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lodger or tenant
Help please In September 2014 I had to move out of my property due to ill health (needed to live with a carer). I got a lodger to move in and all was relatively fine until this year. The lodger has lost their job and states that they have applied for housing benefit in January but haven't been paid anything from the…
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Absent freeholder - indemnity policy for building works?
We are selling our flat and have an absent freeholder. We are getting a £700 indemnity policy for our buyer, which is fine. We have 980 yr lease if that’s relevant. While we were in the flat we knocked a wall down (have building regs ect, all fine). But they are now asking for a separate £300 indemnity policy to because we…
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Selling agricultural land, tax advice
We have found a property we would like to buy but it comes with 6 acres of land that we don't need or want. We have asked if they would consider selling just the house but the vendor would prefer to sell it all. The land has separate road access but development potential is highly unlikely, it's fairly rural and not close…
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Selling property and existing tenants
I am trying to sell my apartment in London through local agents (I currently live abroad). The tenant's rent pays the BTL mortgage and they are currently being difficult about allowing viewings. Whilst they're not refusing them outright, they take a considerable amount of time to answer the agents' emails and refuse…
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Clearing chattels / contents left in a repossession house
For the last month or more, I've been liaising with the ex-owners of a repossession house that I have recently acquired in Bedfordshire as they say they wish to take the contents / chattels that they left in the house when they were evicted. I want the stuff moved and am happy for it all to be collected. Having agreed a…
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solicitor complaint
My house purchase is getting more complicated every day since last week. Meant to exchange and complete on the same day last week which fell through due to someone in the chain didn't do their home work. All agree to exchange and complete on Tuesday next week...but... now my solicitor messed it up..he didn't request the…
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Capital gains tax on property following divorce
Hi Please could anyone with any experience and/or knowledge offer some advice? I purchased a house with my now ex-wife in 1998. The purchase price was £99k. The mortgage was joint, and both are named on the deeds. In Nov 2011 we separated and I moved out of the house. Following mediation, it was agreed that she should stay…
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Agents entering without permission
Good morning all! I came home last night and was terrified to find someone had been in our home. The gate was left open to the back of the house, post was moved, microwave was pulled out (could see through the back door) and as I unlocked the door I found the grill was on. Turns out that our gas safety check was done…
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Certificate of lawfulness
We are in the process of selling our house. We were about to exchange contracts when the buyers solicitor advised us he wants a certificate of lawfulness which our local planning have said is not necessary and would take 8'weeks to go through which could likely mean our purchase will fall through. Apparently about 50 years…
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Need a 67% LTV mortgage as am separating from my husband - need help!
Hi all, I'm in a bad situation. I have 2 children aged 5 and 7. I'm in process of separating from my husband. I've been a stay at home mum working as a part time remote self employed administrator since May last year. Our home was valued at £425,000 and after the separation I will have £140,000 to pay towards taking over…
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Would this house layout be considered very unusual?
I'm wrestling with various extension plans to turn my 2-bed into a 4-bed, and am trying to keep an eye on resale potential. Due to issues with the stair layout (I'll lose a good bit of an existing bedroom to create a landing) I may go with single-storey only but it could lead to a very strange room distribution: Existing…
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Bought a flat which was incorrectly advertised
Hi everyone, hoping to get a little prod in the right general direction as to how to resolve a problem that's emerged with a house we bought in 2014. We bought a central london apartment that was clearly advertised by the estate agent as having parking. The flyer/advertisment listed 'Private Parking' as a property feature,…
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When does homebuyers report happen
My buyers mortgage survey was done today, if my buyer is having a homebuyers report done would this of happened at the same time or another? I don't know if they are just having the standard mortgage valuation or if I will be contacted in the future for more visits The mortgage is with nationwide
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House move/mortgage/loan advice
Hi all, Was looking for some advice on behalf of my parents. Basically they're planning on moving house soon. The property they are moving to has a similar value to where they are now. However, they still have a mortgage on the current property with a balance of just under 17k remaining. They had contacted their current…
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Selling property and Capital Gains Tax
Hi I wonder if anyone can clarify the rules for me and give me some advice.. As far as I understand it, capital gains tax does not have to be paid ifhouse is your own home. I think I heard somewhere that if renting a house out which you have had as your home in the past that there is a period of time of rental that Cgt is…
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What level of noise shall I put up with from neighbours?
Neighbours have lived here 2 months, the first 3 weeks I had on and off sounds like banging and crashing from furniture building, drilling somethings (could be furniture) but very random so I may get 30 minutes noise, nothing for a hour or two, 5 minutes, then nothing for anouter 30 minutes then 15 minutes. Then no noise…
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Buying Off Plan
Hi All, I'm wondering if anyone has any experience of buying off plan recently, and especially with Persimmon homes. We offered £287,000 inc Stamp Duty and £500 of legal fees, which they turned down, but then came back about a week later saying "Does you offer of £287,000 still stand" My OH went back saying do you mean our…
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Barratt Homes - Swallow Fields - anyone bought?
Hiya Just wondered if anyone had bought or is hoping to buy at this development? We have reserved a plot which I am so pleased about as the waiting list is quite big! A :)
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Cellar
Was with friends who are looking at a property in the North and in the blurb it says Agents Note External security camera system. There is a concrete base under the entire house providing storage accessed from two concealed trapdoors Just wondered if anyone had come across a kind of underfloor storage under a whole house…
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Finding Out Owner of House
The house next door to my dad is rented out (room by room I should imagine) to people who don't speak English. My dad wants to contact the owner of the house in order to get permission to do something about a tree that is leaning over the garden fence. We have tried to get the name of the agency dealing with the rentals,…
