Maybe homeless in the future

wilson1973

I have lived at home from birth

moneyistooshorttomention

How old are you? (ie are you of "elder" age?).

missbiggles1

If your mother goes into a care home, you'll be free to get a job and rent somewhere in your own right.

pmlindyloo

Does your mother have her own house or is she renting?

xylophone

Your mother cannot be "made" to enter a care home?

It appears from earlier posts that you do not work outside the home and that your mother has savings.

You have PoA.

Presumably she also receives Attendance Allowance.

A stair lift has been purchased?

With your assistance and that of "bought in" carers, a place in a home may not be necessary?

missbiggles1

wilson1973 wrote: »

Indeed obviously I'm not going to sit on the dole, council rents are more affordable,and it will be the council that are making me homeless

As a single person with (I assume) no special needs, you're unlikely to be allocated social housing.

[Deleted User]

Hmm, if you want advice, why remove most of the original post?

Mojisola

wilson1973 wrote: »

Indeed I'm not going to sit on the dole, council rents are more affordable,and it will be the council that are making me homeless

It won't be. If the house has to be sold to pay for a care home, it's nothing to do with the council - as a self-funder, the LA won't be involved (unless you need to set up a deferred payment scheme with them while the property is sold).

As missbiggles1 says - the council are very unlikely to rehome you - you will be looking for a private rental.

If you have been contributing towards the household bills, you may have a claim on part of the value of the house - what's called a 'beneficial interest'.

Have a look at the AgeUK pages on paying for care - download the PDFs for more information.
http://www.ageuk.org.uk/home-and-care/care-homes/the-means-test-and-your-property/

pmlindyloo

I think you are assuming that you will be made to leave your home.

This is not necessarily true.

The local authority would need to consider your circumstances and can apply their discretion since this is your family home and you have been your mum's carer.

http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/FS38_Treatment_of_property_in_the_means-test_for_permanent_care_home_provision_fcs.pdf?dtrk=true


AgeUK is a great source of information and would be able to support you if your mum does have to go into a care home (but as already said this may not necessarily be the case)

I think you are worrying unnecessarily at this particular time. You never know what may happen in the future.

If you cannot get this worry out of your mind why don't you consider doing some courses/volunteering/thinking of ways to improve your chances of getting a job if the worse comes to the worse?

Bluebirdman_of_Alcathays

Original post:


have lived with at home from birth I'm 45, my father has passed away and my brother too both 20 years ago now, so stayed at home with my mother we are very close, now she has dementia and I am her carer, as you may imagine this is quite a stressful situation but we are coping and still have good times, the mental torture is not knowing what is going to happen to me if she is made to enter a care home, I have a 14 year old son who lives with me 7/14 days and has done since he was 3 years of age. I do not have the child benefit book though as his mother receives the money and as citizen’s advice tell me he won't exist in the eyes of the council as being a dependant living at my address due to this, so no priority in terms of council housing.
I'm tortured not knowing what the hell is going to happen to me and my son, although I'm fortunate he will have a warm safe bed at his mothers, if the council make me homeless in this instance I could move on with my life if I was provided with a council flat but I guess they are scarce, I have no idea if it will be a case of being placed in a bedsit, it just seems rather cruel maybe having to leave a stable life and not being able to live with my son if that turns out to be the case, I did ask my previous partner if she could exchange the child benefit to my address to give me priority with a child but she wouldn't as she gets thousands via child tax credits so it would upset her arrangements, I feel lost is there anyone else I can approach f have an or support? I do not y savings

theartfullodger

deannatrois wrote: »

Hmm, if you want advice, why remove most of the original post?

herewith....

I have lived with at home from birth I'm 45, my father has passed away and my brother too both 20 years ago now, so stayed at home with my mother we are very close, now she has dementia and I am her carer, as you may imagine this is quite a stressful situation but we are coping and still have good times, the mental torture is not knowing what is going to happen to me if she is made to enter a care home, I have a 14 year old son who lives with me 7/14 days and has done since he was 3 years of age. I do not have the child benefit book though as his mother receives the money and as citizen’s advice tell me he won't exist in the eyes of the council as being a dependant living at my address due to this, so no priority in terms of council housing.
I'm tortured not knowing what the hell is going to happen to me and my son, although I'm fortunate he will have a warm safe bed at his mothers, if the council make me homeless in this instance I could move on with my life if I was provided with a council flat but I guess they are scarce, I have no idea if it will be a case of being placed in a bedsit, it just seems rather cruel maybe having to leave a stable life and not being able to live with my son if that turns out to be the case, I did ask my previous partner if she could exchange the child benefit to my address to give me priority with a child but she wouldn't as she gets thousands via child tax credits so it would upset her arrangements, I feel lost is there anyone else I can approach f have an or support? I do not y savings

Wilson: Sorry to read your story.

It would be helpful if you could tell us who owns the place you live in, or if it is rented who is the landlord, what sort of tenancy mum has & did she succeed to father's sole tenancy, or was it a joint tenancy? (You may have rights to succeed to mum's tenancy..)

Assuming this is a council tenancy have you asked them what they would do to help?

You mention Citizens advice: If they haven't given you advice on your current situation strongly suggest you go see them & see what they advise. Or 'phone Shelter, 0808 800 4444 - but expect a wait from this overworked charity.

Good luck.