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Exchange of contracts process
Hi guys, can anyone tel me whats next in the process? i am buying and selling all parties are ready to exchange do i have to pay my solicitor my deposit before or after exchange? Also when does buildings insurance have to be in place? Before/after exchange?
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What's your opinion of this building survey report?
This is the "Summary and Recommendations" section of the building survey we had done on the ~350-year-old converted maisonette we're looking to buy. Could I get your opinions as to whether these are issues to be concerned with or not? To my knowledge none of the guarantees mentioned below are available. Would you proceed,…
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Housing Association Rent Overharge
Hi there, I am looking for some advice please. I have complained to my housing association for rent overcharges over 3 years. In a nutshell my studio flat measured 21sqm not the 31sqm they said it was. They have not challenged my measurement. The rent being charged was £921 per month. I have now moved to another flat in…
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Dry Rot not detected in Survey Report done in November
Hello In Nov 2015 we had a Building Survey report done on a property before buying. It detected that there was a drainpipe on the external wall causing damp in the front room. here is the relevant section: "5.20.02 Penetrating Damp There is significant penetrating damp to the front wall of the living room. The dampness…
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Tenant leaving - hasnt left the house clean
I'm canvassing views if you would be so kind. my tenant of nearly 6 years has just moved out. he was on a AST and his deposit was protected by the DPS. prior to him moving out I asked him to ensure the garden was tidy and that he cleaned the house. having moved out it transpired that he didn't get round to do either. I'm…
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Houses not on rightmove?
Any websites where owners sell without estate agent/rightmove, sort of like a gumtree kind of thing?
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asking for deposit back
I think my deposit has been protected but I'm going to check. AS per my thread the other day I have had notice to leave the property ive been in for many years at what point do I apply for the deposit back and what do I do? Thanks.
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Mortgage Application address and Experian address confusion help?
Just wondered if anyone could help me out here: Our DIP was declined via Platform (awaiting reason) however, I'm confused about the address situation. For the last 4 years I've been living and renting in London and have valid proofs for all addresses, however my entire financial history is linked to my home/family address…
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1st Home 2nd Home - Advice
Hi, I currently live with my partner in a house in Nottingham. She bought it with her father and the property is mortgage free. She owns 30% equity in the property with his father owning the other 70%. We are thinking about buying another property, this time a small flat in Manchester, we want to have a base close to…
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Moved in next to brothels!
Just a bit panicky, wondered why rent was so cheap in my property £50 a week rent but I have to cover water and utilities council tax, when I was googling to get my postcode online I found news articles about local prostitution. I did joke to myself that I saw 3 "saunas" in the street that meant they were for sex but I…
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Drain dispute
Hi all, I'm after a bit of advise on where I stand. Last month we had drain block in the house we are renting. We spoke to the landlady who called a drain company out to clear the drain. The drain company found block was further on down the drain. Which is a shared drain with about 5 or 6 houses on. They could not clear…
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Insurance: should I get insurance (B&C) via broker or DIY?
Just about to exchange and complete on my property purchase. I understand that I need to have insurance in place by the date of exchange. Should I rely on a quote from a broker who regularly deals with building insurance for FTB or try an do it myself via the various comparison sites? There is also the potential benefit of…
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Charge on a Land register
I’m hoping someone can help me out with something as I have very little understanding about these things. Me and my husband have had an offer excepted on a house, survey has been done and it was recommended we get a structural one for a crack in the garage which has now been done (waiting on the report still) Anyway, I was…
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firdst time rent-urgent help needed
Hello, Was hoping to get some advice, tips etc. My daughter (21) and partner (20) are currently living in my front room. They will be having a baby in 3 weeks (4th May). We love in a 2 bed flat, me in 1 bedroom and my other daughter (17) in the other. The council (Rushmoor Borough) have inspected my property and we are not…
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Buying house with flat roof and aluminium windows?
I'm looking buying at a 10yr old house in Scotland. No problems mentioned on the home report. It does have a flat roof and aluminium windows, though, which worries me slightly. Is there a way to work out the likelihood of problems with the roof? Would I get someone to check this out if I'm getting a survey done myself? The…
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House shared with Dad - won't sell
Morning! About a year ago a friend of mine helped her Dad out with his house. Her parents split, Dad wanted to keep the house but couldn’t afford it alone, so my friend stepped in and now has a 25% stake in the house (and pays towards the mortgage each month). The original plan was that they would do it up and sell it (it…
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Landlord Issues
Hi Just wanted to share this story with MSE posters as it may help. For the last 2 years I have been having issues with my landlord refusing to fix a badly leaking window in my son's bedroom. Each time I called him he just refused to do anything. My son is only 5 and has Asthma so you can imagine the problems this was…
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Central heating problems
Hi All I might be jumping the gun a bit here but I want to gather some facts on a central heating issue. I've posted a couple of times lately about how cold our house is even with the heating on full whack and how much its costing and that we have a horrific problem with mould and I've received some good advice. This…
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Blackmailed into not using the DPS
My partner and I moved into an unfinished property almost four years ago, we've now purchased a property and moved out. During the final days of our tenancy agreement the landlord was decorating and observed two stains to a carpet (we were aware of these stains with no dispute at all), he also noted that despite both our…
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Failed my tenant check
The estate agents got back to me re my application, and told me that I failed and the LL won't accept me. I told them that I had a previous CCJ, and they still advised me to continue the application. I've asked the estate agents where I failed, and they refused to disclose any info. Is there any thing I can do? Just lost…
