contaminated land'. We have only lived in our home for four and a half years and this…
-
Survey & valuation done and satisfactory, how long until mortgage offer?
Hi everyone, i understand this might be like asking how long is a piece of string, but i was wondering if anyone could share their real experiences with timeframe to receive an official mortgage offer after the lender has had the valuation back? Ours came back on wednesday. So far we have instructed our solicitor but have…
-
Paid to renew tenancy 2019, contract went missing? HELP
Hi All, I’m new to the group and I’m researching as much as possible but think I need additional help. WARNING this is long winded! In October 2018 I had moved into an apartment using letting agency Miller Countrywide. At the time I moved in I had paid a very large amount in agency fees however I paid them and signed the…
-
Mortgage Lender Rebuild Value?
My partner and I are in the process of buying our first home - an end of terrace 3 bed (built around 1908) - and are planning on having a buildings survey completed due to the age of the property. This does not include a property valuation, but can be added for a further £100. If we need to get this so we can value it for…
-
Moving Home - Deposit for next purchase?
Hi experts! Im looking move home and I'm a bit confused about deposits. As afirst time buyer it was simple, x% deposit paid to the solicitor ready for completion. This deposit as I understand goes to the vendor you buy from? How about when you're buying 'up'? I've had look online and cant see mto see how it all works. I'm…
-
Leasehold and freehold
Hi all, we are currently in the process of selling our mid terrace house. We were told that our house was freehold but the shared entry is leasehold. Is this a common occurrence?
-
Purple Bricks
I am considering sacking Purple Bricks and going with a local fixed fee agent. I will have to pay the fixed fee and conveyancing fee for Purple Bricks I think despite not continuing with them. I have queried how much it will be as I hadn’t seen the costs but that’s a different story. Property has been on the market since…
-
Shared ownership valuation: other nearby SO properties
I'm thinking about selling my shared ownership house, and the first step will be getting an independent valuation. There are other, identical, shared ownership houses on my street, which will obviously be the best comparables for the surveyor to use, but I'm just wondering how a valuer would know what percentage had sold…
-
Rooftop decking and usage on a non-demised roof - Help!
Hello -We are in the process of purchasing a 2 bed flat in a converted house that was approved to be split in 3 apartments. We are purchasing the top flat and the current owner had build an opening in the living room that leads via a spiral staircase onto the flat roof where he has set a box with door onto a roof deck. As…
-
Ask sellers for old Home Survey
Wanted to run this passed you... In process of buying a beautiful victorian semi which seems to be in perfect condition. The sellers have bought it in 2016 and are now moving because there is no way to add another room and they have another baby on the way. Instead of me spending 500 pounds on a new survey I was thinking…
-
Top places to live in Leicestershire
Hi guys, I wanted some local knowledge/expertise on what the best area may be to settle down long-term? Priorities would be safety, local amenities (cafés, shops, parks, groups) , community vibe, young families, professionals and good schools. I don't want to move to an area and regret it. Obviously I am checking out the…
-
Buying a house while having a council house
Hi, I'm about to buy a house with my new partner but I still have 3 boys over 21 living in my council house, they gong want yo move away, can they take over my tenancy? Some advice would be appreciated as I dont want them homeless.
-
Landlord refusing to return deposit
Hello, My husband and I have just moved house (last weekend). We lived in our previous home for almost 4 years but moved due to it being too small for our growing family but also because it was an old, damp house with mould in every room no matter how long the windows were open for or the heating was on for, it was…
-
New old cash buyer (ish) 😁
In the final throwers of divorce at the moment so hopefully finances should be finalised within the next few months, I've never brought a house or had a mortgage (current home is in my wife's name) so I am classed as a first time buyer, my new partner has had mortgages before and has just accepted an offer on her house. We…
-
Locating Deeds
Hi everyone,We've just bought our forever home, a real do-er upper which hasn't really been touched since 1957 apart from a rewire in 1990 and a new boiler in 2001! It has been in the same family since 1957 and due to not really wanting to sell (probate sale, equity release company etc), the vendors were stunningly…
-
Unadopted Road Indemnity Insurance Holding Up Exchange
Hi All, We were due to exchange today on our purchase but our conveyancer has asked the the vendor to purchase indemnity insurance for the unadopted road the property sits on but the vendor is refusing to do this. They advise that the previous owner didn't have any and that they never purchased any when they bought the…
-
New Build-Lower than the purchase price.
Hi Guys, Looking for some advice. My husband and I are first time buyers and have reserved new build property in Milton Keynes (3 bedrooms semi-detached) under Bovis costing us £419,995. The completion of the property will be on the 1st of September 2020. The mortgage offer has arrived with Natwest but somehow the…
-
First time buyer in London - single occupant
Hello all, Was hoping to get some property advice please. I'm currently in the process of buying my first house. I've been researching for quite some months now and I've learnt that compromise is going to be my friend here but I'm not entirely sure how I should be planning my purchase as I don't only want to focus on the…
