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Cost of running a house? Please help!!
Hi, hoping someone can help me!!! Can anyone give me a rough idea of the monthly cost of running a four bedroom property? I know I can get a mortgage for it - just worried about what the monthly costs bill wise will be that I may end up just scraping by each month. TIA xx
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Landlord trying to reclaim deposit after repaying
Hi, I recently moved out of a rented flat after buying a property. My deposit was registered with SafeDeposits Scotland. In the notice letter I gave the landlord I said I want the deposit to be returned within 30 days of me leaving the property. This didn't happen, they ignored my emails for 45 days, so I started the ball…
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gazanging at 11th hour
Hi, Would you? Could you? I have sold my second property (to an investor) rather than rent it out myself but now I am having serious doubts days before exchange/completion. Aside from the solicitors fees/estate agents fees, are there any other implications if I go down this route? Thanks.
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First contact with solicitor
I have two potential solicitors to choose from, but neither can give me a quote for selling & buying until I know the agreed sale and purchase prices and the address of my next house. When I bought this place, the EA was straight on to the solicitor before I had had the chance to talk to them - an approach I don't like ,…
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Landlord trying to stop me any overnight guests under any circumstances
I have been living in my rented house share for about two months now, and a few weeks ago my landlord (who also lives here) said that the contract stated I was not allowed any overnight guests as it was for a 'single private dwelling'. At first I believed him and that he could enforce this, however after a bit of research…
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Soft Credit Check making link to partner?
Hi all, Only moved to the uk 3 years ago so the age of my accounts ( and sometimes the credit % usage) pulls down my credit score ( I realise 'score' is fairly 'irrelevant' anyway ) Anyway - My wife has been in the uk all her life. So as not to be 'pulling down' her score, as i grew mine, I always ensure we don't apply for…
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Zoopla/Mouseprice
I like to keep my eye on my home value as I know I will move in the next year or two. I tend to look at the above sites. Mouseprice has always shown a valuation considerably higher than Zoopla. I don't mean in the valuation range but their estimate. This month things seem to be very different, i.e. Zoopla is showing their…
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Noisy neighbours from hell - Advice please
I have lived in my terraced house for 13 years and during that time all but 2 (mine included) have become rented. The two either side of me have been rented for approx. 8-9 years and during that time I have been really lucky.. until now. My old neighbours moved out and her brother moved in and since then it has been hell.…
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Have a huge service charge bill caused by freeholders errors
Hello, I'm feeling distressed as even though I have never missed a payment on my rent/service charges (I own a 25% share of a flat) everyone on our block has been given a bill of over £900 to pay because the yearly predictions made by our housing association were wrong. We have tried chasing them for receipts for the…
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Opinions on HomeBuyers report
Hello, we are a couple of FTB's in the process of buying a house and have just got the HomeBuyers report and we're quite daunted by all the big red 3's! I was just hoping some of you with more experience of this could give your opinions. The 3's: E: Outside the property E6 Outside doors F: Inside the property F1 Roof…
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Solicitor choice
Its either PCS Legal (eMoov) or Copley Clark Quality Solicitors. Can't decide which, anyone got any experiance of them? or Has anyone recently used another company and were very happy? James (leasehold sale and freehold purchase)
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Is there a way to check if the area are owner occupied or tenant occupied?
As titled. Currently living at cal-de-sac unadopted road with mostly tenant occupied. I just feel the neighbours not really looking after the street outside. I knew that is not their responsibly, but I keep sweeping cigarette butts/ food packaging/ empty bottles on the street every so often to keep the street look nicer. I…
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Infographic: The Rise of Luxury Student Accommodation
Wasn't really sure where to place this, however, it's quite interesting to see the growth in luxury student accommodation - not like when I was studying haha https://www.eddisons.com/articles/building-and-project-consultancy/infographic-the-rise-of-luxury-student-accommodation
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Leeds to Bradford BD6 commute times especially Morley, Pudsey, and Horsforth?
Hi, I am starting a new job in Bradford BD6 postcode in a few weeks. I have been looking at renting somewhere in the North West (Pudsey or Horsforth) and South of Leeds (Morley). I've spotted a few places to rent which are within my budget of £500 pcm and seem lively enough for myself as a young professional. Does anyone…
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Help to Buy ISA Cannot be Used with Shared Ownership?
We have been saving in a Help to Buy ISA with the understand we could get the bonus and it be taken off the mortgage (we don't need the bonus for the deposit) today My Mortgage Broker and Solicitor is stating that you are not able or entitled to claim the bonus if you are buying the property via Shared Ownership.... :o…
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House with land for sale, but I only want the land. Advice please
Hi, recently a house with about an acre ,(separated from the house by a road) has come up for sale in my area. I only want to buy the land as the house is easily outside of my budget. The land will be used to develop a small holding\keep some livestock. Having spoken to the agent handling the sale they are very reluctant…
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Landlord Wants Us to Move out so he can rent to a family member
Hello I had a very upsetting phone call from my letting agency this morning informing me that my girlfriend and I have to move out of our flat as the landlord wants it back. Upon asking further I was told the landlord wants to rent it to a family member. Now the Tenancy agreement was due to expire on the 17th of December…
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boiler inspection by buyer
It's always been my understanding (and I've advised here!) that if a buyer wants a boiler inspection, he should/could arrange/pay for this himself (as with other surveys etc). However Btitish Gas have told our buyer (and I've confirmed with BG) that only the owner can instruct (and pay for) a gas safety check (as an aside…
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Roof 3's on Homebuyer's Report a huge concern?
Hi all, I'm hoping that someone would be able to take a look at this Homebuyer's Report we've been given and put it into some kind of context. There's some 3's here for electric and gas because presumably the surveyor isn't gas safe or an electrician, and 2's because I need to go and pick some moss out of a gutter and from…
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Property developer can reclaim my land..!!!
I am in the process of buying a house that if freehold, built by a property developer. I just received the contracts to read over. I have notice that in one paragraph, it stated that the developer can reclaim part of my property as long as I does not affect the house price. I was under the impression that if I brought a…
