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Indemnity Insurance re - Access Rights
Hi All! After some sage advice on what has been a rather hellish house buying/selling process! We are/were in the process of selling our leasehold apartment and buying a repossession property (which has now fallen through due to the buyers solicitors taking from the first week of February and still ongoing). Essentially…
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Seller Can't Get Tenants Out
I've just had the seller of an investment property pull out. We suspected the tenants of sub-letting so decided that vacant possession would be a condition of purchase as didn't want to end up with an unlicensed HMO. The seller now says they are council tenants and she can't get them out. Could this be correct?
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Advice from anyone familiar with Walderslade please
Hello, I'm currently trying to buy a house. I grew up in Dartford, but can't afford the prices, so I'm looking at Walderslade, Hempstead, Gillingham , Sittingbourne way. I've seen a house I like in Walderslade, but since I'm not familiar with the area I would really appreciate the forum members views on Clover Bank View…
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When to visit the house again?
We had our offer accepted on a property mid-March. We'd like to visit again prior to exchange of contracts, just to double check everything is as it should be and also to start taking measurements for a few things. Would you try to do it as close to exchange of contracts as possible? Or does it not matter? I have it in my…
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Legal advice, renting: Damage rental property
Hi there My partner and I are moving out soon and one of our friends managed to burn a hole in the decking over the weekend. We have been looking to replace this but it's proving to be more difficult than we expected. There are only 2 planks damaged, and the labor, plus materials would be around £150-£300 for us to do…
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Costs involved in buying a house
We're now in the position to buy once we find somewhere, however estimates on the actual costs of buying seem to vary hugely. We're looking at houses for around £60,000 (we live in Teesside), any advice on how much we should be expected to pay for surveys, solictitors fees etc? The average price of "everything" seemed to…
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Struggling to pay your rent? Shelter needs your help!
Hi everyone, I work for Shelter – the national housing and homelessness charity. At Shelter we know that there are a huge number of people on low incomes struggling to pay their rent each month, borrowing money to pay their bills or unable to save up to buy a house of their own. These people are the backbone of our…
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Newbie - nervous & feeling down
Hello, I'm looking for some guidance from someone who has more experience on house buying than I do! We have fallen in love with a house, it's only been on the market for 3 weeks. We had a first viewing and offered full asking price (it's on for OIEO 225k) but it was rejected as the house had been on less than a week and…
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Getting builders quotes prior to exchange.
Hi All, We`re in the process of buying a house thats vacant and needs some modernisation. We`ve had survey done and mortgage offer as well as local searches done. We would really like to get some quotes off builders this week for the work we`d like doing so they can start asap but the estate agent is asking us to wait…
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Received legal letter wth high fees for an unpaid invoice we never received
Hi, We had a strongly-worded (read threatening) letter last week from our freeholder's solicitor (via our solicitor) telling us we were in breach of our lease as we had not paid buildings insurance. The insurance amounts to approx £230, but the bill is for nearly three time the amount. But, we never received the invoice…
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Buyer's solicitor is very slow!
Hi, Our shared ownership flat sale process have started around 6 months ago. A buyer was found in February, we instructed our solicitor at the end of February, it has been now around 3 months since the conveyancing started and I can't seem to have any indication of when it is going to finish. All the inquiries of the…
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Negotiating a snag list
Hi All, Appologies if this has been covered before, but I am new to the forum. Im in the process of buying my first house and am due to exchange next week. I'm currently in a bit of a stale mate with the seller over the snag list. The house is a victorian terrace that has been refurbished by the vendor prior to sale, so I…
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capital gains on house sale
Hi, I have lived in my old house for 17 years and two months ago we bought a new house and took a buy to let on the old house but as we are about put it on the rental market the house prices have significantly increased so we are thinking of selling. I have looked and I think we do not have to pay any capital gains on any…
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Reporting a Capital Gain on property
Not sure if I'm best asking here or in the tax section. Anyway, has anyone got experience of using the HMRC "Report Capital Gains Tax online Service (sorry - not allowed to link but https :/ / www then…
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Advice re transfer/valuation of land between joint freeholders
I'd like to get advice not in detail on the below but simply on best next steps that aren't costly overkill. Hope you can help I co-own the freehold on a two storey house in North London and within this, own the leasehold to my ground floor flat. It is a property on the corner of two roads. The garden is divided into two…
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Would it be reasonably expected for conveyancers to pick this up
Around half a year ago our address was renamed by the council. It appears that this renaming saga was going on for a few years. We have bought our huse years and a half ago. It has now all been just pain in the backside since that address renaming. Starting from the comparison websites not recignising the new address for a…
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Broadband contract after tenancy terminated by Landlord
Just looking for a bit of advice, had a quick search and couldn't find anything relating to this. I signed a 2 year tenancy agreement at my current flat but I was served notice to leave the property 6 months into this agreement due to the landlord selling the property to someone who wants to live here. This I am all ok…
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What should I ask the letting agent about my prospective landlord?
Hi, we are moving into a rented house and being asked for proof of identity, earnings, references... all fair enough. But what about us asking the letting agent about the landlord? I think we have a right to know their name and address to do some background checks on them? What if we google them and they are notorious slum…
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Completion certificate
We have moved into a new build, we have done the flooring, kitchen and decorating. This was part of the deal from plan when we discussed it with the builder. Now the builders are saying we are responsible for the Completion Certificate. Has anyone been involved with anything like this as it seems ridiculous because we…
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How to find out if my Solicitor/Conveyancer is on my Lenders Panel?
Hello, I am applying for a mortgage to purchase a new build flat. I've just instructed my solicitor to act on my behalf. But then i realised i forgot to ask them whether they are on my mortgage company lender panel of approved solicitors/conveyancers. I applied mortgage with Nationwide Building Society. My solicitor is…
