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Help needed leaving tenancy agreement
Hi all, We have asked to leave our tenancy agreement as have to move out of the area for work... they have said (I know quite within their remit) that we cannot leave until suitable tenants are found and we are liable for all costs until then... this is fine I guess... it's in the contract so not much we can do... I have…
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Chain about to collapse
Hi folks, Our chain is about to collapse purely down to the greed of the developer. We had to reduce the selling price of our house to £229k from £235k due to a devaluation. To ease this blow, we negotiated an allowance from our sellers (it's Linden Homes, who acquired the property via part exchange. It's been empty since…
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Do I HAVE to join the factor (main door flat vs close next door) - Scottish Factor Fees
Hello, I own a main door flat which also has access to the back garden and bins through a second side door which goes through the close of the flats next door. They are now interested in setting up a factor (after a couple decades of being self-factored) and I’m unsure of where I legally stand in my need to be involved in…
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FTB, been waiting for vendor to find a place for 4 months now
Hi everyone, a bit of a long read but any advice would be much appreciated 💕 FTB 25 year old female, purchasing in London with boyfriend. Finally after months of searching and offers being rejected, we have an offer on a house accepted but it is not chain free ☹️ Please bare in mind that my BF has been dealing with the EA…
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To Let or Sell, that is the question.
My model tenant has just announced that she will be leaving us as she is buying a house. She has not yet given formal notice. While we are sad to see her go, we have wished her well. Now....given that there are talks of granting three-year minimum tenancies, the fact that there now only a few grounds for eviction, and John…
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Living in a caravan on own land... Planning?
Hello MSE members Im hoping someone here will be able to advise me on this: I will keep it brief but here are the fact! I would like to live in a caravan on land owned by myself so i have somewhere to live when my current house is sold thus giving me time to find another house. I own a fairly large piece of residential…
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My purchase is on the verge of collapse - can anyone help me understand why?
RE: My purchase is on the verge of collapse - can anyone help me understand why? Hello My partner and I are 6-months into conveyancing for our first house purchase. Our solicitors have hit an impasse over a problem with the lease, and I'm struggling to understand the situation and whether it is salvageable. This is where I…
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FENSA? Building Control Certificate? HELP!
I'd appreciate people's help on this issue. I'm about two weeks away from exchange on our house sale. I was reading about FENSA and suddenly panicked. We had a loft conversion done last year. We got the building control certificate through no problem, but I can't see a FENSA certificate. I've read online that if you have a…
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Cant sell my house - help!!
Hi all, first time posting and hoping for some support! I’ve had a nightmare with a new build house from Morris homes, purchased in 2017. I paid around £5000 extra at the time of purchase for the privilege of having the freehold - as I didn’t want to pay annual fees and also I knew this would help with the sale of the…
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Quotes on fixing window done before an offer?
Hi, Sorry if the title was a bit mis-leading. However, people who want to offer on our house (their house has sold and they are very keen, viewed our house 3 times) have asked that before they offer, they want a quote on how much the window would cost to replace. What would you do in this situation? We have said that its…
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"Onward Negotiation"
Here's an interesting service. When moving, your selling EA helps you to get a lower price on the place you want to buy. There's a (no win no pay) fee of course:) https://www.perrybishop.co.uk/selling/Onward-negotiation
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Can I buy my Exs house for half market value?
Me and my daughters dad have separated and the house is entirely his. He was evicting me with the premise to sell and give me half the value of the house in lieu of child support for our 2 year old daughter. My question is can he sell it to me for half the value instead as I would prefer my daughter to stay in the home,…
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House Buying - Full Structural Survey
Hi Guys, I'm in the process of buying a house, mortgage sorted, offer accepted, Conveyancer instructed etc. I need to get a full structural survey done for the propery, does anyone know if there's any reliable websites in which Surveyors are reviewed etc. The property I am purchasing dates back (in part) to around 1850 so…
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Proposed completion date 31st Oct 2019
Just another day or should I reconsider the date that has been proposed for our house sale and purchase to complete? Our solicitor hasn't commented and I'm not aware that there will be any problems but would appreciate others opinions before comitting. Many thanks
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Capital Gains Tax
Hi, Please help I have no clue what I am doing haha! April 2012 I bought a house with my boyfriend October 2015 We broke up and I bought him out of the house February 2016 I rented it out on my residential mortgage and moved to private rented accommodation Oct 2018 I renewed it as a buy to let mortgage With regards to…
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Bad Credit Means Being Treated Like A Criminal
Hi all, I have been having a nightmare trying to rent a property due to poor credit history. In short, I had previously had large CCJs against me due to a failed business a few years back. However, these are all now "satisfied". We recently sold our property and have somewhere in the region of £70k in the bank. Now we have…
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Downloading ISA statements from Nationwide and Santander for proof of deposit
Hello, We have had our offer on our first home accepted (yay!). All is going smoothly apart from our bank information. We need to provide proof of deposit from our 2 No. Santander STB ISA accounts. And our 1 No. Nationwide old ISA joint savings account. We are paperless and don’t have posted paperwork to prove that we have…
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Improving a BTL before selling it (?)
When the current tenants leave, we may well sell the BTL terraced house that we've had for some 20 years. Necessary repairs and renewals have been carried out as required over the years and claimed as an expense. However, the question now arises as to whether it will be better to sell the house as it currently stands or to…
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Renovating & Selling Advice
I am about to purchase a property to renovate and sell on. I am currently renting and will carry on renting whilst the renovation takes place. I will then sell the property and hopefully make a decent profit. I am a first time buyer with this property but will remain in my rented house whilst this all happens. Are there…
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New Flat Help - Direction Needed
Hi All, We have searched a lot but we are still lost. Could you help us please? We have bought a flat in August. it is a brand new flat built by a small developer. We used help to buy scheme for this. We have seen the flat once before we bought it, we assume that it would have built with due diligence as it is almost 500k…
