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co freeholder selling
I have had a very acrimonious relationship with the couple I share the freehold of my flat with. I began extending the lease of my property(with their consent) last October, four weeks later they told me they had a buyer for their flat. My extension is in jeopardy which I would like to talk to the buyer about. My Co…
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Renting to Parents & Tax
Hello Wise People My Dad and his Partner currently each live in one bed-roomed sheltered accommodation and between them pay £1,100.00 a month in rent. They want to live together but Housing can not help them and as they are in their 70's don't want to rent privately as they don't want to have to worry that they will have…
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Scotland - AT5/short-assured tenancy still valid?
Hi there, I was hoping to get a bit of advice if possible please, and I hope I'm not duplicating a conversation already listed somewhere - this relates to a Scottish rental. I entered in to a rental contract on 1/11/2018. This was intended to be for six months, however circumstances have meant that I now need to leave -…
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How would I rent out a garage ?
I have a garage which I don't use, so I am thinking about renting it out. It's not actually at my house, but in a nearby block. I called into three estate agents locally and asked them and none of them would take it on. They don't handle commercial property rentals they each told me, but would be happy to sell it for me.…
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First Time Buyer, Leasehold/freehold confusion
Hi All, Sorry if this gets a bit long winded or confusing. Myself and my Girlfriend have just put an offer in on a house. Not accepted but it's a reasonable offer and I am just doing my homework so that if it is accepted it can hopefully go as smoothly as possible. the property we are looking at last sold in 2015 and…
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Offers on a new build and ground rents
My partner and I have found a new build that we really like. It was originally listed at £529k and was reduced to £499k in November. It is one of 2 left of 14 apartments (the other is more expensive). We are first time buyers using Help to Buy, and we have an AIP. We were originally looking up to £475k, and in fact we…
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Help to Buy
Hey my partner and I have a new income of about 35k per annum and we wanted to purchase a house and started looking into help to buy scheme. We are apprehensive around the equity loan, we were wondering whether we can pay it back within 5 years when it’s interest free? At that point would I still need to pay back 20% of…
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Building Regs for existing Fireplace & Chimney
Hi, we’re in the process of selling our house. The house is 18 years old and has had a gas fire, fireplace, flue and decorative chimney since day 1. Our buyers are now saying that we need to buy an indemnity policy as we don’t have the building regulations paperwork. Completely confused why we would need this - we’ve (and…
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How to remove a tenant in common from deeds?
Hi I own the house with my ex partner. We've had it for a couple of years and we're both 'tenants in common' becuase I own a slightly larger share of the house. We're in agreement that I take over the whole mortgage (Ive checked with the mortgage provider and they're happy I can make the repayments). I've spoken to the…
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Sole owner of house and divorce
Hello everyone I’m hoping someone can help
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dispute with freeholder over Leasehold
Hi, i am a leaseholder with 156 years lease on a flat i bought july 2018. My freeholder in the block of 4 flats is quoting terms of the lease on a weekly basis to me. only 1 is relevant and with substance. no animals. I have a dog and through my ignorance did not spot the clause on the lease. However, the freeholder is not…
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Paying deposit for daughter
First post so please be gentle as unsure this is the right place to post. My daughter had a policy that matured and as she didn't need the money (apart from car insurance payments for a few years) she let me use the money to do work around the house - bathroom, kitchen etc. I am now in a position to pay back approx £8.5k…
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Help me decide - Rear garden facing
I'm currently stuck trying to decide which property to go for out of these two new builds, that are yet to be built. The 113 is roughly 26ft wide (including garage) and 20ft long. The 112 (yellow) is a similar size minus the corner behind the garage. The one one (113 in blue) is a north east facing garden, but offers a…
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High court eviction
Hello, I've posted another thread earlier today but I have another question which I think would be more suited to this board. I am being evicted from my privately rented home. I have received a possession order from the court giving me until the 23rd to leave the property. There was a section of the letter I was unsure…
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Tenancy Agreement/ Credit Score Query
Sorry for the essay but would really appreciate any advice! I’m looking at renting a flat with my partner and friend for the next 2 years. After which my partner and I will have saved enough to get a mortgage together. I was wondering if having my name on the tenancy for the rented flat would affect my credit score? As it…
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Movement on price of TW new build
I was looking to buy a new build from Taylor Wimpey. TW have already started the second development in the area, but there is 1 house left for sale on the development that already has been built (has been up for sale for quite a few months), and that is the house that I want! Does anybody know what kind of movement they…
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Restrictive Covenants
Hi all, I'm new to the forum so hope you don't mind me asking for advice. My partner and I are novice home buyers and are in the process of buying a newly developed cottage which is on an area of land shared by another cottage. The sale has been going pretty smoothly up until now but today we were sent some documents which…
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Unoccupied house insurance part 2
Hello, could I ask all you knowledgeable people. My Father is moving into a home very quickly. Do I buy unoccupied house insurance after 30 days or the day he moves out please. Can it wait for a couple of weeks? He is of course not coming back and we are marketing the property almost immediately
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Buying rented house with Vacant possession
Hi there, I am currently in the process of purchasing the property I am renting. The ventor has served me notice and my tenancy agreement is due to end in 2 weeks time, as he requires ‘Vacant Possession’ of the property. Does anyone have any advice on a tenant buying the property they’re renting and how it works in…
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Unprotected deposit tribunal process questions - Scotland
I live in Scotland and I moved out of my flat of 6 and a half years at the end of November 2018. I started a thread here about unreasonable deposit deductions and learned that as the deposit wasn't protected, I should take my LL to the first tier tribunal. Since my girlfriend and I just bought our first flat and with…