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Help to Buy - Couples
Hi, I'm here for your knowledge and judgement. I currently own my property that me and my girlfriend live in, we are now looking to upsize and get a bigger place. My plan all along was to keep my current place and rent it. It's in a strong rental area, and will easily pay for itself even considering maintainance and…
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Partner Ownership Rights After Separation
Hi there, I bought a flat earlier this year. My girlfriend moved in around three months after I bought it after being in her own rented accomodation. I was in separate rented accomodation before I bought the flat. When I bought the flat, I paid the full deposit (£10500) and I am paying the mortgage (£400 approx) and also…
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Offering on a hiuse with a public notice
So in our bid to find a house (slim pickings) we've found one listed on rightmove listed as sold stc but with a public notice on it. It says "PUBLIC NOTICE: we have received an offer of [amount] anyone wanting to make an offer contact x agents on etc etc" before exchange of contracts I think it's a reposession (is that…
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Homebuyers Survey: Damp, Dry Rot, Wood worm... Radon!
Hi there, I'll try to keep this brief and would appreciate any advice... We've had an offer accepted on a 1920s terraced house in Cardiff that we knew needed a load of work; clear signs of damp, bouncy floors, no kitchen and decor probably also from the 1920s. We'd looked for woodworm but missed any signs of it, plus when…
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House not registered with land registry
My mother in law has just paid off her mortgage and got the bundle of title documents. My farther in law passed away two years ago and we let the mortgage company know and mil carried on paying the mortgage. No will was made, house was in joint names. She went on LR and found the house is not registered, they've had it…
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Windows in rental property
Hi all I'm pretty sure I know the answer to this but..... My daughter has moved into a rental property with single glazed wooden windows, which are very old and probably the original ones from when the house was built. I was talking to a neighbour the other day and she mentioned the windows, saying that the landlady needs…
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Requesting Funds
Hi so we are on week 12 now and my solicitor rang today said she is requesting funds today as it looks like we will exchange and complete on same day..... Is that a good sign there requesting funds im so scared it wont happen i know nothing is certain
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Letting agent wants carpets professionally cleaned - unreasonable?
We are due to move out of our rented flat. We have been sent the details of what is expected and corresepinding charges if the conditions are not met. There is the usual stuff like making sure holes are filled and the flat is cleaned etc. However it says the carpets need professional cleaning. Surely this should be done by…
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Solicitors fees when sale and purchase has fall through
I am trying to find out whether it is the norm for solicitors to inform you of no completion insurance so in the event of this you don't have to pay any legal fees? I wasn't informed of this insurance. Also, without a no completion/no fee contract - the costs on a abortive sale or purchase would be, according to the…
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Negotiating for new build
We have a purchaser for our property with a completed chain of only two parties below us. We are considering purchasing a new build and I wonder if developers are willing to negotiate on price. The property is advertised at £620,000. I don't want to be greedy, but how much are they likely to reduce the house by? It has…
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Refund of extra maintenance fee charge on sale of flat
My flat has been on the market for some years. I have recently agreed a sale and due to complete in the new year. A committee run the maintenance of the flats and about 2 years ago they decided a new roof might be needed in the future (10 years plus). They obtained quotes then decided that the current owners needed to pay…
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Valuation of my house 9 years ago
I bought a property in Jan 2001. I paid 64,000 for it. I lived in it until October 2007. I then bought another house and began to rent the house I had bought in 2001. I would now like to sell the first house, but need to know my position re Capital Gains Tax. How can I reliably know what my house was worth when I began to…
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Major works - legal final date to invoice
Hi all, Does anyone know if there is legally a period of time after which one cannot be invoiced for major works? I had some works completed to an ex-local flat which I owned, just over 3 years ago to the value of about 6-8k, but have never been invoiced for it or asked to pay in any other way. I agreed to the works and…
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Refund of Reservation Fee For New Build?
Found a very nice property on Saturday. Got in touch with the developers financial broker and he asked me for a load of details in order to get an agreement in principle for me. Agreement in principle granted, I went and reserved the property with the developer for a £500 deposit. The form states: "We understand that…
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How to get a webpage or website as evidence properly in court?
Hello, I am going to court regarding something about a deposit (long story). The thing is one of the evidences is a website. How should I take that website to use it as an evidence? A screenshot? Just saving the entire website? I have to say that once I disclose my witness statements, my defendant will see it and remove…
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Survey - Is it Necessary?
Hi, I'm in such a dilemma. We are buying a property for 1st time and at time of viewing I brought in someone who has few properties under his hat and a builder. After consultation, including with few people who have their own homes, we are in split decision whether to do a full structural survey (via RICs) or not to do…
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Considering a somewhat strange house, advice needed!
Hello, We've been to view a property twice as a potential for sharing with my mother-in-law who is having to sell her house as part of a divorce. The property layout works quite well for us, as you will see below it has 2 separate upstairs spaces and plenty of room for 2 lounges. My concerns come from the structural…
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How to legally share proceeds of house sale?
Hi, This question relates to Scotland. My partner and I have lived in our house since 2003. We are not married and the house and mortgage are in my sole name. I lost my job earlier this year and she has been paying the mortgage since then from her salary/savings (up until then I paid the mortgage). We are now looking to…
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Adverse credit mortgage
Hi myself and my partner are currently going through a mortgage application with an adverse credit company via a broker. We have had a offer in principle and have had a offer on a house accepted. I am not going to name the company yet see how it plans out first. My main question is having got a deal in principle with a…
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Redrow "home preview" handover snagging process
Hi Folks We are about to take ownership of a new Redrow home imminently and have been told the customer service manager will be “serving notice” on our property in the next week or so. Have any of you had experience of the “home preview” with the sales agent? We have been told we cannot take a professional snagging company…
