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HELP PLEASE with FEEs
Hi All So basically bit of a back story is me and my partner had been l living together in our house with a mortgage from Coventry Building Society but for our own reasons decided to sell up and part ways. The house is on the market but not selling as quickly as we would like, the mortgage company have stopped the mortgage…
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House Sale - How long left?
Hey all My father inherited a house and managed to find a seller around the 20th of Feburary this year. He said that it's apparently a cash sale although they have used an Estate agent. On the 28th the sale left the estate agents hand and moved to the Solicitors On the 5th he recieved a letter saying that his solicitor is…
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Renting impossible HELP!!
hi We have been trying to rent a property in a city in midlands and it is proving rather difficult to find any accommodation. the properties go very quick. HOW ELSE CAN SOMEONE GET A RENTAL PROPERTY. I HAVE BEEN ON EVERY ONLINE PLACE TO SEARCH EVERY SINGLE DAY. STILL NOTHING. PICTURES THAT ARE DISPLAYED ARE USUALLY OLD…
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UK Tenant Data
Is UK Tenant Data a legitimate and trustworthy organisation? Anyone has experience with them? I have been asked to supply very detailed personal information to this organisation in order to provide guarantee for a student. Is this normal practice? I am really worrying about identity fraud. Any advice and information will…
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Rip Off 'Notice Fee' buying a house?
I'm buying my first house - all looks good to go through and my solicitor has just hit me with a bill, included in this bill is an item for a 'Notice Fee' which should be paid to the people who collect the yearly rent charge (note house I am buying is a Freehold), and it comes in at £240. I've questioned my solicitor about…
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Kitchen conservatory
I'm purchasing a house that has "kitchen conservatory" which now turned illegal. I asked the seller if she had a planning permission as I knew that plumbing needs a permission and she said yes. So I made an offer and it accepted. Had home buyers survey and the servoyer said he'd never seen "conservatory with concrete wall"…
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Council tax challenge rejected - worth appealing?
Apologies in advance for lengthy post, thought it best to provide all the info to save questions! I recently submitted a challenge to our Council Tax band, after moving into a new property (full market value £370,000) that was placed in Band E. I provided the following information as evidence: 1) Based on Nationwide's…
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Selling a property that has increased in value
Hey :) This is my first post here, I hope someone can help me! Apologies if this has been asked before, I have been googling for a while and can't find any helpful info, I struggle to get my head around all this mortgage stuff! Two and a half years ago my partner and I bought our first property, a flat, on a 90% mortgage.…
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Getting Out of an Estate Agent Contract (or not)
Basically... we were really really naive and stupid and somehow got ourselves tied in to a 26 week contract for sole agency. When it came up I expressed some doubt as to the length but she said all airly "Oh don't worry you just need to give us 28 days notice and you can cancel it" which I suppose is true but that means we…
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Student mortgage
Hi. I'm qualifying as a nurse in July. However a house in the perfect location for my sons school has come on the market. I have a small deposit of £7000 property (£114000). Is there any companies that would offer me a mortgage now. I currently work part time and have a bursary. I would be a sole applicant. Thanks
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Ex forcing sale of shared property with deliberate IVA
Asking on behalf of a friend: My friend lives in a property which she is on the mortgage with her ex. They bought several years ago. He contributed only towards furniture and solicitors fees on initial purchase. While he lived in the property, he paid half the mortgage payments. Will this affect her credit rating in the…
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Direct Debit not taken in 2010
Hello, I am the Executor of my mother's estate, who passed a few weeks ago. She lived in Sheltered Housing for the last seven years of her life. The Housing Association, say she is £216 + in debit, although my mother has never owed anything in her life and never missed a payment. The tenancy started on 31st May 2010. After…
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All Gone Wrong - Housing offer.
another update, sorry folks. Not as upbeat this time. I have two weeks to move in apparently and instead of a standard housing offer its actually a council property house swap. Deaf and dumb couple who need a two bed (they have a child) needs my place and I need a three bed. But in spite of promising four weeks notice from…
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Renting damage accrued to personal belongings
Hi All, My wife & I Rent we keep our lawnmower in the garden shed over the weekend i went to mo our lawn but the electric hover mower was not working due to water damaged caused by the shed roof no longer having the felt on it due to the weather. Who is responsible for the repair or cost of replacing mower? Me? or…
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Shared ownership
Going to look at a shared ownership for Son on Saturday - if we like the property is it worth putting in an offer or do shared ownership always go for the advertised cost. Thanks
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Tenants in Common
My father wants to gift his second home to his 3 children. The value of the house has increased substantially since he inherited it and the gift would be liable to Capital Gains Tax so the plan would be to gift part of the house (under the CGT allowance) each year. The 4 of us would be Tenants in Common, so in the first…
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Feasibility of moving into a new build in 2018
I purchased a house back in October 2014, I paid £150k, I put down £72k and borrowed £78k, I have £68k left on my mortgage. This is costing me £355 a month on capital and interest. There are new build homes being constructed in my area at the moment, I wish to work out the feasibility of moving into one of these in 12…
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Part Employed/Self Employed Deposit
Hi, First time post so apologies for any mistakes! I thought best to give my question first and then follow with background which may or may not affect the answer. As part self-employed I am of course paid gross income where my tax is paid annually in January. So, my question is if I was planning to purchase a property in…
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Landlord's mortgage company
Hi Is it possible to find out the landlord's mortgage company? Basically he is a nightmare landlord there is damp, he is refusing to fix it because I am unable to move his couch away from the wall to access the damp. The under counter lights and fan have never worked they were supposed to be fixed before I moved in. Every…
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No viewings on house for sale....
Acquaintenance of ours have put their house on the market: http://www.rightmove.co.uk/property-for-sale/property-59112985.html its been up for a while but they've not had any viewings. Frankly we're sick of hearing them bang on about not being able to sell (relationship break up so its part of the break up saga). Was…
