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How do I see amounts owed on the Charges Register?
Hello I'm going onto the Land Registry to check the registered charges against a property. But it does not tell me the amounts owed. Just that there are charges and who they relate to. On the document it just says - NOTE: Copy Filed How do I find out the amounts owed? Thanks John
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Buying the freehold of my house
Can someone tell me generally how much will I have to pay the freeholder to buy the freehold of a house?
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Capital Gains tax on second property
I have been reading up on capital gains tax on second properties and would value advice of those more in the know. In 2004 my mum purchased a coastal flat in Cornwall in the town I live in with the express purpose it would be used for family and friends to use when they came down to visit us. It was purchased outright as a…
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Is my paying lodger actually living here
I have rented a furnished room in my house, where I also live with another lodger. The new lodger pays me "rent" in full, but stays here only 2 - 3 days a week. I was not expecting this, thinking he would live here full time. Do I have to declare him on the council Household Enquiry Form? He doesn't receive post here and…
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Want to put husbands property in my name-help pls!
Hi, Wondering if you can help! Husband owns a flat which we wish to put in my name as the income off renting the flat pushes my husband over the upcoming 30 hours free childcare threshold. I, on the other hand, work part time and earn very little, therefore makes sense to put in my name. The flat is worth 425,000 and has a…
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Add name to deed on 2nd homes
Myself and my partner (not married) both own properties that we separately live in. I have a small flat (worth around £70k with no mortgage) and my partner a house (worth £170k with £120k mortgage). We would like to add each other to the deeds. The plan is for me to move into his house in the future and we would like to…
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Shared ownership staircasing
Hi all Just after a bit of advice/any thoughts. Currently I own 40% of a flat in south London, which was £260,000 at point of purchase. I have just had the flat valued, and they suggest in the region of £275,000. I had previously pushed the idea of staircasing on the basis that beyond 40%, it prices out lower income…
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Asking Price and Offer Amount
Hi all, I've been searching frantically for a house to buy after accepting an offer on mine at the end of May. Unfortunately, the market has been really, really quiet in my area save for flats and bungalows. I have made an appointment to view a house on Friday and I'm after a little advice in terms of what I should…
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tenant leaving before end of contract
Hi anybody, Our tenant has left the property 3 months before the end of their contract. Am I correct in assuming they still have to pay rent / council tax etc. for the length of their contract?...(assuming we don't get another tenant within that time). Thanks for any replies..
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Deposit/equity/proof of funds
Hi guys I'm in an annoying situation you maybe able to advise on. I'm looking to buy my second property and have been very lucky in buying it cheap and the market explosion where I am. Essentially, going on the estate agents valuation I should have at least 125k equity. I've found a new build which will be completed in…
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Difficulty securing mortgage on concrete construction
I'm in the process of purchasing an apartment on the ground floor within a 7-story building, having already paid a large reservation deposit. This building used to be for offices, but is now being converted to apartments so is not purpose built originally for apartments. All was going well until the lender has come back…
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Ceilings/wall lights buying?
Looking to move soon and will be getting a rewire on the house. Thought while this is being done it would be good opportunity to replace all the ceiling/wall lights while the electrician is there. Where do people buy their lights from, preferably LEDs as they should last longer?
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Getting pre-application advice on a house you don't own?
Hi all, I'm interested in purchasing a house with a very long garden that I believe could easily accommodate at least one, maybe two, small houses (there is access at the side of the house). The neighbours all sold off their gardens 15 years ago to a developer and there is now a housing estate overlooking the garden. It's…
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Trying to sell house - Council Property next door affecting sale
Hi folks. Our house is currently on the market and we had an offer to buy out house, which we accepted. However, our buyer has now pulled out because it transpires that the house next door to us has been bought by the local council, with a view to turning it into a children's home? Nothing has been confirmed yet but they…
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Over 40 and First Time Buyer, Am I too Old?
Hello there, I fall into one of those categories which are never accounted for in literature anywhere. I am nearly 50, a key worker and looking to buy for the first time alone. I have no debts but never bought a house or got married. When I look at the literature for first time buyers, incentives are for the under 40's. I…
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Relocating to Welsh-speaking Wales
Am thinking of doing the above. Can anyone share their experience of doing it? There are various anecdotes around about local people not welcoming incomers, excluding them by deliberately speaking Welsh all the time and so on. I know the area and do feel a bit cut off in shops and so on, but it's no different to visiting…
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Lease: No Subletting
Hi All, Hope someone can help me, as I'm concerned my solicitor is not being 100% straight with me and looking to get a bit of advice: Context: I found, offered, haggled, accepted offer on a flat in London. The flat is 1 of 13 and is share of freehold, there is however a lease between the 13 flats, written in the 1930's…
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Landlord responsibility?
At the moment we rent from a private landlord, with two people in the house vulnerable (disabled), one with a very serious disease and requiring 24/7 care. The house has been valued at around £300 more a month than we currently pay for it, although it is in a poor state of repair. Recently the shower broke so in lieu of…
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New House Stamp Duty Confusion!
My fiance and I are looking to purchase our first home together and have just reserved a new build property (leasehold) which will be completed around May 2018. We have just been informed by our solicitor that due to the fact my fiance already owns a property which he lets out (there is no possibility of us being able to…
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Large invoice for rental property after moving out, are parents liable?
Hi All, long time lurker mostly but just hoping for some help, recently moved out of a property I lived in with my parents in April. At the time they asked them to redecorate which I didn't think we needed to do as they had no pictures of move in ( it was in a terrible state but I appreciate is our word against there's) so…
