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Where do we stand with landlord?
Ok so my bf rents a room in a home and I come over once a week and may stay the night. The landlady has never said no to this and seems finme for me to stay over for the night . However my bf and I had a row last night where he raised he voice yelling at me. It wasn't ultra loud but loud enough. Next minute the landlady…
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Right of access - Terraced House
Hi, I am considering buying an End of terrace which has a right of access (ROA) path across the back garden for a single neighbour (for taking out their bins etc). In principle I have no issue with this and in a perfect world where this ROA is never abused why would I. My worry is that worst case scenario occurs where some…
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Asbestos certificate requirement when buying a flat
I am buying a flat in a building built around 1973. My solicitor is asking the seller to provide an asbestos certificate, because its a legal requirement for buildings of this age. They don't have such a certificate as they don't believe there is asbestos in the building. This is one of the few things outstanding in a…
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Rented Traffic Noise Nightmare
Hi i hope someone can advise us on our rights We are in a rented end terrace property on a 12 months contract The problem is our main bedroom faces a dual carriage way about 15 yards from our house the sound coming from the road is unbearable even my gf doesnt sleep in the bedroom now as its that bad. Traffic really starts…
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served s.21, buying a house... question
I have been served a s.21 from my landlord, asking me to leave by 15th March. I am currently in the process of buying a house, i have had an offer accepted and have submitted the mortgage application yesterday. I think there's a good chance that i won't be ready to leave on 15th March and am wondering what to do. I am…
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Advice needed please - restriction on land reg
Hello, I was wondering if I could get some free advice from someone that knows or may have been in this position before... My partner and I split up. We bought a house for 250k, she put down the 25k deposit and 5k in stamp duty and fees etc. We have a restriction on the land registry that says she is entitled to the first…
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Buying a second home
Hi, I have had a plan for a couple of years to, in another couple of years, buy a second home. Renting out my current home in the process. Generally to create a proverbial pension pot in the form of (on the most part) an appreciating asset. Only recently I have had the thought to simply release the equity in my current…
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Should I buy to let in 2015?
I've been going back and forth on getting involved with buy to let for a few years, and am starting to think about it a bit more recently. The short version of my situation is that I am mortgage free and have a lump in the bank (roughly half the size of the equity in my house). Let's assume I am doing all of the sensible,…
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average cost for a Gas and an Electricity Safety Certificate?
Hi all Just trying to see what the average cost is for a Gas and an Electrical safety certificate is to compare and plan from a budget point of view. Cannot seem to find any comparison online hence the question. We are going to rent out our house so will need both certificates from a compliance point of view. Agents have…
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Neighbours wants to build extension, one problem noise
My dads new neighbour wants to build a new extension to his property from the letter he received council planning office.. My dad has no problem with them building the extension, but the problem is noise they will make.. When the new neighbour brought the house they went to town on it and started banging from 07:30/45 to…
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"Offers over", how much to exceed it by
I viewed a house today and really liked it. I've arranged to go back with my wife on Saturday for a second look. House meets all our criteria but is towards the top end of what we're looking to spend. The house has been on the market for several months, and the seller has dropped their asking price from £375,000 to offers…
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Help! Being evicted & will fail future checks due to partners mental health
Hi, My partner has severe borderline personality disorder and due to this occasionally goes on excessive spending sprees which I can't control. On two occasions this has resulted in being late to pay rent. I have now been given my two months notice, but now upon speaking to another agency whilst looking for another…
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SW London rental
Hi All, We are looking to rent a property in SW London and have seen a few that we are considering putting offers in on. We are but unsure what the general 'done thing' (or even if there is a 'done thing'!) in terms of how much to offer. Letting agents have advised us to put in offers are made some suggestions to us, but…
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What adds more value to your house?
Hi guys Having moved in to our house just over a year ago, we have a list of improvements we want to get through, which we obviously need to prioritise due to budget restraints. So, I was wondering which of the following people would say would add more value (monetary or desirability): New kitchen - fairly small size and…
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Mortgage exit fee confusion
Hi So this is a bit unusual _ fixed rate mortgage with nationwide - Making a decision on moving from South East England to Northern Ireland and when I contacted nationwide they told me in writing that if mortgage was ported there would be no fee - so roll on a few months later and when arranging to do this they told me…
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Buying first home, cash.
My son is embarking on buying his first home, paying cash. His offer has been accepted, he needs to sort out a solicitor, first, I take it. A member of the family is a very good builder, who has offered to take a good look at the property. The person in the property, died and had lived there a while, it is just by our…
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First Time Buyer -received Survey Results...
hello Ive recieved my homebuyers report for the 1960s semi im trying to buy and have the following info/concerns. Id much appreciate some expert advice from fellow moneysavers -) Roof The Mortar to verge tiles have perished and require repointing. The roof space doesn't have enough ventilation condition 2 Im estimating…
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Applying for Planning permission
Hi all, I am wanting to extend my home removing a horrible extension on the front and extending out the back. What do I need to consider when making the planning application? I am about to instruct an Architect do they submit the planning app or do I?
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Would you rent to DSS/ rent gurantee scheme or privately rented?
Hi All, We are in the fortunate position to be able to rent our current property whilst moving houses. I want to rent it long term with secure payments. What do you think the best way to do this would be? Would you accept DSS tenants? I am tempted to put it into a rent gurantee scheme so they can manage it and pay the rent…
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Offers - Am I moving too quick?
Hi all, found a house I am very interested in which has been on the market for just 10 days and has apparently had quite a few viewings already. I went for a viewing on Sunday and liked it very much (been told good to get an offer if like it a lot to look serious....) so offered 164k for it (it's on sale for 170k and the…
