Maybe homeless in the future

wilson1973

Thanks people,I have been having a bad day,there are plenty of people with problems of one kind or another these days,and I assume plenty of people that need help paying their own mortgage or rent,so I think moving in to a shared house would be a positive move for me if it comes to that in the future ,and my priority would be to save hard for the future,it's not all doom and gloom.

Over thinking can be a bad thing,I have plenty in my life to enjoy now,and will hold on to that dearly.

Best wishes and goodbye.

marksoton

wilson1973 wrote: »

,so I think moving in to a shared house would be a positive move for me if it comes to that in the future ,and my priority would be to save hard for the future,it's not all doom and gloom.

Nothing wrong with that. I had to do it when me and the mother of my daughter split up. The daughter was 1. You make it work.

But where you live isn't the priority right now. Laying the groundwork for gainful employment should be.

AdrianC

If your mother does go into residential care, her house won't be "taken". She will need to pay for her care. When her assets get to a minimum level, then her care is paid for. The value of any house is going to pay for quite a while in residential care - at least several years. Will she last that long? You're going to inherit whatever's left.

glennevis

OP you already have a job, that is as a full time carer for your mother. It is bonkers to advise you to go out and get a job and pay someone else to care for her. Your priority should be to get social services involved in creating her Care Plan so you know what she needs and what social services expect of you. Then you can get on with providing for her needs.

marksoton

glennevis wrote: »

OP you already have a job, that is as a full time carer for your mother. It is bonkers to advise you to go out and get a job and pay someone else to care for her. Your priority should be to get social services involved in creating her Care Plan so you know what she needs and what social services expect of you. Then you can get on with providing for her needs.

Quite possibly the worst advice i have ever seen on here.

What about the future? What's your advice going forward?

Do tell.....

Mojisola

glennevis wrote: »

OP you already have a job, that is as a full time carer for your mother. It is bonkers to advise you to go out and get a job and pay someone else to care for her.

If wilson had been getting paid for his caring role, he would have been able to save for his future.

Because he's been doing the work for no financial reward, he's in a very difficult position. He needs to start looking after himself and one of the priorities has to be getting back into the job market.

A POA can't pay themselves for caring but he will be able to employ professional carers using his mother's income/savings.

By starting in a part-time job now, he will still be able to be his mother's main carer and keep claiming CA while earning some money to put into savings. He will also get some life outside of the home - being a one-to-one carer 24/7 for someone takes a toll on the most willing person.

He needs to build for his future so that he isn't left homeless, penniless and jobless if his mother has to go into care.

AdrianC

glennevis wrote: »

OP you already have a job, that is as a full time carer for your mother. It is bonkers to advise you to go out and get a job and pay someone else to care for her.

Have you actually read the thread?
The OP is asking about what happens if/when his mother is forced to move into residential care.

patman99

Carer's Allowance is only £62 a week, so not a lot considering the role he is undertaking.

As for the house, would the local authority be willing to make a man homeless in order to sell the house to pay for residential care when they would then have to either place him in LA/HA accommodation at even greater expense to the LA?.

Mojisola

patman99 wrote: »

As for the house, would the local authority be willing to make a man homeless in order to sell the house to pay for residential care when they would then have to either place him in LA/HA accommodation at even greater expense to the LA?.

There wouldn't be an obligation to rehouse wilson - he would have to find his own place in the private sector.

ScorpiondeRooftrouser

moneyistooshorttomention wrote: »

2. Is it in England/Ireland/Scotland on the one hand (ie language no problem) or Wales on the other hand (ie in which case language could be a problem - that preference often given to welsh speakers)?

Oh, dear God.

A small number of jobs in a small number of areas favour people who can speak a language preferred by a lot of people living in those areas. People can learn this language, it is a skill like any other.