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Deducting damage costs from Tenants deposit?
Hi, We have a rental property which we rent out through a letting agent. Our tenants moved out on June 15th leaving some damage which will need addressing. The letting agent carried out the inspection on 15th and signed it off (!?) it was only when we visited on 18th that the issues became apparent. The letting agent has…
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Lowered offer due to mortgage refusal, how to wait it out?
We’ve just had our mortgage application declined at the last minute. The reason given was simply their valuation put the property value below our offer which throws the loan to value ratio off. We’re FTB and probably over eager for a quick buy, our lender took ages to decline us so we’ve already sorted as much of the legal…
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First Time Buyer Advice!
Hello guys, I'm looking at buying my first property but am in a slightly tricky position. I am looking for a change of career soon, but want to make the most of my current income before doing so as I am probably looking at a drop in pay. I qualify for a mortgage and have a sufficient deposit however, in the area that I…
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Credit checks
Hi Just wondering what a landlord/agent can see when they do a credit check I have read lots of conflicting guidance. Thanks
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Can landlord do this?
Can a landlord demand that a tenant pay for flooring throughout the entire house instead of providing it as part of the tenancy agreement? (Unfurnished property, private rental agreement) We had a property lined up that we have waited over 18 months for (it was bought as a doer-upper and completely gutted and remodelled)…
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Landlord failed to give Right of First Refusal
Hi All, Seeking some advice and recommendations for a Solicitor who has solid experience in this specialist area. I have read the Advice Guide about this on the Lease-advice site. It appears a transfer was completed some years ago, without Section 5 notices being served before the transfer and no Section 3 / 3A notices…
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Homebuyer Report In - Anything to REALLY Worry About?
Just looked through our homebuyer report. Here's some facts and figures about it: Purchase price: £140,000, which is exactly what it's valued at. Out of 26 sections: 10 points are 1 (good) 5 points are 2 (okay) 8 points are 3 (needs attention) the other 3 are not graded. 4 of the bad parts are simply that there's no safety…
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No planning permission for garage built before 84 - not an issue?
Currently buying a house. Sellers are acting as personal representatives and don't have much info about the garage extension other than it was built prior to when the vendors purchased in 1984, they don't have any planning permission/building regs approval docs. Property is freehold. Have asked sols if there's anything we…
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Change of House Deed - Next of Kin not based in the UK
Hi all Sorry if this is in the wrong forum... I'm in need of some advice and solicitors are confusing with process and fees involved... So here goes; Situation: * My Dad passed away 2009, sole name on house deed. * No will and was based outside the UK * We didn't change anything since then. * My Mum and siblings live…
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Moths - Heat Treatment
I am a new landlord and have let my home for a year. My tenant has complained of moths at the property. During the nine years we lived there there were no moth issues at all, and it took six weeks or so for it to be reported as a problem. I booked the tenant an appointment with the council to have them come around and deal…
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The right of way
Hello. I am in the process of buying a house and there is one problem. It's the mid terraced house and at the back of garden there is a footpath going around the side of the end of terraced house for bins etc. The problem is the right of way shown in the deed are not actually connected to the highway. It is only halfway.…
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Single glazed windows
We're interested in buying a property that has wooden single glazed windows and is in a conservation area which will refuse replacement with uPVC, and wooden double glazed could be prohibitively expensive. Secondary double glazing could also be tricky to install. I grew up in a house with single glazed windows and totally…
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Still have the sold sign!
We moved into our new home just over 4 weeks ago and we still have the for sale/sold sign. I have taken it down as it was hindering our access to our drive but it's in the garden and is visible from the path if someone had been to collect it. My question is, should I do the normal thing and ring the office to arrange for…
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I'm not sure that my buyers are serious
Hi, First time poster, long time lurker here. Sorry for the long post. I accepted an offer on my flat in December last year but didn't find a house to buy until March. My buyers were very keen to complete by 1st April as they are BTL landlords, but due to the mortgage application, survey, searches etc this wasn't possible.…
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Restriction on Freehold by Management Company
Hello! Just trying to get a bit of advice. Bought a new build in 2014. Now remortgaging. The solicitor acting for the bank has stated there is a restriction on our title that there is to be no disposition by the registered proprietor is to be registered without a certificate signed by [the management company]. And…
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Freehold - Right to Refuse for Leaseholder.
I bought a flat in a house consisting of a total of two flats. One on the ground floor and one above on the first floor. The flats are about the same size but the ground floor one comes with a little garden. The flat I purchased was the flat on the first floor. The vendor was renting the flat. During the negotiations - I…
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when do you sign the contract?
My son is buying a house. He will be living back with us in the next couple of weeks. When do you actually sign the contract? We received an email late today but only read it after the solicitors shut. His mortgage offer runs out on the 10th August. We go away 30 July til the 12 August. We were told on the 16 June it would…
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Buying Unregistered Property - What Else...
Hi All I'm buying a property which ais unregistered (sellers are arranging for this to be done, though). I've seen earlier threads with similar issues, but wondered what OTHER surprises I might expect. I know its a silly question, but if other moneysavers have had additional issues transpire, I'd appreciate any input. It…
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Turning a studio into a 1 bed
So I'm buying a studio and want to put up a stud wall to turn it into a 1 bed. That's all it needs. I spoke to a builder who suggested I should just do it without the freeholder's consent and when it comes to selling in a few years time ask then. If they say no he says it'll be easy to take down. Is that true or do I risk…
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Curent Timescales for a Firtst Registration anyone???
Hi Moneysavers We're in the process of buying a house and the vendor solicitor has lost the deeds that they were holding on behalf of the Vendor. Unfortunately, because the vendor had lived in the house since the early 70's the deeds have never been electronically stored at the Land Registry. As a result of losing them…
