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Help with deposit

TWS89
TWS89 Posts: 52 Forumite
in House buying, renting & selling
Hi guys,

I am wondering if there is anywhere I can turn to for help with a deposit to move into rented accommodation? Very long story short, within weeks I will have nowhere to live (Being asked to leave the family home) and I do not have the deposit in place. I have always planned to move at the end of March when I had the money but now I have no choice and I have till the end of Jan.

I have no chance of getting a loan (Already tried a £1000 loan with bank and have a small CC which cannot be increased)

I work full time and earn a good wage but cannot find the money by the end of the month. Is there anywhere that could help me out with this? I know charities help with people in receipt of benefits, but is there help for people who are work and are about to be made homeless?

Comments

  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Check with your local council. Some do deposit guarantee schemes and various other things.
  • TWS89
    TWS89 Posts: 52 Forumite
    Pixie5740 wrote: »
    Check with your local council. Some do deposit guarantee schemes and various other things.

    Is that for people who work? All I can see is that it's for people who are in receipt of benefits and are privately renting.
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    It varies from council to council so I don't know if it applies to where you live. If you're facing homelessness you should contact the council anyway to see if they can help you.
  • TWS89
    TWS89 Posts: 52 Forumite
    Pixie5740 wrote: »
    If you're facing homelessness you should contact the council anyway to see if they can help you.

    Unfortunately when I contacted them regarding being made homeless (Not about help with a deposit) the lady asked if I was unemployed, to which I said no. She then asked if I had any children, to which I said no and she snorted/laughed and said that there was nothing she could do as I was not a priority.

    I have emailed my local council to see if there are any deposit loan schemes that they do for people in my situation. Thanks for your advice.
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    What about your employer? Do you think they would advance you some money to cover the deposit?
  • TWS89
    TWS89 Posts: 52 Forumite
    Pixie5740 wrote: »
    What about your employer? Do you think they would advance you some money to cover the deposit?

    I have already tried that route unfortunately and received a very stern 'No and don't ask again' telling off!
This discussion has been closed.
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