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House Buying whos pulling out
I am buying a house due to Exchange in 5 weeks. I am not pulling out of purchase. Anyone Pulling out of Purchase?
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About to buy a house...
We are about to buy a house and are third in a chain of four people. We are selling our home to a lady who will buying our house with cash (she's downsizing) she is selling to a first time buyer and we are buying from a couple going into rented accommodation. We have a mortgage in principle from Nationwide and have an…
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Could London house prices rise after Brexit because of weaker pound?
Hi All, The pound has become weak after Brexit news. Given that London is such a desirable place to own a property in globally. Do you think this could trigger a huge influx of foreign buyers into the market and as a consequence make the house prices go up rather than down? Thanks,
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Dealing with management company
Not sure this is the right place for this post, but can't see a better, so here goes. Most people who post about flat management companies complain about high charges. My management company on the contrary is parsimonious. Hence although the lawn is cut (not often enough but it does get done) the flower beds are never…
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Leaving negative feedback for Law Firm house purchase
Hi there I really need some advice about poor solicitor service I had whilst purchasing a property. I wont go into the specifics too much but they were rude, non-responsive, getting things really wrong with the exchange day– I can’t tell you how stressful it was and in the end they argued and argued with me blaming other…
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Ending a joint tenancy
Hi folks, I'm just looking for confirmation. My gf and I split up months ago and she has left the property. We had a joint tenancy with myself named primary tenant. Can I give notice to leave the property at the end of the lease with just my signature or will she have to sign it as well? Property is in NI if it makes any…
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My house Buyer Has Pulled Out Hours After Brexit . .
My house Buyer Has Pulled Out Hours After Brexit . . 2months and all going SMOOOTHLY with a completion date of 20th July 2016, my 2bed flat in London was good to go, but I had a feeling this would happen if we voted to leave, what are the chances of getting another buyer quick fast in the Brexit fear of the unknown state…
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Pushing back completion date
Hi all, I'm currently in the process of buying my first property and i'm after a little bit of advice or anecdotal experience if anybody has any who would be kind enough to share? I'm a FTB due to exchange on a property in SW London in the next week or so, the seller has had an offer accepted on a currently vacant property…
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Buuying - Issue with buildover agreement on extension built pre-2011
Hi guys, I'm trying to buy a house but it's hit in the days before we exchange. They have an extension built pre-2011 (before Thames Water took over ownership of the shared sewer drainage thing) and now the lender won't give us a mortgage because they don't have a buildover agreement for an extension built over a manhole…
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About to buy first home - how will EU result affect us?
Hi all, I know no one can give a definitive answer but I'm going to ask anyway! We had an offer accepted for a house; the valuation then valued at £10,000 below our offer. Yesterday, we put in a revised offer that matched the valuation and which meant the mortgage lender would still give us the money. Then the EU vote…
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I was about to put in an offer but now what?
I was going to offer £125,000 for a property here in Northern Ireland but given the news should I reduce the offer?
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When do you get equity back?
Hi We're buying a new build and so won't complete for a couple of months, but are using equity from the old house to put the deposit down for exchange, there is enough equity to pay that conveyor frees stamp duty and then some over, when will we get back the some over is it on exchange or completion? Thanks
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new rental - no inventory
Hi all, I've just signed the tenancy agreement and picked up the keys for the place I am now renting. It looks as though there will be no inventory - the LA says they don't manage the rental so it is up to the LL and I have had no communication from the LL at all. From what I have read (new to renting) this is not a…
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Re-wiring
Hi All I have recently purchased a property and it needs complete re-wiring. Does anyone know any companies that offer this but on finance? Thanks
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Hiding the sold/complete price from searches?
Hi I've seen some people have managed to hide the completed sale price on houses near me. Does anyone know what this is called, or how it's done? Many show up and some don't show up ever. The last place I bought, showed up twice on all searches, do I'm guessing it's a public database which is down to individuals to…
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Lump sum offer and installements
Hi, I've had an offer on our house. But due to the amount of mortgage the guy can get approved, he's offered £30k less, and said he'll pay the £30k in £2k instalments each month. Is that actually something you can do? Or does it just open up a while world of risk and problems. E.g. what happens if he just doesn't pay etc...
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Surveys on New Builds
I know this is probably a stupid question but...... I'm in the process of purchasing a new build but no idea if I'm supposed to still get a survey done? New to the buying process so am a bit clueless. I have my mortgage in place and solicitor has been instructed but not sure whether a new build even needs a survey. Or is…
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Risks of joint mortgage with partner
I have a 40% share in a shared ownership property and I want to buy the rest to become 100% owner. The property has increased in value and means that I can't get a mortgage on my own for the whole lot. My partner is moving in with me in a few months and was simply going to pay me money and I would continue to pay my…
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Advice Please
Hi We have decided to start the journey of selling our current house and purchasing a new property, however I expect things have changed since we last purchased a property many years ago!!! We need to be pro-active in looking for new properties, I have set alerts on Rightmove, however is there anything else that we could…
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3% Stamp Duty surcharge
Long time lurker - Hi Guys We have purchased a house and we are due to move on the 30th July This week we have finally managed to sell out flat, however the buyer cannot complete purchase till 5th August as his solicitor is on holiday. This 7 day mis-match however looks like it will make us liable (according to my own…
