-
Existing and new letting agent legal dispute with landlord - who do I pay rent to?
Hi there, Myself and my partner have been renting from a private landlord for a few years, with the management of the property (collecting payments, etc) handled by a letting agent. Earlier this month, I received a hand delivered letter from a new letting agent, saying that the landlord has appointed them to take over the…
-
Is it too early to start viewing
My wife and I have a week off work in the last week of August and would like to use some of this time to view houses. We will have our 10% deposit and around 25-30% of our fees by the time we go viewing. We will then have the full 100% of our fees by the end of September (potentially before). Our mortgage advisor is going…
-
Cgt due on house sale?
My partners mother transferred 50% of her house into my partners name back in 2002. She died a year ago and the house has sold. I understand cgt is due on the 50%ownership. My question is, how do we work out the property value in 2002? Do we calculate this or does the revenue?
-
Rental holding deposit - refundable?
Hi guys, Really appreciate your help with this, thanks so much in advance if you have any advice. I paid a £1,000 holding deposit to take a flat off the market with intention of moving in. However, a week later I have received the tenancy agreement to sign and it's weighted so heavily in the landlords favour. How could I…
-
First time renter
Hi all, This is an incredibly basic question but much of the advice I've found tends to be about things you should do POST finding a place rather than PRE finding a place. Myself and my partner are actively looking for a place to rent - I'm checking the likes of Rightmove and Zoopla on a daily basis as well as the sites of…
-
Rights of Way
Hi guys I am buying an end of terrace house, which is subject to rights of way. I was told when I looked at purchasing the property about the next door having a "right of access" through their garden, that was infrequently used (bins) which I was understanding about (I understand this is common in terraces, and lets face…
-
Fire Door -legal requirement
Hi, apologies where no doubt covered before-but can't find anything. am landlord of an apartment in an older property. Our apartment door opens into a corridor. I intend to put smoke seals/closers/intumescent paint on this door to upgrade its fireproofing. That given-is their any specific legislation/requirement by law…
-
Incorporating a buy-to-let
Hi all, I am looking for advice on whether it makes sense to incorporate a buy-to-let investment. I've gone through some numbers below, and I'd love some advice on whether these make sense, and on whether the assumptions I'm making are sensible, or if I'm leaving lots of things out. Thanks in advance! The idea is an…
-
Buying a house as a single applicant
Hello all, I'm a new member although I have used the website and forum to find information for a long time. Just over a month ago my partner left me after 6 years. We had just received a mortgage in principle from Halifax having saved for a deposit whilst living in rented. It was a shock but I'm ready to move on but feel I…
-
Probably a stupid selling question...
We have agreed the sale of our flat and are due to complete in a few weeks. We don't have anywhere else lined up so will be moving in with parents temporarily. My question is...our completion date is the same date of the month where we normally pay the mortgage - will that payment still be taken or not?
-
Statutory Lease extension
I have just gone through the statutory lease extension and once the terms were agreed I sought to get a mortgage. As two months passed from the day the terms were agreed the freeholder has withdrawn the offer. And offered a new terms where the ground rent doubles every 25 years and at a rate much higher than the one…
-
help with SPIF and council neighbours
When we brought our home 4 years ago we were well aware it was inbetween two housing association propertys. one a family and the attatched side an old lady. There are only a handful of council propertys on the estate, the rest are all privately owned. As first time buyers we took what we could afford but said it wouldnt be…
-
Next door think my garden is theirs....
Yes you read that right haha. I bought a house a couple of months ago. It is a mid terraced house. Next door are the same layout house and size, however.... Next door built a small extention in their area of the back garden. The back gardens are not fenced off, and next door have right of access to a small alley down the…
-
Building surveyor issues - they're asking me to waive their liability for "goodwill"
When applying for my mortgage I elected to purchase a building survey on top of the mandatory home valuation. (The expensive £700 survey, on top of the valuation) The Home Survey neglected to mention the condition of one of the ceilings, which had a small recess, with visible convex bowing of the plaster around the recess.…
-
Need to be evicted to be homed by council?
Hi, I'm currently in a 1-bed house with my partner and 6-month old baby, privately rented, my landlady has told me that she will be serving me with a Section 21 notice as she wants to move into the property. I have a terrible credit rating as I was unemployed for a long time and am only back in a full-time job for the last…
-
Green Deal Scheme - what would you do ?
Hi Just received all the property information forms relating to the house we are hoping to buy and the conveyancer has also sent us a list of the enquiries she has raised . One of the questions relate to the cavity wall insulation our sellers had installed under the 'green deal' scheme in 2012 , she has asked them to…
-
Landlord refuses to re-decorate ceiling,caused by building defects
Hi, I wonder if any body might be able to help. I am a housing Association tenant, and have lived in my current new build property for 3 years, altho have been a tenant for over 10. The new flat has experienced numerous problems from Day 1. The current issue with the roof, started about 2 years ago. Staining on the ceiling…
-
Ag tie properties
Hi I have seen threads on here before about ag tie properties but I have a few more questions I see that the ag tied occupant no longer needs to be the main earner, does this mean that the main occupant just needs to be employed for a certain amount of time per week in agriculture? I would like a market garden, 2 - 3 acres…
-
Turning an outbuilding into an annexe/holiday let
My husband and I are considering buying a property with a coach house in the garden that is currently classed as an outbuilding. We would like to turn this coach house into either a holiday let or residential use for either my recently-divorced brother or my parents. Can anyone advise on how we would go about this? Would…
-
Buying with a family member to rent out
Anyone think it's a ' no no' to buy with a relative on a 50:50 basis, i.e. We each contribute half the deposit, half the costs and pay half the mortgage. Probably be a 2 bed flat for around £280,000 (commuter town into City of London). Going rate rent for a decent size, condition and location here is about £1000-£1100 pcm.…
