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Council making changes to our flat
Westminster City council have decided to build another flat in the basement of the house we own a flat in, there are 4 flats in the terraced house already. As a result of the additional flat they have advised that the electricity supply in entire the house needs to be upgraded to accommodate the new flat. The existing…
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Buying A House From Chime Properties LTD / CSJ Residential
I guy recently passed away who lived near me, he had no next of kin and i was interested in purchasing the property. Therefore i went onto the landregistry site and paid £3 to get a Title Report, on that it says the owners are Chime Propertied Ltd and the house is a freehold. The registered owners and proprietr is Chime…
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Renting but is it better to buy?
Hello Everyone hope you’re all well. I am currently renting a flat with me girlfriend at the moment and the rent is £500 a month. The flat is up for sale for £90. I have 15k saved up so enough deposit to put at least 10% down. I would rather buy a house in the year. But would it be a good financial decision to buy this…
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Rent Refund
Hello. Our 12 month lease is ending June 15th. When we moved in on the same date last year we paid half a months rent and then the following months rent in advance. We've always paid the rent a month in advance since, following the contract. With us paying our rent June 1st of £600 are we due to a refund of £300 since we…
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Options for BTL if first direct customer
Looking for advice on what to do if you're a first direct customer (we're 3 years into a 10 year fixed mortgage) and my husband has started up a company abroad so we're looking at joining him over there now and initially renting for a year or two before committing to staying there longer. I know FD don't do consent or buy…
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Part exchanging to buy a new built with a builder
Hello Forum Members, I am looking for a bit of advice. We are in a process of part exchanging our existing house to a builder. The new built property is worth £480,000 and we have agreed to part ex our house for £300,000. We have roughly £260,000 oustanding on our current mortgage. We are going to bring 10% deposit for the…
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our freehold been sold
hi our house freehold has been sold to different company. In february 2018 we paid ground rent and house insurance to freeholder. in April the freehold was sold to different company which requesting for us to pay them house insurance again under different policy ( they haven’t provide the new policy). Do i need to pay them…
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Buy to Let ROI Calculation
15 months ago me and my girlfriend bought our first house together. We are currently thinking of moving and want to work out if it’s viable to rent this house out. We bought the house for £137,500 however its current market value is around £160,000. I estimate we have around £50,000 equity in the house including the…
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question about stamp duty
Ok scenerio. 6 siblings inherited mums property. To be sold and divided by 6 However one sibling has offered to buy 5/6th of property and will be FTB. one other sibling will buy 1/6th property with their share of the sold property, but is not first time buyer. How does the stamp duty work out for the one buying 1/6th of…
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Opinions on my house
https://!!!!!!/2FegYTY I wonder if you could give your opinion on my house. Its been on the market for a year now. I have had 4 offers in total: 1st offer - within 2 weeks of it 1st going on, for full asking price (fell through after 3 months) 2nd offer - £2500 under asking price (rejected) 3rd offer - full asking price…
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Unwanted Goodwill items left in rented house
We have recently had to move into an unfurnished rental house because of a major leak in our home which has made it uninhabitable. When we moved in we found that the landlord had, without asking us, left a chest freezer and washing machine in the garage as goodwill items. As we wanted to bring over a washing machine and…
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EPC Assessment
My chosen Estate Agent appointed an EPC assessor to carry out a pre-sale EPC. Having enjoyed his company for 2 hours yesterday, I do not know whether to laugh or cry. If an EPC is all about energy saving, then most of my home improvements just went over his head. For example, I have an ‘A’ Rated boiler which is…
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Deposit Success Story
Hi everyone, newbie here! I wanted to share my recent success story with regards to a deposit dispute, for anybody out there who is struggling to deal with a difficult situation. I will try to make this as clear as I can. We signed up to a 12-month tenancy agreement, in a 4-bed house, as a group of 5 full-time employed…
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FTB – Advice on areas to buy c. £230k 3 bed house with good commute into central London
Hello All, I’m a first time buyer, currently living and working in central London. I’ve lived in inner London for most of my life, but will be forced to move away since my budget (230-235kish - could probably do 250k at a push, but I would rather not stretch it) won’t buy a shed here, let alone a 3 bed house! I would like…
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Would you buy a house that's been underpinned?
What questions need to be asked?
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Title Deed Restrictions. Confused !!!128533;
Hi, all. I was hoping to keep a couple of hens for the odd egg but knew to check my title deeds first. But they're contradictory lol. This is what is confusing me. (e) Not to keep pigs or poultry on the land save as to poultry only for the private use of the occupiers. 2 The following are details of the covenants contained…
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Value in Leeds / "Up and Coming" Areas
Hi all, I have recently moved to Leeds due to work and, after years of saving, am looking at buying my first house. I have limited knowledge of the city but am aware of what are generally considered the "nice" and "not so nice" areas. I have been recommended to look in the north (Chapel Allerton, Horsforth) but was shocked…
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Leasehold help - 99 year lease, ground rent and lease variance
I am looking to buy a leasehold property and the seller has done a lease variation to extend from 88 years to 99. Also, the seller has paid £18.5k for this variance (which includes changing the ground rent to £375 escalating every 10 years in line with RPI). 1. Is 99 years too short of a lease? 2. Is £18.5k outrageous for…
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Bathroom issues
Hello forum... We have seen a house that we really like but there are few issues with the bathroom! For a start it has no bath! Not as issue for us as we would look to put a brand new suite in that includes a bath more to our taste however that depends on some other factors I need advice on! As the bathroom is above the…
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Wary About Buying re: Boiler Installation Certificate & Other Issues
Hi! We're fairly far along in buying a house that has been fully refurbished and extended in the last 3-ish years by a guy in the building trade. There have been a few issues along the way which have unnerved us FTBs a little (e.g. house was listed as freehold but he only started buying the freehold title once our offer…
