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Maybe homeless in the future

135

Comments

  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    xylophone wrote: »
    He would need to be very careful about paying himself from his mother's money as he has PoA.

    He may be better off by looking for part time work now and paying for some professional carers from mother's money.

    Putting away the best part of £100 a week would provide a safety net if the house does have to be sold.

    http://www.disabilityrightsuk.org/carers-allowance-ca
    What if I am working?
    If you get carer’s allowance, you are allowed to work but must not earn more than £110 a week after tax, national insurance contributions and half of any pension contributions have been taken into account.
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    I'm guessing your best bet is to check out further as to whether a family member that has a house as their sole home (always has been) can be chucked out and the house grabbed to cover the cost of carehomes.

    I understand a spouse can't be thrown out of their home in order for it to be grabbed and used to cover care home costs - so the question is as to whether this same provision applies to someone with a different relationship to the person concerned.

    AgeUK are probably your best bet for finding out the position on this.

    MissBiggles - I don't think finding a job would be that likely a prospect if OP hasn't had a job for some time
    (ie in view of current economic climate). I may be wrong - and hopefully he could and then it's just down to whether wages payable in that area match up with rents expected in that area.

    The OP's has 25 years of working life ahead of him, you surely don't expect him to sit on the dole for all those years?
  • wilson1973
    wilson1973 Posts: 420 Forumite
    edited 20 November 2016 at 5:45PM
    As already stated my mother does not pay me for any care
  • marksoton
    marksoton Posts: 17,516 Forumite
    You need to start being proactive.

    What jobs have you previously done?
  • xylophone wrote: »
    Even if the property had to be sold, I assume that you would be given time to sort out alternative accommodation.

    Worst case analysis:

    1. Who would be the person selecting what price to market it at? Presumably OP - in which case we all know just how long it takes for an over-priced house to take to sell;).

    2. Whatever price got set for the house - OP could do the viewings - carefully being very honest about the shortcomings the house has;)
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    The OP's has 25 years of working life ahead of him, you surely don't expect him to sit on the dole for all those years?
    If the attitude is right, then it's eminently possible to find a job. It might not be glamorous. It might not pay more than minimum wage. It might not be full time. But it'll exist. And if there's one PT job, it can be backed up with a second.
  • missbiggles1
    missbiggles1 Posts: 17,481 Forumite
    10,000 Posts Combo Breaker
    AdrianC wrote: »
    If the attitude is right, then it's eminently possible to find a job. It might not be glamorous. It might not pay more than minimum wage. It might not be full time. But it'll exist. And if there's one PT job, it can be backed up with a second.

    Many women return to the workforce at this sort of age after taking time off to raise a family - this is no different.:)
  • At a very practical level as regards getting a job - OP's home could be at any sort of location. It could be a "booming" city, a quiet little town or some way into the back of beyond.

    1. What sort of location is it that you live in out of those possibilities OP?

    2. Is it in England/Ireland/Scotland on the one hand (ie language no problem) or Wales on the other hand (ie in which case language could be a problem - that preference often given to welsh speakers)?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    ...or Wales on the other hand (ie in which case language could be a problem - that preference often given to welsh speakers)?
    Given that the OP's lived there all his life, it's safe to say that if it IS a Welsh-speaking area, he'll probably speak Welsh. If it's not a Welsh-speaking area, Welsh language ability is only an issue for local authority jobs - and not even all of those.
  • marksoton
    marksoton Posts: 17,516 Forumite
    At a very practical level as regards getting a job - OP's home could be at any sort of location. It could be a "booming" city, a quiet little town or some way into the back of beyond.

    1. What sort of location is it that you live in out of those possibilities OP?

    2. Is it in England/Ireland/Scotland on the one hand (ie language no problem) or Wales on the other hand (ie in which case language could be a problem - that preference often given to welsh speakers)?

    I'm sorry money but...

    Straws at grasping....
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