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Maybe homeless in the future
Comments
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He would need to be very careful about paying himself from his mother's money as he has PoA.
He may be better off by looking for part time work now and paying for some professional carers from mother's money.
Putting away the best part of £100 a week would provide a safety net if the house does have to be sold.
http://www.disabilityrightsuk.org/carers-allowance-ca
What if I am working?
If you get carer’s allowance, you are allowed to work but must not earn more than £110 a week after tax, national insurance contributions and half of any pension contributions have been taken into account.0 -
moneyistooshorttomention wrote: »I'm guessing your best bet is to check out further as to whether a family member that has a house as their sole home (always has been) can be chucked out and the house grabbed to cover the cost of carehomes.
I understand a spouse can't be thrown out of their home in order for it to be grabbed and used to cover care home costs - so the question is as to whether this same provision applies to someone with a different relationship to the person concerned.
AgeUK are probably your best bet for finding out the position on this.
MissBiggles - I don't think finding a job would be that likely a prospect if OP hasn't had a job for some time (ie in view of current economic climate). I may be wrong - and hopefully he could and then it's just down to whether wages payable in that area match up with rents expected in that area.
The OP's has 25 years of working life ahead of him, you surely don't expect him to sit on the dole for all those years?0 -
As already stated my mother does not pay me for any care0
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You need to start being proactive.
What jobs have you previously done?0 -
Even if the property had to be sold, I assume that you would be given time to sort out alternative accommodation.
Worst case analysis:
1. Who would be the person selecting what price to market it at? Presumably OP - in which case we all know just how long it takes for an over-priced house to take to sell;).
2. Whatever price got set for the house - OP could do the viewings - carefully being very honest about the shortcomings the house has;)0 -
missbiggles1 wrote: »The OP's has 25 years of working life ahead of him, you surely don't expect him to sit on the dole for all those years?0
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If the attitude is right, then it's eminently possible to find a job. It might not be glamorous. It might not pay more than minimum wage. It might not be full time. But it'll exist. And if there's one PT job, it can be backed up with a second.
Many women return to the workforce at this sort of age after taking time off to raise a family - this is no different.:)0 -
At a very practical level as regards getting a job - OP's home could be at any sort of location. It could be a "booming" city, a quiet little town or some way into the back of beyond.
1. What sort of location is it that you live in out of those possibilities OP?
2. Is it in England/Ireland/Scotland on the one hand (ie language no problem) or Wales on the other hand (ie in which case language could be a problem - that preference often given to welsh speakers)?0 -
moneyistooshorttomention wrote: »...or Wales on the other hand (ie in which case language could be a problem - that preference often given to welsh speakers)?0
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moneyistooshorttomention wrote: »At a very practical level as regards getting a job - OP's home could be at any sort of location. It could be a "booming" city, a quiet little town or some way into the back of beyond.
1. What sort of location is it that you live in out of those possibilities OP?
2. Is it in England/Ireland/Scotland on the one hand (ie language no problem) or Wales on the other hand (ie in which case language could be a problem - that preference often given to welsh speakers)?
I'm sorry money but...
Straws at grasping....0
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