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Additional costs
We have recently had a new kitchen fitted. The company we bought the kitchen from supplied the plumber. When he was plumbing in our appliances, we mentioned that the down pipe in the garage was leaking. He said he would sort that out too. However, when the invoice arrived for the kitchen, there was a large additional cost…
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Mrs
We have recently had a new kitchen fitted. The company we bought the kitchen from supplied the plumber. When he was plumbing in our appliances, we mentioned that the down pipe in the garage was leaking. He said he would sort that out too. However, when the invoice arrived for the kitchen, there was a large additional cost…
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Buying with property to sell
Hi, We have a new mortgage in principle and have just put our house on the market. Generally speaking is it best to wait until we receive an offer before even beginning to look for a new place? We are in Scotland.
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Council demand name of new owner to close council tax account
Hello I've moved abroad and have requested closure of my council tax account. I think I might have a very small refund due or a zero balance. I owned my ex-council leasehold property and the freeholder is the local council.So when I sold the property, the local council are notified in a change of leaseholder. They took…
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Lifetime ISA buying into existing mortgage
Hi, I'm looking for some information on the use of LISAs as first time buyer. My husband and I are desperate to buy our first house this year. We have had a LISA each which has been open over a year and we have used to save for (at the moment) just over a 5% deposit on a 200k house. We have sent our credit files to a…
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Freehold flat
Hello, looking for some advice or information signposting please. First time buyer looking to by a flat. A nice one has become available and is the upstairs of a converted semidetached house. It seems that this flat has the freehold of the building. The downstairs flat is let and as yet, I am unsure of the lease…
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Struggling to get a deposit for renting
Two years ago now I broke up with my ex partner because he cheated on me, I left the home as it was his house, and found myself homeless, living with my mother. Two years on, I'm still living with my mother because I cannot afford a deposit and first month rent in advance. I am currently in my third year at University, in…
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Renting, moving out cleaning advice please
Hi ive been in a rented house for 2 1/2 years, when i moved in the house hadnt been cleaned at all, there was ketchup potatoes and bits in the fridge, the under the sink cupboard hadnt been emptied, it wasnt horrible, just hadnt been cleaned. I did write and tell them (i had to tell them about other things as well) and it…
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Landlord, water and electricity
Afternoon all, I seem to be going round in circles with my landlord and their agents. I am renting a house on a fixed term tenancy. My landlord also owns the stables and land next door that he started to rent out, via a different agent, last October. I raised a complaint with the agents of the house I rent as: 1. The…
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Adverse Possession of shared drive
Hi there, I brought this house a little over a year ago with my partener. It is a 60s or 70s style semi detatched house with a shared drive between the neighbours and a garage at the back. Just about all front gardens on the street have been paved or tarmac'd for parking including mine, so we dont have to use the garage…
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Would you get a second survey
FTB here, no chain. Had an offer accepted back at the end of Oct. The property was listed at £415k initially but they very quickly dropped to £400k as not much interest and no offers. They accepted £390k however the survey & valuation by the lender downvalued to £380k due to some dry rot ( bad I know, but limited to one…
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Cash offer rejected, another party offer accepted with no chance for us to better it
Good morning, apologies if this is long winded but if anyone could offer advice I would be very grateful. My partner and I viewed a house on Thursdays, it was advertised by an online estate agent but the actual owner showed us around. The listing online states it is a 5 bedroom, in need of slight renovation house. This…
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Leasehold Properties
Hello, I purchased a new detached house on a Charles Church development some 15 months ago, this was a leasehold property. As the development has now come to an end, the final few houses have been sold freehold as they were struggling to sell them. This is rather decisive and unfair and I'm wondering if anyone else has…
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Sell or stay (rental property)
Hi My first post and I hope i can get advise/opinions from landlords. I have a property that im considering to sell due to new tax implications (heavy btl mortgage). The property market seems unstable & a lot of properties are still for sale almost 9 months later. Im not sure if brexit is also a reason? Any advise would be…
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2 weeks and no viewings?
Currently selling a property, 2 bed Mid-Terrace in a desirable village. It’s been on the market for 2 weeks with 874 views on Rightmove but no viewings as of yet. The EA suggested 115K and said for the area that was a competitive price. Due to certain life events this year, my partner and I want to get the sale wrapped up…
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What are my options - lower than expected RICS valuation
I recently had the RICS valuation for the purposes of staircasing a help to buy loan (stair casing from 30 to 10% of the property value, London HTB). The valuation came out much lower than I’d expected. Let’s say the original property price was X, the valuation revealed that the property price had dropped by 7.2% (e.g.…
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Building regulation recorded by council with no final inspection
Hi guys, My solicitor has decided that my case could wait an extra week before she has time for it (glad I paid the big bucks to have a solicitor I can get a hold of as opposed to a cheap online service....) Long story short, I asked her to send me all the searches and to do the work myself until she gets back to me so…
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House owner off the grid!!
A strange one for you guys. I have purchased a terrace house recently on a busy main road where the neighboring house is in a really bad condition. The trees are over grown, the windows rotting etc. Rest of the street looks perfect and well kept. The tenant living in there is complaining about the pigeon infestation in…
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Deed of Variation - Leasehold Flat
Hi I'm looking to convert my flat (currently let out on a standard AST) to a Serviced Accommodation but there's a currently a clause in the leasehold that restricts this. I have been told to seek a Deed of Variation but, when I approached the management company about this, I was told they weren't willing to permit it. I…
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Enforcement Notice: LL Did Not Have Planning Permission
I currently live in a flat on an industrial estate, into which I moved in September last year. The building is a mix of offices and flats. I've just opened a letter from the council informing me that the owners don't have planning permission for changing from office use to residential. I had absolutely no idea. I saw the…
