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title deed woes
I own a flat which I rent out. Some work is needing carried out to the exterior of the property. I got all the neccesary quotes and gave them to the other flat owners in the block. One of the owners, who is a solicitor, is insisting the costs be split as per the title deeds. To my horror I'm to pay three sixteenths of the…
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Mortgages
Afternoon, I and my husband recently had a mortgage agreed inprincipal for £316k approx. 10 days ago by Halifax bank. Since then Halifax has advised us that theyhave now reduced this amount to £241k due to the fact that part of my husband’swages is made up of expenses (mileage allowance as he does over 10k miles ayear).…
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New build - negotiating extras
We have found a house in a new development that we wish to buy, the house is all ready to move into (flooring fitted as well) The problem is we don't like the kitchen cupboards or the choice of flooring downstairs. Do you think we will have any luck in getting them to replace the kitchen and the flooring if it's already…
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Showing survey to potential buyers
Someone is interested in buying our house but is worried about our uneven floors (very old house). We had a structural survey completed when we moved in and the estate agent is now asking for a copy of this to show the potential buyers as there were no major structural issues raised. Is there any problem with us doing this…
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Advice - how to get a developer interested?
The mother-in-law (she's very nice btw) lives in a great barrack of a place in Camberley, Surrey. Detached, big plot of land, good access to M3 and town centre. She's coming round to the idea of selling up and downsizing, move closer to her grandchildren, minimising the inheritance tax liability, and generally make her…
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Changing deeds for merged houses, need help please
Hi We have recently merged two houses and are wondering if we should change the deeds for both properties to just have one, we have been asked by an insurance company while taking out a quote for home insurance if they have been changed but we are not sure if we should change them or not any advice welcome thank you
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Is interest on BTL mortgage tax deductible?
I am in the very fortunate position of owning outright :j a house that I currently let out. I am looking to get a BTL mortgage on that house so that I can raise funds to buy a new house for my family. Is there any tax benefit of getting the mortgage on the BTL house rather than the house that we are going to live in??
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How long does it take a FTB to get their mortgage and searches done?
Our (short) chain was formed on 15th December. Our vendors are chain-free and our buyers are FTBs, and we are in the middle. We have had our mortgage offer, done our searches, had our enquiries back and are pretty much ready to exchange, but despite asking my solicitor to find out where the buyers are at several times, we…
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Getting energy bills for estate agent
We moved into our new house on 26th December and took meter readings which we passed on to SSE. We have had bills addressed to the estate agents for the period up until we moved in, including a letter saying about overdue payment. Should I tell the energy supplier or just post these bills directly to the estate agents as…
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Help Getting My Deposit Back
Hi all I moved out of a property in December, on the last day there was a check out report handled by a 3rd party, which the landlord choose and I paid for. A family emergency came up so I was late for the check out, but I ade it just in the end and signed the report. On the way out I spoke with the lady who carried out…
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Lodger
Hi I am looking for any recommendations as to where to advertise for a lodger; I have an advert on Gumtree and spareroom.co.uk. Is it worth paying for other sites? I am Leicestershire and finding that a lot of sites are London-centric, which is to be expected, so just wanted some recommendations really. I am happy to pay…
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Appropriate time from offer to moving...
As title says I know there is sooooooo many variables but I am aiming for the 6 week summer holidays. So when should I put my house on the market? I live in a fast moving area in Berkshire Title is approx dam auto correct.
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Getting a pre contract after maternity cover
Me and my partner have a mortgage in principle but the only stumbling block is that she is on maternity cover. The bank have said that is fine as as she has been in the same industry for more then 5 years. We have a friend who owns a multitude of companies and was thinking would it be possible to get this friend to say…
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OH wants to rent our house out
OH and I are looking to buy a house this summer. He bought a house 8 years ago and has around £15k equity. I've managed to save around £4k, which will increase to about £6-7k by the summer. The original plan was to sell up, use the equity as the deposit and my savings to pay for solicitors, estate agent fees and any…
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Extension without building regulations consent
Hi All, Please could somebody help I built a single storey extension around 5 years ago (4m depth) and it waswithin the permitted development size. I had always planned to do a much larger extension in the future so Idecided not to go through building control as the plan was to demolish laterdown the line. The extension…
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giving tenant notice.
I heard my tenant was looking to rent another house .They have said the house is to small and they want /need a four bed house .They didnt tell me they have been looking but they have told other people . Two adults and 3 children in a three bed semi . To be truthfull they have been a pain in the @rse from day one so i…
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Surveyor for Home Report in Scotland
Ive read a lot online about the choice of surveyor to complete a home report to sell a house in scotland and how important it is that the surveyor is on the list that the big lenders will recommend and therefore take their report rather than forcing the buyer to get another report for mortgage purposes. Does anyone know if…
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Who is liable - tenant or landlord
Ended tenancy early January but moved out mid December. Was back and forward to the house every couple of days and kept heating on twice daily for a couple of hours each time. Went to the house one morning between Christmas and New Year to find part of kitchen ceiling was down and water everywhere in kitchen. We found…
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Remortgage or to Sell?
Hi guys, first post on the forum and was hoping for some advice. To cut a long story short. I own a flat that has a remaining mortgage of £155,000 and an asking price of £260,000. Based of recent purchases in my area i am confident it would sell at this price. Ive recently had an offer on a property accepted for around…
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Who is to blame for deluded sellers?
The sellers themselves or estate agents overinflating asking prices?
