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Bought house and Council Tax doubled.
Hi all I bought a house which has a newly built small granny Annexe on the side. The planning permission specified it could be built as long as it was not rented out (But you could have a lodger). When I was looking at buying the house it was Band D which equates to £1641.79 P/A Concerned that the Annexe would cause…
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Should I tell a seller that the estate agents are lying?
I viewed a property last week and emailed the agent the following day with an offer which I based on the selling price of places on the same street in the last 12 months and with my local knowledge of the area. The agent laughed and said the owner would never accept that. When I confronted them with land registry sold…
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Objecting to neighbours extension plans
Hello all, Grateful to any advice MSE individuals can offer and hopefully this is the best forum to post on (long term lurker). We found out yesterday that our nextdoor neighbours have put in a planning application for a large two story extension to the rear of their house. The first we heard of this is from a notification…
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EA Issues
Good morning, We've offered on a house and had it accepted. We had to see the EA's in house Mortgage Advisor before they would accept the offer to prove we can afford the house. We did this and they said they are happy we can afford it. We're getting the hard sell on using their in house MA and solicitor services. This…
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Partner bought a house without me
Hi, I have been with my partner for 4 years now. I have two children aged 12 and 10 from a previous relationship. After living together for two years in a rented house my partner decided he wanted to buy his granddads house on his own ( I cannot get a mortgage yet). We spoke about it and I expressed that I didnt want him…
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I have some questions about buying property as a non resident
Hello. I left the UK in 2009 to travel the world and I have not been home since. I now reside in Thailand and am a non-resident UK national. I would like to buy a few properties in the UK and rent them to my family for super cheap. I dont like the idea of having my money in the bank with the possibility of the bank going…
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Typical scenario arisen
Hello all, Your advice and suggestions would be very well appreciated! We are First Time Buyers! So no chain! So we are in a scenario where. - We have an offer accepted on a house for which the vendor is yet to find a house. Its been about 3 weeks since the offer was accepted. And no signs yet of them finding one. The…
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Renting. advice,can i pull out
Ok, so back on 20/02/17, my daughter found a property to rent on a facebook gossip page. It was a really good price. Pictures were not available, as viewing was recommended. we viewed. loved it, and landlady liked us, so agreed to sign contracts following evening. we initially took a cheque, for 1st month advance &…
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Seller messing me around?
Hi we have a property to sell and have a first time buyer locked in and we found a house to buy that vendors said are going into rental. Locked in with prices and solicitors etc hip hop hooray...now 2 weeks later my seller is looking at buying a house. I'm fuming as the offer deal was based on them being chain free. I'm…
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previously owned and now renting... status w.r.t. buying?
I previously owned a house (a joint owner). This was sold. I'm renting for now, but looking to buy - this time just me. Not sure if my status is first time buyer or not? ta
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Unsure if I want a house now?
When I first discovered MSE after university, I was broke, in tons of debt from various things, had little to no savings, couldn't get a job, had no permanent address and had zero hope of things changing. I signed up and quietly kept reading for months. I've just been sent a '6 years' badge from MSE. Things have changed a…
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Selling Main Residence whilst living abroad
Hi All, Just looking for some advice regarding selling my main residence whilst living abroad, mainly if I would pay any capital gains. I am currently living in Germany and rent out my main residence in the UK. I am toying with the idea of selling but I don't know if capital gains applies. Does anyone know if it would?…
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Selling 2nd property to my son
My son was made bankrupt in 2013 and I bought an apartment so he can live with his son. When his bankruptcy is passed its 6 years in 2019 he would like to buy the apartment from me. It is valued at £200K now, however I only need £120K from him, would it be best for him to purchase from me at £120K and he would need to…
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Exchange of contracts - deposit
Hi, Currently in process of purchasing our first home (new build via Bloor Homes) utilising HTB. We have received our confirmation that both mortgage and HTB have been accepted and we are currently scheduled to exchange contracts mid April. On exchange we have been instructed we need to pay 5% deposit less reservation fee…
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About to exchange contracts and neighbour raises issue
Hi all, I'm hoping to get some advice. I've recently accepted an offer on a property and within the next few days the exchange of contracts is due to take place with a completion date having been agreed. Yesterday afternoon, I received an email from my estate agent who also deals with the rental of the property next door…
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Selling Leasehold Assignment Pack Cost (Homeground Online)
Hi, I'm selling my leasehold property. To speed up the process I asked my solicitor if I should request the assignment pack from my management company Homeground Online. They told me to go ahead. The problem is, is that their charges aren't really clear in what I will be getting for my money. For example, under the heading…
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Asking / Offer - relationship?
Hi folks, I'm about to sell my house in Bristol and am trying to work out what I am likely to get for it versus what I am likely to have to pay for my next property. I'm not clear about the relationship betwen the price I see in the estate agents' window and the price I will actually have to pay. Similarly, I'm not clear…
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Documents to expect in leasehold purchase
I'm buying a leasehold flat. The vendor's solicitor has sent a pack of documents through to mine. I asked my solicitor to provide a copy of this pack for me to review. The pack contained: * Leasehold deed * TA6 Property Information Form * TA7 Leasehold Information Form * Gas survey certificate I feel like there is…
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Have I overpaid Council Tax
Hi, If this isn't in the right forum, please feel free to move it. I moved into a rented flat in mid January this year, soon afterwards I got my council tax bill where they wanted payments for February and March. Not thinking about it i paid them. Then I got the bill for 2017/18 and there are only 10 payments between April…
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New build developer incentives
When a building developer offers an incentive such as paying stamp duty or carpets, how should this be formalised before a reservation fee is paid, either in person or in the case of reserving a plot over the telephone?
