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Stamp Duty
Hi - advice needed. My parents purchased a house in Wales with the intent to move there to live. However during the proceedings, my father was diagnosed with 2 illnesses and these illnesses went on to cause stress and anxiety and further complications. My parents deliberated and came to the painful decision to stay where…
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Penetrating damp repairs - how painful?
I'm a first time buyer in the process of buying a 1 bedroom, second floor flat in a terrace built circa 1880. The homebuyer's report has raised the following: Significant dampness was noted within the property and remedial works are required. The area affected is the right hand party wall in the living room close to the…
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Neighbours drive fence...
Hi all, I have recently purchased a property with a drive with two fences down either side. We are responsible for the right hand side, the neighbors the left. The fence is 5ft decorative wooden fence panes with concrete posts in-between holding them up and looked relatively new on moving in. 4 days after moving in, our…
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Exchanging contracts tomorrow but have a problem
Hi, we have been painfully waiting to exchange contracts and its happening tomorrow however i have been provided with our Natwest mortgage redemption statement by our solicitors today and can see an error. On the statement it states there is a redemption charge of 1700, there shouldn't be one as were porting the mortgage…
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Homebuyers report - is it worth it?
I'm looking to buy a basement flat that's in a converted Victorian building. The seller has renovated the whole place in the last 2 years to a very high spec and I also have the certificates issued after the completion of the works to show that they were compliant. I have viewed the flat a few times and there is nothing…
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Another first time renter
I'm looking to leave my parents very soon as they are planning to sell the house. I am a single parent of a primary school child working full time and not receiving benefits. Most of the 2 bed flats ive viewed have been 900-1000pcm. I'm worried I might fail when in comes to referencing as i earn 28k and fall slightly short…
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Deposit dispute
* We paid 2 months rent in advance. * After leaving the property the landlords letting agent charged us for 'damages' amounting to just over £1,000 - no invoices just a quote from their 'handyman' for all different services. * We politely and reasonably disputed these individually with concise and fair reasons for each…
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Retrospective planning permission grade C listed building
Hi We purchased our Grade C listed building in Scotland 6 years ago not truly understanding what listed meant, and when we purchased it, it needed some general tlc. Going up the stair case there is a window, but at the time we purchased the opening for the window was covered by a piece of corrugated plastic so not glass.…
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Proof of deposit from release of equity? Advice please
So I’ve searched this site and haven’t found the answer so I’m hoping one of you knowledgable lot might be able to offer some advice. I am being bought out of my current house by my sister who I have jointly owned it with for 10 years. The majority of my deposit for my next house is going to be essentially the equity…
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SpecialistXpress
Someone posted exactly this same question 6 years ago but the thread is unfortunately closed. Has anyone had any experience with SpecialistXpress? The survey on the flat my daughter is hoping to buy has thrown up problems with a leaking roof, and they recommend getting a report from them along with a quote for fixing the…
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Reasons for purchase offers failing
Reading the threads it seems that more than 30% or more of house offers fail. This is a massive amount of wasted effort. So in people's experience what causes buyers to pull out? Money issues? Better property came along? Simply time wasters? Changed their mind because of personal reasons? Not sure if a seller would ever…
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HMO or 2 Flats?
Hello! Was hoping to get some advice. My family and I are moving to another part of London. The current family home is a 5 bedroom, 3 storey house. We plan to keep it as it will be a good rental income, as there is good transport links to central London. However, we are unsure of whether to split the current family home in…
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Lease History
Dear all, is there any kind of the 'office', where I can find when and for how long the previous owners of flat I live in bought the lease? I live in the flat which was build in 1936, I looked at my current lease which is dated 1982 for 90years. ...I'm trying to find if the flat was really sold with a very short lease in…
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Advice on dropped curb please
We want to offer on a property but are unsure whether permission will be given for a dropped curb and having a driveway is pretty important for us. It's a semi-detached house is in a cul de sac, completely off the main road and not in a classified road. A lot of other houses have dropped curbs - including the attached…
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BTL Rent Arrears
Looking for advice, one of my properties has slipped into arrears for last 3 months with payments being made a week or two late. As a landlord its the first time experiencing this. Tenants (5 months into a 12 month let) have admitted temporary financial difficultly and intention to pay (plus costs arrising from late…
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Letting Help!
Tomorrow I am due to be at leting agents in morning to assist my partner in getting a new flat, as she is currently student, they want tme to carry out credit check and have in my name as i am earning. Currently my Credit is not great however i have no CCJ'S or any IVA's etc however, i am concenred what the credit check…
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What are my rights? Please help. We shouldn't get a mortgage in a first place?
Hello, I have a bit complicated case and I'm wondering if it's worth to take legal action against the bank which gave us mortgage. So, what happen.... we got a mortgage on the flat 9years ago from Halifax. The flat was repossessed by halifax and we got the mortgage from them. We had a large deposit of 30% of the value of…
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Appointing multi agency
Just wondering if when you have an agreement with a single agency and then appoint another one to get more viewings does it actually make the chances of selling better I wonder? To be clear, we have a multi agreement already and the agency has had a good flow of viewers but with one fallen through STC I am thinking will a…
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What to expect when buying first house.
Hi everyone, I'm really shocked at how different everyone's experience is when buying a house for the first time. As I work in sales myself, I expected alot better service from Estate Agents for a start, I'm receiving such bad service that I wish I could tell the vendors what is happening - one even tried to put me off…
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Am I about to be thrown out on the street?
I have received a letter notifying me that a Possession order hearing has been scheduled in the County Court at the end of next month. From what I can tell this has been petitioned by my Landlords mortgage company as they have fallen behind with payments. This is the only information I have at present. Can anybody fill me…
