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Renting flat after 8 months
Looking for advice on renting a flat I bought as a first time buyer 8 months ago as my boyfriend has asked me to move in with him. Is it possible so early on in a new mortgage (fixed 2 years) where I have so little equity and was sold to me as a first time buyer?
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Advice Needed - House of Horrors
[FONT=Calibri, sans-serif]Really hoping for some advice on this, as I’m not sure what my next steps are and the solicitor handling my sale and purchase has gone quiet. Ideally, I want some recourse and am trying to ascertain if a crime has been committed on the boiler installation/recent servicing/safety check paperwork.…
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FTB- Management Company on Freehold Property causing huge delay
Hi Guys, Any help is greatly appreciated we have reached a point where we are both so done with the whole process and not sure what our options are! I’ll try to keep this brief and simple. Essentially we had our offer accepted on a Freehold house back in mid July. It should have been very straight forward, theres no chain,…
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NatWest morgage . Selling home
Hi I'm currently selling my property , it's been on the market the last 6 months . A lot of interest but no offers serious buyers I have planning permission approved at my parents to build a property next to there's so I would like to get moving with this asap . There is other reasons . As I regret buying this property My…
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Homebuyers report and damp
The homebuyers report has come back for the property I put an offer on and it says the following; "I recorded high damp meter readings to the ground floor walls. Further investigation by a member of the Property Care Association or similar is required to determine the extent of the dampness and the cost of remedial works.…
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Buying freehold/selling flat
My flat is up for sale, the lease needs extending and I’ve just paid for a surveyor to come and do a survey for a price on extending the lease. However today I have received a letter from the freeholder offering the 6 flats the opportunity to buy the freehold. Now I’m a bit confused as to where this leaves me, whether I…
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2 bed terrace or 2 bed apartment
Would like to get others views , I am buying a property for me and my 5 year old son. I am undecided between a 2 bed modern ground floor apartment , next to a train station , nice village. Or a fixer upper terrace cottage (comestic really) in a nice village , transport links ok just. Both same price - is it always better…
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Under offer and just seen up for sale with another estate agent??
Hi there! We're currently under offer to buy a house. After 3 months going through the paperwork of selling our flat - our buyer pulled out just before completion. Our flat is now back on the market as we're still in the chain. It's been 3 weeks with viewings (hopeful to get another buyer soon) and I've just seen the house…
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Loft conversion
I'm currently selling my two bed leasehold flat. I have lived here since 2012 and no structural changes have been made. There was an existing room which I would say is a loft extension. We are quite late on in the process but their lawyers have asked for documents relating to a Loft conversion and a chimney which has been…
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Proof of funds for lease extension....
Hi, We have agreed to extend our lease on a flat we are selling, to the tune of £26k. We were trapped for more than 2 years not being able to sell or have the money to extend. Thankfully a good friend offered to lend us the money with the understanding we will pay him back when the home is sold. He lent us the money and it…
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How to brouch the issue of financial status with agents/LLs without setting off alarm bells?
I am not what would be considered in a great position financially (I live frugally) so it is hard to get accepted at places and am outright rejected so far for places I have been enquiring about to rent. I can afford to pay the rent and always have done for over 10 years in places the same price as I am looking, and even…
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Do enquries potentially slow down?
We are moving quite well with solicitors, however we have got our fixtures and fittings from the house we are buying. Some items we were told we were being left now have price tags next to them to buy them, im not that bothered about the items, would be nice to have them but if asking about it slows down the process i wont…
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Car park spaces within planning
My experiance with the purchase of our house just gets better. I had a neighbour speak with me today and asked if I knew about the 2 parking spaces that came with our house as per descision notice on the planning application. I did know but told him that we had been advised by vendors solicitor "My client confirms that…
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Tenant is Living in Garage
Hi All, I have a garage en-bloc which I have let privately for a number of years. My previous tenant moved out and so subsequently I found a new tenant who needed the garage to store a motor cycle. Long story short, he didn't pay rent and as per terms of the contract we could take back the garage after 21 days of…
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Source of deposit funds
So I am literally ready to exchange. Sent my savings account statement as 'proof of deposit' on Monday. My solicitor then sends me the statement of account yesterday and I paid the deposit to my solicitor straight away as I'm keen to exchange ASAP. TODAY (after already paying the deposit) my solicitor decides to come back…
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tenancy renewal
Could someone clarify tenancy fees please. I thought they were banned recently.... Anyway, in Jan 2019 I signed a new tenancy agreement for 12 months, and have just heard from the letting agents that they want to hear back in terms of if I want to sign a new agreement or not next year, along with a £114 invoice if I do.…
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Service Charge Deficit with no Retention Held
Hello, I purchased a leasehold flat last year and received a service charge request for a deficit pertaining to the period where I was not the leaseholder. My solicitor had asked for a retention to be held but the seller's solicitor declined as in the prior 3 years there was an almost nil deficit. I have paid previous…
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Glasgow South Housing Market
We want to buy a house in the Southside of Glasgow. I feel that the market has somewhat become less crazy in the last few weeks. Does anyone agree? We want to buy a house that has been on the market for almost 3 weeks and has only had two viewings (including us!). It's offers over but I think prices will go down soon so I…
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Confused - Mortgage v Equity
Confused about the restrictions whether its a Mortgage or Equity. Recently applied for Equity via a 'Lifetime mortgage'. Despite a sale values of property in the area of approx. £290k and a few have sold slightly above or below in recent months. The equity lenders will not grant a lifetime mortgage due to the amount of…
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CRL warranty on new build property
Hi All I am new to this forum but I am looking for some advice. I offered on a new build which was accepted around 4 weeks ago. My solicitor has been doing his DD and notes that the building is covered by a CRL warranty (a smaller firm, apparently new builds are usually covered by a NHBC warranty). On researching CRL I…
