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Shared ownership nightmare
Has anyone had any experience in dealing with a shared ownership resale and it taking far too long to get to completion. I will try and keep this brief as I could be here all day. Me and my husband are buying a 50% share in a house. We instructed our solicitors at the end of December so the process has been ongoing for…
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auction question
Hi we are currently selling our house with an estate agent that does auctions as well, does anyone know if you can put your house up for auction whilst still being under there 20 week contract? thankyou lisa
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Sold inherited house- am I a ftb?
Right, so in December my grandmother passed away, I inherited 25% of the house, my sister inherited 50% and our aunt inherited 25%. Out aunt bought our shares in the house immediately after probate was granted. I spoke with my solicitor and they felt that I'm a ftb as although I inherited, I didn't own the house and my…
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House-buying alone but partner living in
I am currently co-renting a property with my partner of 18 months. I am hoping to buy a property of my own within the next few months, using my own savings to put down a deposit. My partner will not contribute to the deposit or other house-buying costs, as she is not in a financial position to do so. The plan is for my…
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What's normal?
We're first time buyers so a bit clueless as to what is normal. Had our offer accepted on a property 2 months ago. Vendors were and still are looking for a property. No indication they have put any offers in. So far we have been sporadically getting updates on the (lack of) progress from EA, but now EA cannot get vendors…
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Help please: Council tax band appeal refused
Hi all, appreciate your help with this if anyone has any advice or ideas. The paper shufflers at the valuation agency have ruled against my banding appeal - no doubt to protect the clown who made the mistake in the first place, and to add insult to injury they said they won't entertain any further correspondence unless I…
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FTB difference between 10-15% LTV
After some frustrating experiences with estate agents, have agree a price for a property this is just right for me. Have appointment booked for Wednesday to apply for mortgage. Appreciate any opinions on whether I should push for 15% deposit or stick with 10% which would give me a sizable buffer. Some relevant info. *…
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Between house purchases
I’m looking for a bit of advice and if anyone has done something similar. I am in a chain and the person selling the house I’m meant to be buying has pulled out. I still want to go ahead with the sale of my house and I’m in a fortunate position to be able to stay with friends and relatives. My question is, when I started…
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Party Wall and Neighbour's Loft Extension
:jHi Can someone please advise as we are getting a bit bewildered...:eek: My elderly uncle's neighbours have just commenced a loft conversion of their property, he lives in a terrace. He has a fairly good relationship with them and duly agreed to sign their PWA. Uncle is a little concerned in case his neighbours should…
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Renting out a property
Hi everyone I’m thinking about moving to a new property and renting out my existing one but I’m a bit worried! My friend and I are going to buy a new place and rent out the one I currently own with my ex-partner (we’re still good friends!). I have a consent to let from my current lender but am paying about £1050 (split…
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Buyer pulled out/EA questions.
Hello all, I'm looking for people's opinions/experiences please. Apologies if this is all a bit basic but I really don't know so all answers will be appreciated. Bit of background. Sister and I are selling our house. We picked an EA, had a bunch of viewings and a few (some insulting) offers and one guy upped his offer to…
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Mortgage underwriter
Hi guys Three weeks ago,I looked around to buy my First house and found one which I liked it.The House is 50% Mortgage and 50% rent. Purchase Price £95000. After 4 days,I had appointment with my Mortgage Advisor and she done my decision in Principle.By the way,I forgot to mention I am doing 2 jobs,the first one I earn…
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Help to Buy Undervalued
I am purchasing a help to buy property with purchase price of 145k. The banks valuer came back with 135k. I am using the HTB scheme and 5% deposit. My mortgage advisor told me that if the valuation comes back under, then I’m basically screwed. My question is: Does the HTB scheme count for the purchase price of the property…
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Dispute with letting agency HELP!!!
I’ll keep it brief - interested in everyone’s thoughts. Here are the key facts: 1. I rented a new build property with my wife and 5 year old for 6 months. £1,500 deposit was held in the TDS. 2. At the end of the tenancy we were given a checkout report. 3. I disagreed with some of the items so I called the letting agents.…
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Second Bank Transfer Fee—Delay Not My Fault!
So we were due to exchange and complete earlier this month. I transferred full monies to our solicitor over the early May Bank Holiday weekend as requested. Exchange and completion didn’t happen due to a delay further up the chain and someone misleading those below that they were ready when they weren’t. We now have a date…
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Cash buyer and money laundering regulations
Hi all I am really hoping someone could kindly provide me with some advice regarding how money laundering regs effect cash buyers I accepted an offer on my house almost 8 weeks ago from a supposedly cash buyer. As it turns out they thought they were cash buyers as they were selling their house to their daughter who…
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Advice needed - first time buyer
Hi, I'm looking for some advice. Has anyone used Express Conveyancing before? I'm hoping to talk to someone who's used their services and can tell me what they're like? Thanks in advance, Kayleigh
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Please, professional advice
Hi, to put this issue in a nutshell, in the 80's a family member took his father to court for the family home. The case lasted 10 years, resulting in the son losing the case but was ordered to pay cost. This matter indirectly led to the death of his father. A rift was developed in the family since then and has continued.…
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Mortgage for part time earning and Carer allowance
I was wondering if there is any help or mortgage available for the people who works part time and also receive the carer allowance. I can arrange the deposit but only problem is to satisfy the banks etc for earnings. I have 3 kids and receive tax credit though if that counts towards income. Tired of living in someone else…
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Freehold issue on Flat
Hi Guy's, I have an ongoing freehold issue with a flat I own. The property is a purpose-built flat in a block of 4 built in the 1930's. Back in 2011 my brother owned the flat below me. We purchased the freehold in joint names, sold the land to the rear and extended the lease. My brother then sold his flat in a rush and is…
