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first time buyer advise on costs and new 5% scheme?
Hi guys me and my partney are both looking at now buying a house instead of paying dead money into a rented flat, we also want a garden as we both miss this, i am on about £15-£16,000 and my partner is on about £23,000 ish, we were looking at buying a house from 80,000 to £100,000, nothing too expensive as maybe in future…
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help new to this unresponsive tenant
My dad who is retired has recently rented out a garage for extra income to help with retirement. The couple who rent it store bric a bric in there and furniture. Its full of stuff. Anyway they have been paying rent and all was amicable etc, they were paying my dad cash or a cheque and bought it round on the first of the…
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Dates on an S21
I want to issue an S21 to a tenant in England who is nearing the end of a 12 months AST. (Ends 2359(midnight)13th FEB 2015). I may put it in the post (Special delivery)or deliver by hand, I haven't decided yet. I want a possession order asaP after AST ends. Any idea on dates? Not being lazy, just out of time to work it out…
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Council Property - Faulty Double Glazing
Had a little google earlier and can't see anything on this subject. In Sept/Oct we received a letter from our local authority advising we were finally (my husband has been a tenant for approx. 5yrs in the property) getting replacement windows before the end of 2014. Since then we have heard nothing until I chased for a…
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Moved house with same estate agent and lost £300
I lived in a house where I was paying £600 a month rent. The estate agent contacted me to say the owner would like to move back to their house and they would be willing to pay the first months rent if I found another house. I found another house and the rent was paid by the old landlord. Everything seemed ok apart from my…
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What to do about an unresponsive landlord?
Hello, Back in September me and a friend moved into a flat and during the first month we flagged quite a few issues with the letting agency. Some of which were tended to but a lot were just ignored. Since then I have consistently requested them to be fixed with no luck. The letting agency always responds positively but…
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When is the money exchanged
Hi, I am going through a part exchange on my property with a newbuild and I have a question. In approx. a months time the builders have a deadline toexchange contracts. We have agreed aprice for my property which is about 32k more than whats left on the my currentmortgage. When the contracts are exchangedthey have also…
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Questions before second viewing next week?
Hi all, We have booked a second viewing of a house we like for next Monday - planning to get my uncle who is a chartered surveyor to come with us to have a look too just to see if anything stands out. We learnt last night through the land registry website that it is a leasehold house, which is disappointing but seems to be…
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Change in Rent
My tenant has already completed his 12 month Assured Shorthold Tenancy (AST). The tenant is fast approaching month 24. I know there are 2 options when a tenant reaches the end of the AST which are: 1. Renew tenancy by issuing a new AST agreement (either same rent for another 12 months or different rent amount for another…
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Selling flat - new roof needed?
Good morning all, Just looking for some friendly advice, and possibly to share my woes! I own the ground floor flat of a converted terrace of 2 flats in London for which we share the freehold with the person that owns the first floor flat (hope that makes sense!). Our flat is on the market and we have had a couple of…
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Buying 1st home
Looking at buying 1st home with my fiancee and getting on the property ladder. Have found a 3 Bedroom house for £130k , formerly £140k but it has a river close behind it , and a commercial property just over the road of a factory outlet shop and a sue ryder furniture shop. Also a carpet shop next door. Have just discovered…
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In dispute for the deposit
Hello I moved out and my agent just texted me that there were some issues with the property and they going to withhold some money from the deposit. we took off the closet doors as there was no enough room for my LO's bed. I didn't put them back on. Can I comeback and do it or ask somebody to do it. Many thanks
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Renting with somebody for first time...
I am renting with a friend for the first time and would just like some advice on how things are normally arranged. Firstly what would happen if he lost his job and could no longer afford to pay the rent? Would I then be totally liable for his rent? He has asked if I could setup a bank account that we both pay into to cover…
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Buying at auction to renovate and sell
Hi guys, Been thinking about doing this a lot lately. I have a few questions on the subject which are as follows: (1) If i buy a house for £45,000 at auction with the sole purpose of getting it sorted and selling for profit, do i mortgage it with a normal mortgage and a 10% deposit say £4,500 or is there some other…
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The sequence of events in selling my home and receiving equity?
Advice appreciated. We are planning on putting our house up for sale soon, and due to the lack of equity to buy again, we will need to move into rented accommodation. Am I right in thinking that the little equity we receive on selling the house will be put into our bank account on completion day? Therefore I am assuming I…
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Question to Lodgers about ensuite/bathroom situation
Hi I'm in the process of offering a spare room out for a lodger and just have a couple of questions about what a lodger would expect for their money. It is a medium sized well furnished single room with a TV in the room and WIFI. With all bills included etc. I was looking to rent it for roughly £350 pcm. It is in an…
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Stuck!!! Any advice would be greatly appreciated
Hi all, When I was younger I lived a very care free life with a terrible attitude towards money and im paying for it now. I got myself in a bit of debt but ive cleared a lot of it over the past year but still have a bit to go. I have one CCJ which was for £3000 and have been paying that off over the past 6 months and have…
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AST or not?
I don't know what the access rights are if I am just a tenant, but not on an AST
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Retirement Flats
Whether this should go here, or in the & planing for retirement forum, I'm unsure. Mods feel free to move. I am looking into relocating a relative who is about 200 miles away from me, so that things are easier for me, safer and quicker to deal with any eventualities for them. I should point out that they also feel this is…
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Should we pursue it?
We purchased our first house in July this year. I then gave birth to our first son within days of us recieving the keys. It was only until we decided to redecorate the lounge in October this year that we found the gas fire place had been badly fitted. So much so that a builder who was here mentioned that it should be…