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Can I just take boundary line back?
Bit of a non-issue but could do with some clarification of protocol There is a small half meter strip that runs between our front steps and the neighbours house. Next door is a rented investment property, in a bid to make it low maintenance the landlord had graveled the front lawn at some point since its purchase in 2015,…
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No sinking fund
Hello there I'm an FTB on a small budget. I'm close to exchange on a leasehold flat. It's one of five in a Victorian conversion. I'm just reading the contract pack now to check for any problems, and attempting some due diligence. The purchase process started in November. Since November the freehold actually changed hands -…
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Buying a house - Declaration of Trust/Land Registry
Evening, Hopefully a simple one but i can't find the answers anywhere! We're buying a house as tenants in common and will be having a Declaration/Deed of Trust drawn up. The two questions i have are. 1) Who holds a copy of the Declaration/Deed of Trust? Just us? 2) What information with regard to the percentage split is…
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Homebuyer report - risk of damp problems
Hi - I know this is somewhat contradictory to my username of "rentalforever" but I am now in the process of buying my first home and have commissioned a homebuyers report. There is one area of the report that is of concern but I want to ensure it's of a measured concern rather than overreaction. The property is an…
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SDLT / First Time Buyer
Hello, I wondered if anybody could help me regarding the amount of Stamp Duty Land Tax I need to pay, it is quite complicated and i'm not sure. I haven't seen a mortgage advisor or solicitor/lawyer just yet. I'm 21, just finished university and still living with my mum living in her privately rented home. When i was 19 I…
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BT Pole on my land
Hello all, just after any advice you lot might have - On my newly bought empty land is a BT telegraph pole with about 9 wires off the top of it. I have full planning consent to build a detached house on the land but things would be much easier if it could be moved about 6 feet forward onto the pavement. I'm not sure how…
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Co-ownership NI timescale
Anyone bought with Co-Ownership NI in recent times? The process seems to be a lot slower these days compared to what’s described in older posts. Would be interested to hear! So far, I applied 13th April, payment taken 19th April, so far application still awaiting assessment...
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Swapping Landlords
My LL has had to put the house that we rent from them, up for sale. We have great relationship with our current LL and they are doing everything they can to get a buyer thats willing to continue to rent to us:j A couple of questions: I'm doing the viewings as LL lives some distance away, do I need to alert potential buyers…
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New Build House On Empty Plot Affecting My Property
Apologies if this is in the wrong forum. I couldnt see one dealing with either builders or planning permission. A new house is currently being constructed on what was previously an empty plot on land directly adjacent to my own house. The builders constructing the house have been using a mechanical digger to initially…
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Struggling to sell
I own a two bedroom top floor flat in Woolwich. Its been on the market nearly two months, I'm getting a steady stream of viewers but no offers. Its a newish build, internally its in good condition but the communal hallways aren't great. I tried to post a link but it wont let me as I'm too new, obviously should have posted…
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Letting Agent Wants to Cancel Agreement
Hi! I am hoping for some help with this very specific conflict with a letting agent. Last week I made an offer to move in to an apartment next month. The agreement was that I'd rent the property for 2 years with a 1 year break clause. I communicated with the landlord through the letting agent and he/she accepted my offer…
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Neighbour attaching things to his wall, over my path
Hello all, I hope this is the right section, apologies if not. My house is a detached property with a side gate down a small passageway. The passage is between my wall, and my neighbours. The passage is part of my property. Question is, what can my neighbour put on his wall, bear in mind it is over my path. I ask because…
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New House Boundary Issue
Hi there Folks, I am new to the forum, Here's hoping someone can advice on this one Recently we went through the process of buying a new home and signed a very small representation of a plan for the boundaries for it. Along with this plan, we also agreed to a covenant basically binding us to not do anything with the front…
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Tenant has damaged sink and asking it to be fixed at Landlord cost
Hi I have given my house on rent and the tenants living there have damaged the sink and they are blaming this on the cupboard above being faulty and that due to this the contents on the shelf have fallen and damage the sink. They are expecting me to fix the sink and my cost. Could you please advice, I have had the property…
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Decision Decision
Hi all We are looking to buy a house next year. As it being the Brexit year, is it good idea to buy? Anyway, we are in a dilemma to either buy a second hand house worth around £350k or buy a brand new house worth £400k with Help to Buy scheme. Which option would be better? Probably second hand house right? The thing is…
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Question about property from auction
Hello! I'm interesed in buying property from auction and I'm looking at legal pack right now which worries me a bit. Just want to make sure that I understand it in right way. Does it mean that there is about 10 000 £ to pay to debtors/creditors if I buy this property? Document is named "Financial Statement 2016". 26. The…
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Building Warrant about to expire - extend time limit?
Hello I am hopeful some with the knowledge on this will know the answer! I have a building warrant on my home for an extension project in Scotland. The warrant is about to expire. The work has never started, and the house has been on the market for over a year now. We would like to sell it with the permission included. I…
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Professional Aerial Photos - Drone?
Hi all, I'm selling my house and wanted to get some aerial shots of my property. My estate agent Mark, says he knows someone that can do it for me and it'll cost £200. Now that sounds good to me. But I asked about if the person had a drone license and insurance, as my after speaking to my neighbours they had concerns. And…
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Solicitor & Surveyors charge credit card fee?
When I was getting conveying and surveying quotes, I noticed several of our local solicitors and property surveying firms charge extra % for paying with credit cards or certain credit cards. Some of them are reputable firm with excellent reviews. Is this normal? Is property service industry exclude from surcharge ban?
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Advice on Splitting Up
Hi guys, so I'm new to the whole mortgage idea and I was wondering if I could get some advice. My partner and I have been renting for the last 2 years and we are looking to potentially buy a house. The agreement we've had since we moved in together is if he and I were to ever split up, he'd move out and I'd stay in the…