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Social housing, council change the ules the very last minute, is i allowed?
I have lived in a new london borough for 15 months now, but need to find a new flat to rent as this one has been too small and not suitable for my needs - wheelchair accessible, so i thought ui join the social housing register to se if something is available and more suitable as there is nothing here available, privately…
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Unregistered, no title deeds.
I am sorry to put up another post. If a property is unregistered at the LR, and deeds cannot be located - what are the options? Ownership can be determined, it is simply a case of misplaced deeds and an old house. If a possessory title was applied for prior to completion and an indemnity policy taken out, could the…
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Errr.. am I freehold or Leashold ?
I am not certain whether my property is Freehold or Leasehold. I have lived here for 30 years and never paid any "rent". The deeds say... 1) The freehold land shown edged in red on the attached plan. However in CHARGES REGISTER it says.. The land in the title is subject to a perpetual yearly rentcharge of £5 dated 8/8/1933…
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Notice to Quit, Northern Ireland
Hi everyone My husband and I have a rental property (we are based in NI) which we pay an estate agent to manage (not very well :( ). The tenants have split up and one of them has moved out. The agency have issued a NTQ as they have not paid the rent but only in the name of the 'lead' tenant who no longer lives there. Would…
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Staircasing: amending lease provisions and solicitor's liability
Hello I am in the process of stair casing to 100% of my flat in south London. I bought the first 75% in early 2014. I was happy with the solicitor I used at the time so am using the same company to staircase. I have a different solicitor this time though. However, it has just transpired that there are two clauses in my…
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Put offer in for house but am I being messed around?
I put an offer in for a house at 310k for a house up for 320, it got rejected and after speaking to my partner we decided to go full asking on the condition it was taken off the market. The vendor wants to keep our offer but continue to have other viewings as to see if she can get more. In my head you can't have it both…
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Selling New Build with Solar panels
Have accepted an offer on my house (1 year old) and waiting for completion dates etc now. I've had a number of queries from buyers solicitor for gas safety certificates, NHBC warranties etc. However, they are now asking for all sorts of information on the PV panels on the roof which were part of the original build.…
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Help to Buy if prices fall
I have a HTB equity loan on a house bought last year. The documentation is all quite clear on what happens if prices rise - you repay 20% of the prevailing value at the time you repay / sell the house. What it's less clear on is what happens if prices fall. You'd imagine that the reverse would be the case - you repay 20%…
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Deposit refund
Hi, I am a first time renter. After a bit of advice please I found a flat on an online site private landlord. I asked for a view given date and time but the landlord never showed. I was offered another date to view,agreed to do that where then was asked for a deposit of first month's rent of £495.00. which I paid. I was…
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Our buyers lender has revalued and reduced their loan amount - help!
Hi all, I am in the process of selling a leasehold property that has an ongoing tribunal for a water ingress problem on the upper floors of certain blocks. My property is not affected by it, but part of the cost of work to repair the problem is expected to come from the service charge. To mitigate risk for the buyer, we…
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Estate agent misled me?
I viewed a house to buy in March which was advertised as 'not in a chain'. I was only looking at houses like this because my landlord wanted my house back asap due to a change of circumstances. I made an offer, was accepted and we began the process. The agent told me again at the viewing that there was no chain. The…
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How big an effect does interior condition/decor have on house values?
What are people's thoughts on this? Say for arguments sake there are 2 houses in the same street and of identical design/layout. Both houses are structurally sound and liveable as they are but house A is very tired looking and dated throughout whereas house B is far more modern with recently refitted mid-range kitchen and…
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Should the family rent or sell Mum in law's house to help with care home fees?
My dear sweet mother in law is now settled in a care home. She is 93 with dementia and my husband and his sister have power of attorney. She has savings of, I believe, around £100k and a good pension. The pension covers about half the fees, so the rest is coming from savings. Her house is worth about £400k. It is not…
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Transfer of equity/ownership
Hi All, I'm looking for some advice on my current situation... I own a flat (leasehold) in which my son currently lives, rent free of course. I'd now like to transfer ownership to him - my first question on this is that I'm not sure of the correct term as there seem to be similarities between transfer of 'ownership' and…
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Buy to let portfolio involving a rental to family?
I’m after some guidance on how my parents can use the value of their home to help them retire now as both are still currently working. My father is 68 so can draw on his pension but my mother cannot access hers for another 8 years. They cannot afford to both retire now and live comfortably on my father’s pension alone.…
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Taylor Wimpy New Builds
Hi, I have done some research through this forum and some others and have found some great information on the subject matter of this post but wanted get some questions answered from anyone who has some actual experience with buying from Taylor Wimpey (TW). Myself and my OH are buying on the help to buy scheme after selling…
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Help....! After Moving House...
Can anyone help....? Moved house end of last year...with two small children....new mortgage lender sent our mortgage funds to Solicitors Bank at 4am on the day of completion.....they then subjected those funds to a 'random security check'....they then did not release our money until 6.24pm to our Solicitors account(after…
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First Time Renter Being Ignored.
Hi. I'm 22 and moving to another part of the Country, as i begin my studies in September i have been in contact with several estate agents that are located within the city i am moving to. None of them have replied or responded i have contacted them both via Email and Telephone and only to be told ''Somebody will get back…
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section 21 EA interest in property declared
HI i put in an offer for a nice property but i have found it that there is a section 21 declaration of interest in the property on the advert... How does that affect me ?.my offer has been accepted but i am getting suspicious because of the interest declared. What questions should i be asking if any
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Stamp duty on second homes
https://mobile.twitter.com/AdamShawBiz/status/890135973887082496 "New Stamp Duty surcharge of 3% on 2nd homes hits Buy To Let Landlords.We look at £40K bill of 1 listener & show how to avoid it. 3pm Radio 4" Might be worth listening, though I'm resigned to paying it on my house purchase now :(
