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High Alumina Cement
Someone told me that the above is bad news if it was used in the construction of a high-rise block. Do councils (building control departments) carry out tests on private blocks? Do they maintain lists of properties (private properties) in which such cement is present? How can one ascertain whether a block contains this…
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Advice please...
We had originally agreed a sale Price £195k and a purchase price of 245k, however our buyer pulled out within a few days. We are currently negotiating with a new buyer but the max offer is likely to much closer the £192k! As our vendor didn’t put the house back on the market to allow us the weekend to find another buyer,…
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How to sell a first home to buy another
Hi - overwhelmed and slightly confused here. I feel a bit silly asking this but I bought my first house 12 years ago and now thinking of moving so have never done the selling or selling/buying thing before. I've looked on here and oline and asked people I know but I'm still not clear. I suppose I like to have everything…
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What insurance will I need for flat?
Recently bought a leasehold flat and do not have any form of insurance. What type of insurance would users here recommend I take out and why? Can anyone recommend the best companies to go for? Any advice appreciated.
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UKTenantData - Legally required?
Hi everyone, I'm trying to sign up as a tenant for an apartment I like, but as part of the process I've had to sign up with an organisation called UKTenantData. I phoned the agents about this and they told me that being registered with them is a legal requirement and literally everyone who is renting is required to sign…
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Moving in under 'Licence'?-Mortgage advice please.
Hi, This is a new one on me so bare with me... I have agreed a sale of my property. Had an offer accepted on a property I intend on moving to. The buyer of my property is ready to go. I am ready to go. There is no forward chain in regards to the property I am purchasing. The conveyancing side of things is in full swing. I…
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Hot air heating
Hi, I have read through a few posts on the forum regarding the removal of hot air heating and not quite found the answer I was looking for so hoping someone could help.... We have an offer accepted on a property. The house has combi boiler and radiators throughout which look to be pretty new. The vents and what I can…
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Section 21
Evening all, I was served a section 21 last night by my landlord, just as I was on the phone to Shelter. Timely! They want me to sign and return a copy of it immediately. She has been texting me telling me she'll come round and collect it. I need to run this before my solicitor. Do I even need to sign a copy? I can't find…
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Rough estimate - Estate management costs Hampshire
Hi guys, Currently in the process of putting together a challenge against our freeholder, a housing association in Hampshire. For the past few years, they've been upping their management charges for the estate, a block of 34 flats, mixture of leaseholders/HA renters. This years increase is 20% on last year, and having…
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Should I buy a second property? Or sell and buy?
Hello all :) I currently own one flat with a long term tenant of 3 years and I am looking to either buy a second property which I will live in, or to sell the existing property and buy another to live in. I am looking for advice on the advantages and disadvantages of each option? I have been in touch with a mortgage broker…
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Tenants changed the lock. Who pays?
Hi all, our tenants called and said that last week end they had a problem with the entrance door, the lock was simply stuck and would not open, so they had to call emergency locksmith and change the lock. Now, these girls are our tenants for 2 years, never any problems and they are not from the Uk, so they called the first…
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Dreaded Shared Access
Hi All, first post but probably first of many. My Wife and I are on the market for our first attempt at a "forever home". We've had a mortgaged flat before, and are currently renting. We're finding that our criteria is producing us with a fairly narrow set of options for a new home, we're essentially looking for: -…
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1st Time Buyers Stamp Duty & Mortgages
Hello My husband and I have recently sold our 50% share of ownership and searching to buy elsewhere. My concern is the law exempting stamp duty for first time buyers, as it would need to be clarified if this refers to anyone that has not had a FULL ownership of a property. It seems like that this has been left as a grey…
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Transfer Of Equity Issues
Hopefully posted this in the right forum. Currently in a position whereby I have an ex-partner that i separated from in 2010. We are joint owners of a property which I have continued to pay the mortgage for and upkeep. She has had no involvement since vacating the property. Over the years I’ve attempted to complete a…
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Should I try to get my Council Tax Band lowered?
Hello, House was built in 2010. We purchased in 2013 for £185,000 We're in Council Tax band C Nationwide estimates in 1991 house would have been worth £76k. We are number 1. All the odd numbers of the street are Band C and the even numbers - slightly smaller houses on the other side of the street are band B. What do you…
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Problems with landlord
Another problem, hope you can help It has turned cold here suddenly and we discovered in the middle of the night that we had no water, either hot or cold. We spoke to the landlord who lives next door and he told us he had turned the water off :eek:. His insurance company told him to because it was very cold, below…
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Shared Ownership - A Scam???
I've seen on here alot of people refer to shared ownership as a Scam, but why? I'm looking to buy a house and can't afford one at full price due to my wages. So my options are either rent a place or buy around 50% in a shared ownership house. If I rent I throw away money and never get it back and it's not very secure…
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Reasonable Convenants
I'm a cash buyer hoping to buy a new build on a small estate of 8 houses. The developers weren't upfront about a management company to begin with and have opted to pay the service charges for 10 years from the sale of the last plot themselves. After that each plot will pay 12.5% charge of the annual maintenance fees. I…
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Leaving Estate agent contract for Part Exchange
I am 13 days into a contract with Bairstow Eves and have 3 viewings booked later this week. However the builder of my new house that I’m looking to buy (can’t reserve until I’m under offer) has now said there is a chance we could part exchange as they want the deal done and this would make it quicker. I have a 14 day get…
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Section 20 works on a leasehold. HELP!
Hi all, I am a first time buyer purchasing a leasehold flat and my solicitor has just flagged that S20 works are being carried out and scheduled on the building over the next 6 years! This is pretty extensive and covers windows, roof, guttering, paving etc. I am buying just towards the end of year 2 of the 6, will i be…