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Streetcheck - has anyone used this to influence buying choices?
Hi all, I was just wondering if anyone had used https://www.streetcheck.co.uk to check out the road and area that they wanted to buy a house in, and if it influenced their decision in buying/living there at all? I think my partner seems to think I'm a bit overly anxious because whenever I've checked it (only done it a few…
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Response times from Homes and Communities Agency
Hope someone can give me a bit of advice. I'm selling my mum's house as executor of her estate, and there's a covenant on it from the Commission for New Towns stopping it being let out. CNT has been superceded by HCA, and my conveyancer has written to them asking for a letter of approval (?? something like that) to lift…
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FTB - Worrying about nothing?
We are currently in the process of buying our first home. We had an offer accepted on 29th April. We submitted our full mortgage application on 8th May and are still waiting to hear back with an offer. The vendor is constantly asking me if we have heard back from the lender yet, its getting to the point where I think they…
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Info on buying Housing Association House?
Without my Daughters knowledge.. She has lived in a H.A.House for about 20 years,always worked and never asked for any financial help,although new kitchen/car etc. have been given over the years. My wife and I would like to know if these half rent/half own on a mortgage properties,are possible to buy. Does the half owned…
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Saving for a deposit - my story
Hello friends, Age 28 I currently live with parents Saving for a deposit to buy my first home I have a help to buy ISA account which started in December 2015. I put the maximum I possibly can in this account. 1k at start up, plus 200 followed by 200 paid in on a monthly basis with out fail. I am self employed plus I have…
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Homebuyers Report - Valuation Woes
Hi all, I feel like I've trawled through a lot of very similar threads to this one but couldn't find my answer, so please forgive if I'm asking again. I'm a first time buyer, everything is new and scary. The Homebuyer's report has come back on a 4 bed, 3 storey townhouse. The market value is £200k (what I'm paying) but the…
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Surveyors Report
Hi, We are currently in the process of buying a property in Somerset and we found our perfect house and had an offer accepted at £10k below asking price at £235,000. The surveyor has been in and valued the property at £225,000 and now this is the most Halifax are willing to lend. I have received the Surveyor report and I…
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Making offer at closing
I will be making an offer on a property that is going to closing this Thursday. My solicitor said she will send it 10 to 15 minutes before closing time.....but am i better off taking physical copy of the offer to the estate agents?
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Relocating to Inverness area
Hello, just wondered if anyone could advise on schools (primary & secondary) in the area? I like Strathpeffer but the report on Dingwall Academy is 10 years old. Looking at a restoration project (which we have never done before). Nothing like a mid life crisis I am finding!! Any help sincerely appreciated.
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Completing a house sale
Bought the house in Dec. 1990 with Mortgage from Woolwich Building Society: redemed the mortgage in 1991. Barclays then took over the Woolwich business, 1997 or so. Am now selling the house free from mortgage, but my appalling solicitors have only now stated that Barclays have a Charge on the Title. There is one week to go…
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Croudace homes - good developer?
Hi. My wife and I are considering a home by Croudace Homes. Does anyone know anything about them? I found this thread from 2009 - https://forums.moneysavingexpert.com/discussion/1857583 - but it's rather old. Does anyone have any experience with them? Thanks
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Dry rot cover up (?)
Hi all, we just bought our first house and a few days later found it had pretty extensive dry rot. This was not visible to the surveyor. Anyway, while our contractor was dealing with it he noticed that one of the skirting boards had been newly fitted (it was brand new and unpainted, unlike all the other boards). When he…
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Mine shaft within 20m of boundary
Hi there Just wondered if anytime had any experience of buying a house and getting a mortgage on a house with mine shafts within 20m of boundary, but main building not within zone of influence for effects of ground movement? Any thoughts would be helpful. Not worried about the shafts being there, it's a mining area just…
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Grade 2 listed and updating a Kitchen?
Hi, Hoping someone might be able to give me some advice please..... Do you need planning permission/listed building consent to update a kitchen (i.e a new worktop/cabinets/doors) on a grade 2 listed building? We dont want to make alterations to the building or move any walls or doorway....only changes will be superficial.…
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When to bring up snags on refurb flat? Builder "signing off" work this week.
I've had a call from the EA saying the developer has now finished the building containing our new flat and the building inspector is apparently "signing off the work" this week. I have a list of things our surveyor picked up that need finishing. I was going to bring them when we get to exchanging contracts but wonder if I…
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Help! Objections to planning permission
Hi, Could really use some help objecting to planning permission please! I just bought a semi-detached house in York last month and a developer has put in an application to build a house directly next to it (in what is currently a wide side alley) meaning it will be attached to the terrace. So upsetting and annoying! I've…
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Proof of Where Your Money Comes from for house purchase ?
Hi all - please help if you can .We are buying a house and my mother-in-law is gifting us with £10,000 towards it .The solicitor has asked for mums Passport photocopy , a letter with her address on, and the last 12 months statements of her ISA where she took the money from . BIG PROBLEM - mum is 81 with frail health .She…
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Leasehold house - but the co collecting monies are not registered owners!
Hello everyone We have FINALLY sold our house but have hit a snag with the lease. It's very common in my part of the world for houses to be Leasehold. Our house, built 1902, has a 999 year lease, rent is £3.15 per annum. We have lived here for 30 years and have always paid a company in London. They raise invoices each year…
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Stamp duty loophole??
My partner and I are currently looking to buy our first house together but have been told that we have to pay extra stamp duty as he is already named on another property with his ex wife. He does not pay anything towards the house and has not lived there in years but as she has been told she cannot "on paper" afford it by…
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