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Deposit Issue
Hi there, I moved out of my old flat in December, but the friend that I shared the place with wanted to stay, so we found someone to take my room. I handed in my notice but the LA said this was irrelevant and issued us with some "tenancy swap" forms which we all signed and returned. The LAs told me they would send a cheque…
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Homebuyer's Report - Work Needed
Hi all, FTB here, and we have just had our Homebuyer's Report back from the survey. Unfortunately there are a few things that require 'urgent' action. These are: -Inspection of all the utilities: gas, electricity, water and boiler. -Damp around the front door. The Inspections don't worry me too much - that is (hopefully)…
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Landlord not returning deposit
Hi everyone, am looking for some advice regarding my old landlord. I moved house on 9th December an returned keys to landlord. The house was cleaned including carpets oven ect. My landlord is refusing to return my deposit as I was behind with my bills. I know this is an issue but they are in my name and I have contacted…
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Landlord insurance---Should I bother?
I've been letting out my flat for the past 5 years. I've a new tenant moving in this Friday. Up until now I've never bothered with landlord insurance. Primarily as the buildings insurance is dealt with by the flats' Management Company, I pay for insurance in case the tenant is unable to pay the rent. The kitchen white…
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Approaching Independent Mortgage Advisors
Having read MSE's 'First Time Buyers' Mortgage Guide 2014' and Phil Spencer's 2011 first time buyer book, I have decided to approach an independent mortgage advisor. I have emailed three local advisors asking for a fee proposal but each one has replied offering a free initial consultation. Should I go to all three free…
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Help with deposit
Hi guys, I am wondering if there is anywhere I can turn to for help with a deposit to move into rented accommodation? Very long story short, within weeks I will have nowhere to live (Being asked to leave the family home) and I do not have the deposit in place. I have always planned to move at the end of March when I had…
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My mum's tenants won't leave...
My mum has a flat in london and someone wants to buy it. On Nov 28th, my mum gave them a letter reminding them that their agreement ends early December, and that they should be gone within a month of that date. Now I'm aware that they haven't left, and they're not paying anything towards the property. I just turned 20, so…
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VOA council tax band possible increase?
Hi we received a letter stating that the VOA will be looking at our council tax and either put it up or keep it at its current level (band A). We got the letter on the 5th of November but have heard nothing since? our house is a 4 bed property (extension built 10-12 years ago), looking in the area the highest it goes to is…
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Letting Agent charging to move a Periodic Tenancy
Hi I am hoping someone with some knowledge can help me here, I am a long term reader of these boards so have picked up some information about this but not sure if I am correct! Our fixed term tenancy agreement comes to an end on 18th March this year. We have been informed by our letting agent that the landlord has decided…
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So who should pay for the electrician?
Okay, we have sold our house and the buyers surveyor picked up that the electrics need checking - potentially with an RCD fitting. Now, who should pay for the electrican to do these checks? As far as I'm concerned they put an offer in, if they want these elctrics checked then they pay for them. Thoughts?
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Pokeing nose in !!! Cavity wall insulation
My son who is looking to purchase a new family home , with £500k To spend , he does welcome my advice on homes & I do the basic DIY for him &. All the family. I myself have had two houses with cavity wall insulation & i am not to convinced that if I were to move again I would not buy a house with C/w/I , I am not convinced…
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advice on renting house in Cornwall please
I need to start advertising my house for let and have found a organisation called Visum. Has anyone any experience of using this medium and are there any other better avenues to go down ?
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Selling a property with tenants in
Hi Guys, Just wondered if anybody had an opinion on pros/cons of marketing a property with tenants still in. They are due to vacate in the next few months but now face the dilemma of trying to obtain a sale whilst they are still in it, or marketing an empty property instead. Tenants are reasonably accommodating and…
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Renting Woes
In Oct 2013 I had a landlord's annual safety check done by British Gas at the property I was renting privately which stated the boiler needed attention. It was recommended that work should be carried out or the boiler replaced in order to bring it up to current standards. The boiler is 25 years old according to the report.…
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No rent payment from agent
Hi I would be very grateful for some general advice. I am a landlord and have been with a letting agent for a few years and generally all been good. However last April I agreed with the letting agent to let directly with a local council, with the house lived by 1 young family and the council to pay directly to the agent…
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Stamp Duty land Tax on a Shared ownership property
I own 45% share in a flat ( Shared ownership with TVHA) and would like to purchase the other 55% share. The flat was purchased for 210,000 ( full price) ( First time buyer) and is now valued at 270-290 k. Can anyone tell me what SDLT I would have to pay for purchasing the full 100%?????? I paid SDLT on market value…
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Transfer of property
Hi everyone, I wondered if someone out there may be able to advise me on the implications that may arise from transferring a house. Basically my parents sold there house in Yorkshire and bought a property in Sussex to be nearer the family (the house was bought outright - so no mortgage). The solicitors in Yorkshire…
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Conveyancing solicitor recommendations?
I’m about to purchase my first buy-to-let property. I’ve until the end of this week to provide my solicitor’s details before !!!!ing off the EA and risk having the house put back onto the market. The seller also wants completion by April, do-able but the solicitor need to know to chase stuff along. For a 150k freehold…
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Advice please on Land Covenants!
Hello - after a bit of advice! We are looking at buying a house which backs onto a small piece of council owned land, and are looking at whether this land could be used for development in the future. The registered Title for the land states that: A Conveyance of the land in this title dated 7 March 1977 made between (1)…
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Downsizing to buy to let property
Was thinking of buying a property to rent out but also picking this property with a view to downsizing to it and selling my current home in later years ( in 15 yrs or more). I am in current Home 9 yrs. Does this sound like a good idea ? Is there anything I should consider good or bad about this Thanks
