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Buying in a surface water flood risk area
Me and my partner are looking at a property that's perfect for us but the other year it flooded from a drainage problem in the area. The owner was open about this, has spent thousands beefingt up defences and the authorities are taking measures to reduce the risk buy taking action. We really want this house but we need to…
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Land Transaction Return not in my name?
I received an LTR the other day which was for my address, I didn't see a name on it so I opened it. It was about my property but I then noticed at the top it was addressed to "SEHDA" which I've never heard of. Since there was no title, I am assuming it is a company but why is it about my property? I first thought it was a…
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How would this debt be split?
Ok so hypothetically: Couple separate and one party stays in house (joint mortgage of two years at time of split). Party who stays in house takes over payments but both names stay on mortgage. This carries on for another 5 years (divorce not finalised) Situation comes to a head and has to be sorted one way or another. The…
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Problem with wall not picked up in Homebuyers Report
I completed and moved into my first flat 2 weeks ago and got a Homebuyers Report as part of the buying process. On the day I moved in I noticed that one of the internal walls between a bedroom and the hall seems to be coming apart. On each side, but larger in the bedroom itself, there is a large bulge and what looks like…
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House sold but render problem
We have sold our house but we awaiting the survey. There are a few small non structural cracks in the render that is,attached to the thermalite brick extension. It is has been re rendered over the years. Sone of the render has blown but is not coming off the wall (areas up to a square metre). Presumably this will be picked…
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House on coal mine solitor recommended by EA no coal mine search
Hi, I posted here last night about concerns over the chimney stack on the property we're in the process of purchasing as it was out of line and coming away from next doors. The solicitors we're using was recommended by the EA who are selling the property, we asked them for a recommendation as we were on holiday when our…
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Gifting a property after father passes away
Hi, My father has terminal cancer and is due to remarry next week. His current Will will become invalid and he may not have the time and health to redo a new will. Which means his then wife will inherit most of his estate. His wish is for her to transfer the property he owns outright to me. He doesn't live in it, his…
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Utility Bills and Council Tax Before Moving In?
I will be getting the keys for my new house this coming Friday (25/11/16) and not sure what the deal is where utility bills are concerned. Is it down to the current owner of the property to inform their provider that they leaving the property or is it down to me to inform the same provider than im moving in?. What if i…
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Maybe homeless in the future
I have lived at home from birth
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No building regs query
Hi, I was hoping that some of you kind people could give me some advice as a FTB. I've viewed a house that I am interested in however, it has an open plan kitchen/conservatory. The vendor has told me that this was installed 3 years ago. I'm of the understanding that an open plan conservatory is required to have building…
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Help please! Purchase of Single Skin property?
Morning! We have made an offer on a 1930s house which we have just found out is single skin walls throughout. The seller says he has recently put a double rendering on the outside walls to help with insulation. However I'm still concerned, first with potential heating and insulation issues and secondly about ease of…
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Buying New Build
If you buy a new build property straight from the developer, can you make an offer (as you would for other properties) or is it not really the done thing?
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Storm damage between exchange and completion
:( Having finally exchanged on our sale / purchase last week, with completion due this Thursday 24th, we've had a cheeky visit from Storm Angus and now have a back garden which is open plan to the road behind as several fence panels have come down. :eek: This is quite astonishing really as this whole area of fencing was…
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The next property scandal
We all leave the complexities of house purchase conveyancing to a solicitor. However read this and start worrying! https://www.theguardian.com/money/2016/nov/19/new-build-ground-rent-scandal-legal-battles-solicitors-negligence
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pre Fab Advice
Good Morning All Last night I was reading the Home Buyers report that we have justs had done on the house that we are in the process of buying. In the report it says that it is built of the Cornish style. When I looked t this it comes up with a form of prefab housing. On the mortgage offer it says that the house is built…
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Valuation then survey, or vice versa?
FTB here looking for a bit of advice. We had an offer accepted last Tuesday on a property. We had an AIP sorted so have been getting all the paperwork to our broker and solicitors to get the wheels turning. However, the EA has been really pushy about getting our survey booked. Our broker has recommended waiting until the…
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Anyone used Open Property Group?
Just wondering if anyone here has sold a property to Open Property Group, and if so, what their experience of the company was like? I have a house rented out, let it go on to a periodic tenancy as I was intending to sell, but 3 years later I still haven't done anything about it - tenant pays their rent every month even if…
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Chimney stack on house we're buying
Hi, We're currently in the process of buying this house, we have only purchased the lenders valuation but are starting to wonder if there are issues with the chimney stack. The previous purchasers sale fell through but we're wondering if they withdrew because of concerns over the chimney. The chimney doesn't appear to be…
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How is best to accept a reduced sale price following survey?
I am a FTB looking for advice on how best to implement a price reduction offered by the vendor... Process so far is; offer accepted, mortgage offer received, home buyer's report has brought up some minor issues, vendor has offered me £500 off the price as a "good will gesture". Can I accept this reduction without going…
