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Changing address temporary accommodation
We're shortly due to exchange on our house sale (with completion a couple of weeks after) but as our purchase has fallen through, we will need to move into temporary accommodation - staying with relatives until we find somewhere else to buy. We will just be paying towards the relatives' bills, as our accommodation will be…
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Apply for a council accommodation when own a property
Dear MSE community, Today I had a conversation with a friend of mine and he told me that I can apply for a council house/flat even if I am a homeowner with mortgage. I am a bit confused because I never thought about it and secondly I have my own home. I checked with council website and found information that anyone aged 16…
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Concrete Cavity Block Construction
Hi All I am looking to buy a house the estate agent have stated its Concrete Cavity Block Construction. Is this risk can anyone advise pls. I am first time buyer so bit confused. Many thanks
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Breach of contract on house purchase
Hi there follow mse'ers, We moved house earlier this month and on completion we turned up at our new property to find the old vendors were no way near ready to vacate. We hung about until 5pm( our completion contract stated 12noon for completion)we spoke to our solicitor and informed her of the situation and asked what we…
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Party Wall Agreement
I’m just after a bit of advice. We’ve just had a single story rear extension built. We’re end of terrace and we came in for our boundary of our neighbour by 1 metre. We have a lovely neighbour and she’s been great and has had no objections and has been in to see how we’re getting on and has been really happy for us. I was…
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Advice for a FTB
Hi all, me and my fianc! are FTB and looking for a bit of advice. We recently pulled out of a property we were buying (another long story, a 3 year old new build that had too many cons to it afterall) and we were willing to pay £165,000 for it. At first we had set £160,000 as our limit, however we were worried someone was…
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taking over joint mortgage
My son and daughter as first time buyers, joint own a flat. It cost £417,000 five years ago and is now valued at aprox £575,000. Currently son and daughter live in joint-owned flat. My daughter has now taken out a second mortgage to help boyfriend buy small house. Daughter had to pay £6,000 in stamp duty (refundable, we…
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Revaluation just before exchange £6k out of pocket!
Hi Wondering if someone might have gone through something similar with house prices falling at the moment I put my property on the market last June and got a buyer in September. Due to it being shared ownership it has taken a while to go through. However we have been in a position to exchange for the last 3 weeks but my…
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Selling house, surveyor coming what to expect?
Hi everyone. Our buyer mortgage company, Nationwide I think, are sending their surveyor next week. Im not sure if its just a valuation or if they have paid extra for a homebuyers/building survey. What should I expect when they come? Will they want to move my funiture for example? How long does it take? Its a 2 bed house…
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Selling through "property cash buyers" on the Web
Hi..I was wondering if anyone on this forum has had any experience of this type of transaction,and whether its a viable option,to selling using a Local Estate Agent .After filling in an On Line Valuation form I have been contacted by " a private buyer" based in the Leeds area,he seemed very knowledgeable,and explained that…
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Site inspection
Hello everyone, apologies if there’s already thread on this, using mobile phone and working out site navigation Have got a site inspection on new build house with the builder coming up. Was wondering what sort of things I need to be looking out for and question to ask. Have no idea what stage the build is at so not sure…
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Advertising your real estate for rent
Hi, I'm going to set my house for rent. It isn't something special besides the great neighborhood: great scenery and easy access to major highways. Any tips on how is it better to describe it in an ad to attract tenants that are not too peaky in terms of luxury but value mobility?
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Boundary wall
Our originally detached property became link-detached in the 1950's when the owners at the time and next door's owners built adjoining garages. The garages were built with 2 layers of brick as the adjoining wall, so the boundary ran right through the middle of the wall. We bought as link-detached and were thrilled when a…
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Buying a property for my business but can't get tenants out!
Hello, I am currently preparing to buy a small commercial property to use for my business. I just found out that despite initially being told three months ago that the current tenants have a 6 month contract, they are in fact not due to leave until May 2020. This would be far too long to wait as I would liked to have been…
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Buying a flat Query Can Solicitors searches be shared between two new buyers in same block?
HI I'm about to buy a flat in a small 12 flat block. Good friends have bought in same block and completed 1 month ago, so they had the property searches done by their solicitor then. I am on a tight budget and so wondering, could I not use the same searches? As I understand these searches are done for the benefit of the…
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Japanese Knotweed - research on eradication (or not!)
http://www.bbc.co.uk/news/uk-wales-south-west-wales-43882916
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Moved out, still named on tenancy, council tax?
Hi folks, I did do some searching but couldn't see an example of the situation I (or rather my girlfriend) is in to compare. She has moved out of a rental (shared tenancy agreement) as of the 31st of March and is still paying rent. She informed the council by writing she was leaving. The tenancy runs until August and the…
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Is my solicitor right or wrong?
We are first time buyers purchasing a property with no chain. All searches and surveys have come back satisfactory, the mortgage is ready to go and according to my solicitors secretary we have completed all relevant paperwork (transfer, contract, land registry ETC). The sellers are really keen to exchange and complete…
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Shared Access Path
Hi everyone, I live in a terraced property. Our neighbours have shared access to a strip of pathway that leads to their front door - this was fine as their front garden was all grassed over and they had no other access to their front door. However, they have recently got rid of the grass and had a driveway put in instead.…
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Question about bank statements when applying for a mortgage
Hi folks I've nearly saved my 10% deposit for my first home and I'm going to meet with an independent mortgage adviser next week. I've been asked to bring 3 months of bank statements with me and proof of any savings. When I get paid each month I move X amount of money on to my Monzo card, I use this as my allowance for the…